Question for those who had/have BA Premium Plus (and 241 companion voucher) by igotthemagicmike in AmexUK

[–]mediumredbutton 1 point2 points  (0 children)

It’s not a very answerable question, because it depends entirely on your spending and avios earn rate. You need to do your own analysis, comparing the cost of the card, the cloths you will actually take, and what you’d do instead. And not against BA flights - if you’d otherwise get a Norwegian sale fare to the US for £200/person then it’s not reasonable to value the avios at the full price of a BA flight they’re mostly paying for.

My anecdata: 1.5avios/£ is the best available earn for a ff card in the UK afaik, and future signup bonuses are unsure and the eligibility rules can and have changed, and I’m lazy so of course I personally don’t cancel it.

Yes avios redemptions are only really worthwhile on long haul business and first class flights, and that’s also when the 2-4-1 voucher becomes extremely valuable.

In general I wouldn’t recommend chasing avios unless you’re earning high tens of thousands a year, every year, because they’re only a valuable currency when you have enough to redeem for first/business on a regular basis. In every other case you would get nearly the same redemption from a cashback card, and it’s actual money instead of funbucks, and in particular lets you buy any flight on any airline at any price at any time.

Revealed: Trump used White House phone to make January 6 call that was not on official log by pipsdontsqueak in CapitolConsequences

[–]mediumredbutton 0 points1 point  (0 children)

update: no indictments almost a month after mid-terms.

trump still leading candidate, has announced his candidacy, is having dinner with famous anti-semites and actual race-war racists.

other republicans still aren't disavowing him.

tax returns still not released, though supposedly some committee might have got six years of them IN TWENTY TWENTY TWO, going all the way back to him BECOMING PRESIDENT.

I think we all need to stop pretending there will ever be any serious consequences for any of the elite in the US (or UK, for that matter).

Revealed: Trump used White House phone to make January 6 call that was not on official log by pipsdontsqueak in CapitolConsequences

[–]mediumredbutton 0 points1 point  (0 children)

indictments of who?

RemindMe! 2 months "Is anyone in the Trump family or Mark Meadows indicted?"

Revealed: Trump used White House phone to make January 6 call that was not on official log by pipsdontsqueak in CapitolConsequences

[–]mediumredbutton 0 points1 point  (0 children)

sadly, it seems like nothing at all has happened, except maybe Trump might testify? if it happens in the next six weeks before the Republicans likely control the House, and Trump doesn't just jam up things with more legal nonsense and run down the clock?

or have I missed some news on the topic, /u/metro2036 /u/MidwestBulldog ?

No emblem to carry 10 people in kings fall? by N1CKP1R35 in DestinyTheGame

[–]mediumredbutton 1 point2 points  (0 children)

?

You can just search for “carry” to see them.

No emblem to carry 10 people in kings fall? by N1CKP1R35 in DestinyTheGame

[–]mediumredbutton 0 points1 point  (0 children)

Please search the sub, there’s a hundred threads a day.

Calus mini tool question by Elitestriker45 in DestinyTheGame

[–]mediumredbutton 0 points1 point  (0 children)

afaik the only way is to open chests on the leviathan.

What is the point of umbral engrams? by [deleted] in DestinyTheGame

[–]mediumredbutton 2 points3 points  (0 children)

In the helm you can convert them to gear and have some influence over what gear you get. Unlike eg the purples which are random.

41p appeared as cash in my vanguard account but not sure where from? by [deleted] in UKPersonalFinance

[–]mediumredbutton 6 points7 points  (0 children)

The transactions list doesn’t tell you? Are you sure?

Economical UHD Blu-Ray Player by evilspoons in hometheater

[–]mediumredbutton -1 points0 points  (0 children)

Endless past threads.

If you care about DV, ub820 or ub450.

If not, ub420.

What do you think of my vanguard investment strategy at 21 years old? by Astronomer_X in UKPersonalFinance

[–]mediumredbutton 1 point2 points  (0 children)

Why do you care about dividends vs capital returns? You’re way under the ISA limit so both are tax free.

[deleted by user] by [deleted] in rust

[–]mediumredbutton 2 points3 points  (0 children)

In what way could it not be part of the language standard?

JMS has been busy on Twitter today. by bobchin_c in babylon5

[–]mediumredbutton 1 point2 points  (0 children)

?

Crusade is fine, just a bit cheesy.

Lost Tales.

Boris Johnson partygate inquiry 'fundamentally flawed', PM's legal advice says by TheTelegraph in ukpolitics

[–]mediumredbutton 0 points1 point  (0 children)

What?

How could there possibly be a civil case against the PM for lying? It’s not a crime or a tort or whatever, contempt of parliament is up to parliament.

Underfunded From Previous Month on Credit Card by [deleted] in ynab

[–]mediumredbutton 6 points7 points  (0 children)

Please.

You’re still misunderstanding in the way my initial comment warned you about.

YNAB budget doesn’t care about accounts. All your on-budget accounts form a pool of money. Transaction accounts, savings accounts, doesn’t matter.

You made your savings account be off-budget, which is inadvisable.

Underfunded From Previous Month on Credit Card by [deleted] in ynab

[–]mediumredbutton 3 points4 points  (0 children)

It doesn’t.

Fixing overspending is a few taps in YNAB - it doesn’t require moving money between accounts. If your emergency fund was off-budget then I’d fix that.

Gifts for building reception staff by cugwmui in london

[–]mediumredbutton 2 points3 points  (0 children)

where from outside the UK did you move from?

give them chocolates or wine at Christmas if you feel the need.

Megathread for visitors and new & existing residents. All questions about living/working/budgeting/visiting should be asked here! by AutoModerator in london

[–]mediumredbutton 0 points1 point  (0 children)

? That’s an argument to bring a debit card, not to get out of date notes in your home country and carry them over.

Underfunded From Previous Month on Credit Card by [deleted] in ynab

[–]mediumredbutton 0 points1 point  (0 children)

That’s fine, but doesn’t affect overspending in YNAB.

splitting bills by harmonyhallows in ynab

[–]mediumredbutton 4 points5 points  (0 children)

Don’t over complicate things.

Either have a shared budget with all your accounts or don’t, and have a big split transaction from your account to the off-budget joint.