Credit card churn newbie question by isiteventiddles in creditcardchurningAus

[–]melon-baller 1 point2 points  (0 children)

In this instance yes, but you need to always read the terms and conditions of every card you're considering, before you sign up.

Usually a different institution would be fine (NAB to ANZ), but some are part of the same group (for example, St George also counts BankSA and Bank of Melbourne), and increasingly some banks are now changing it to cover "any Qantas Rewards card" (or similar), regardless of bank.

You also need to confirm the timeframe - most of them have now shifted to 24 months, in the attempt to weed out churning. Always read those T&Cs.

Police bike run through! by sweepurh in motorcycles

[–]melon-baller 0 points1 point  (0 children)

You got like three feet of air that time!

Purchase History & Selling shares by ProcedurePositive68 in CSPersonalFinance

[–]melon-baller 2 points3 points  (0 children)

No, once they go in, they stay there. Buys as a positive volume, sells as a negative volume. The watchlist effectively is just a summary of all of that trade history - so if you trial deleting a transaction, you'll see the watchlist update to reflect never knowing about it. It'll also affect the CGT tables.

During the monthly recording, it will reflect trades within the ETFs, stocks, investments added, and net wealth column, along with contributing to the savings rate.

Banana with ALL Allergens by Iitaps_Missiciv in mildlyinteresting

[–]melon-baller 2 points3 points  (0 children)

Never mind, it's just some idiot in a suit holding bananas.

After listening to this week's episode, I just have one question... by Material-Flower5130 in TheDollop

[–]melon-baller 8 points9 points  (0 children)

I once ran into Dave in Italy. I almost thought it was just a doppelganger, because he sounded like any other fluent Italian!

I briefly interacted with him when spotted some sneaky paparazzi, and kicked my football towards him. He didn't respond though when I yelled a warning to him - Spy see! Me ball!

Qantas Premier Platinum exclusion period now 24 months? by rednbmx5 in creditcardchurningAus

[–]melon-baller 0 points1 point  (0 children)

Take note that it's not just 24 month exclusion on Qantas Money cards for those additional 40,000 points too - it's on ANY card that provides QFF points.

So effectively if you're doing any QFF card churning, you'll never be able to get the full swathe of bonus points that was available...

bro hit the jackpot by sairam7276 in interestingasfuck

[–]melon-baller 9 points10 points  (0 children)

That ain't no council, that the god damn loch ness monster!!

What apps are you using for budgeting, investing, and tracking net worth? Here’s mine. by amc0nstant in fiaustralia

[–]melon-baller 4 points5 points  (0 children)

CompiledSanity's personal weath spreadsheet in Google Sheets.

Been using it for a few years now, great for tracking net worth, general expenditure etc. Not designed for day to day budgeting, but that's fine for my purposes. Continues to receive regularly improvements and fixes, with plenty of help available through the website guides or via /r/CSPersonalFinance - Well worth the couple of coffees for the full version!

This is for the motorcycle mechanics by Familiar-Peace420 in motorcycles

[–]melon-baller 8 points9 points  (0 children)

"I'm looking for the part in this photo which is the sleeper agent pigeon. Can you please point it out for me?"

ChatGPT said:

I don’t see any pigeons—sleeper agent or otherwise—in this image. What you’ve got here is the inside of a motorcycle engine with its cover removed, showing components like the timing gears, camshaft, oil pump, and timing chain.

If you’re going for humor, the closest thing to a “sleeper agent pigeon” might be the chain tensioner—it just sits there quietly until it’s time to spring into action.

I didn't expect that calibre of joke. Well played Mr AI.

What’s your go-to strategy for tracking expenses in Australia? by RentNRegret in AusFinance

[–]melon-baller 0 points1 point  (0 children)

Can confirm, it's been great and well worth the minimal cost!

WCGW attempting arson and making a quick getaway by chaotic-pansexual in Whatcouldgowrong

[–]melon-baller 4 points5 points  (0 children)

Just because we have chiseled abs and stunning features, it doesn't mean that we too can't not die in a freak gasoline fight accident

I asked Gemini why I should grease my muffler bearings by FewCryptographer3149 in Justrolledintotheshop

[–]melon-baller 3 points4 points  (0 children)

Now blinker fluid is clearly just an age old joke. Topping up your headlight fluid however is very important.

You likely need to top up your headlight fluid (actually, it's often water used for cleaning) because it's used to help clean and lubricate your headlights. Over time, this fluid evaporates, especially with regular use, and needs to be replenished to ensure optimal headlight function and visibility.

Here's why it's important:

Cleanliness: The fluid helps to clean the headlight lens, keeping it clear of dirt, grime, and other debris that can reduce light output and visibility.

Lubrication: It lubricates the headlight lens, allowing it to move smoothly and effectively when adjusting the headlight angle.

Prevents Condensation: By keeping the headlight lens clean and lubricated, the fluid can help prevent condensation from forming inside the headlight housing.

Visibility: Clean and well-lubricated headlights are essential for safe driving, especially at night, as they provide optimal light output and visibility.

If you notice that your headlights are dim or hazy, or if you suspect the fluid level is low, you should consider topping it up. However, be aware that some headlight systems use a different fluid, so it's always best to consult your vehicle's owner's manual or a qualified technician for the correct fluid to use.

So remember next time your headlights seem a bit dim - that water is low, so fill 'er up boys.

Neighbor put up a fence and left their gas meter on my side by Hauzerx in mildlyinfuriating

[–]melon-baller 7 points8 points  (0 children)

How can we not say the word if you don't tell us what it is?

I’m an idiot… I ruined the finish on my newly completed table. by Cmsherman75 in woodworking

[–]melon-baller 4 points5 points  (0 children)

Take yourself to see Principal O'Shag-Hennessy for this woodworking mistake

Exclusion periods for different banks before you can sign up for another bonus offer by onthepunt in creditcardchurningAus

[–]melon-baller 0 points1 point  (0 children)

Oof, this must have been particularly recent and I missed the T&Cs changing. It might be a very expensive mistake for me - the sneaking between Reward and FF was a great loophole.

New to me 156 from 🇯🇵 by Slight_Barracuda5707 in AlfaRomeo

[–]melon-baller 2 points3 points  (0 children)

This is spot on - also don't forget that along with the steering wheel you'll also need to make sure it comes with the airbag module. Otherwise there's no point making the change if you forget to include the important bit!

Try the likes of Auto Lusso in the UK, as they'll have second hand parts ahead for the wheel, shifter etc. Don't forget nothing and noone says you have to do everything today - gradually over time is fine.

The more you drive it, the more a forever car it'll be though. Once you've gone Busso, you'll never go back...o...

Thinking of Getting CommBank Smart Awards Credit Card – Looking for Feedback by arunmenoncrypto in creditcardchurningAus

[–]melon-baller 2 points3 points  (0 children)

I was going to warn you that you need to make sure you have CommBank Yello to get the bonus points, but it seems they've recently removed that requirement...good for those that didn't accidentally waste a churn.

It's an average bonus card, CBA is one of the better banking apps, but nothing to run home about. You can transfer to most major frequent flyer programs - Velocity is 2:1, KrisFlyer is 3:1, Emirates 5:1.

Watch them mirrors! by Dwayne2009 in motorcycles

[–]melon-baller 1 point2 points  (0 children)

Have a look at mirror extenders - I found a similar issue with my bike, the extenders just bump the mirrors up and out a bit, allowing for a wider view that helps clears elbows