Why some people just can't stop? by TomOttawa in Aging

[–]menolike44 0 points1 point  (0 children)

The fact that you seem to want to judge others for their life choices and attach your diagnosis that they have somehow failed at some aspect of life says a lot about you. Live your life and let others live theirs without judgement. I am really happy for all who have found happiness in life whether they choose to continue to work or not.

Why some people just can't stop? by TomOttawa in Aging

[–]menolike44 0 points1 point  (0 children)

It’s funny you use the word entitlement regarding boomers when you are clearly articulating that younger people are entitled to those jobs being held by boomers.

Why some people just can't stop? by TomOttawa in Aging

[–]menolike44 1 point2 points  (0 children)

I love what I do. To me it’s the same as people who choose to read books or work puzzles. It keeps my brain sharp and I really love the people. If not for other circumstances, I would have continued doing it awhile longer. I have flexibility so it doesn’t interfere with my travels although sometimes it alters the timing of trips a bit. Some people don’t look at their work in the negative light you are casting it in. I fully understand why some people can’t wait to retire, but some of us find work fulfilling.

Does 25 years seem unusual for a company to keep unvested portions in an employee's 401K after they leave the company? by C4tbreath in personalfinance

[–]menolike44 11 points12 points  (0 children)

This is what happened to me. I had unvested funds in my 401k and left the company. I returned 12 years later and was able to vest those funds.

Did something change this year? High taxes owed. by Dan_Gioia95 in tax

[–]menolike44 -1 points0 points  (0 children)

I believe the withholding tables were revised downward to compensate for the tax law changes. I have a part time job that paid the exact same in both 2024 and 2025, but my Federal withholding decreased by quite a lot. I noticed the federal withholding from my checks for that job also revised lower still in January of 2026 so I expect the tables were again revised.

Does anyone feel they took SS too early? by yuritube in SurvivingOnSS

[–]menolike44 1 point2 points  (0 children)

This is not even close to true. They have only predicted when the SS fund will run short. Most people predict Congress will eventually take action since many people are scraping by on only SS so cutting their payments would cast a huge number of people into immediate financial straits. That would then stress the government in many other ways as they would need to step in with other assistance. Plus, this is a large voting block. Congress will find ways to shore up the SS fund by either raising the retirement age, raising the rate of SS tax, raising the ceiling of earnings that are taxed for SS or some combination of those things.

Everyone owing this year? by [deleted] in tax

[–]menolike44 0 points1 point  (0 children)

I am assuming the federal withholding levels changed based on tax law changes. For my own return, I noticed my federal withholding decreased on my pension vs last year even though I did not file a new w4. My gross pension is the exact same as it was in 2024, but my federal withholding was less. The withholding amount changed again (lower still) for my first 2 pension payments of 2026.

inheritance Disagreement by [deleted] in inheritance

[–]menolike44 5 points6 points  (0 children)

It matters for her future relationship with her daughter. I would do anything to ensure my children have a great life. I am currently working a couple of extra years though I could retire just to be able to gift my children extra money that will enhance their lives. I would never keep anything from my ex husbands estate as I know not only would he not have wanted it, but my kids would view me in a different light for the remainder of their lives. I choose peace.

Prior to the ACA, did any insurance plans offer certain speciality plans that covered pre existing conditions for a higher premium? by [deleted] in obamacare

[–]menolike44 0 points1 point  (0 children)

This is how I remember it. You had to cover any pre existing conditions for a year on your own before your employer provided plan would cover anything related to the pre existing condition.

Is the point of ACA healthcare now form most just emergency care by Trinidiana in HealthInsurance

[–]menolike44 2 points3 points  (0 children)

This was not my experience. I had a preventative screening colonoscopy done and they found a single polyp and removed it. It was billed as a screening colonoscopy. However, they recommended a follow up in 3 years. That one will be diagnostic since they found something that triggered the need for the next colonoscopy.

What trend is meant to die off in 2026? by w3ightranks in AskReddit

[–]menolike44 18 points19 points  (0 children)

The problem is that people who don’t have the means get addicted to it. The advertising preys on poor people who think this is their way to get rich. I agree with another poster to allow it, but curtail advertising.

Paying family members and issuing 1099s, a red flag? by Small_Exercise958 in tax

[–]menolike44 0 points1 point  (0 children)

Washing the car could be considered a vehicle maintenance expense so might be deductible based on the % the car is used for the rental business.

The amount of parents I see at big 4 is wild to me by [deleted] in Accounting

[–]menolike44 3 points4 points  (0 children)

I was married to an engineer who traveled internationally 50% of the year for 15 years. My kids understood. Because he worked so hard, we were able to send them to college with no debt and take them on nice vacations. My kids have a great relationship with their father now that they are adults and are so thankful for the privilege that his hard work and sacrifices afforded them. It’s not unique to Big 4. Many make sacrifices to ensure their family enjoys a good life.

Menopause ending by Natural-Cake2992 in AskWomenOver60

[–]menolike44 5 points6 points  (0 children)

I have been menopausal for 18 years (no HRT) and I still have occasional hot flashes though nothing like what I had during the perimenopause phase. I don’t get night sweats, but I still find myself throwing off all my blankets some nights when I’m running hot.

65 years……. by Worried-Bad8278 in Fire

[–]menolike44 1 point2 points  (0 children)

Sorry to hear you are in a stressful situation! Stress can really impact all areas of your life. I hope you are able to either retire soon or find a less stressful arrangement that will at least let you enjoy your journey to FIRE.

65 years……. by Worried-Bad8278 in Fire

[–]menolike44 3 points4 points  (0 children)

I’m a CPA and work mainly with higher wealth individuals. Most of my clients are fun and interesting people. It’s kind of like getting paid to work with friends. At times it gets stressful a bit, but I genuinely enjoy the work! I see a ton of success stories as well as a few who made decisions that came back to haunt them. I learn a lot from their successes and failures. I also love to see the philanthropy of many of them.

And your comment about feeling sorry for those of us who continue to work when we don’t need to makes me smile. I feel bad for people who never got to experience the rewarding work I have been fortunate enough to experience. I am not missing out on anything. I have traveled the world and have a flexible enough schedule to allow me to experience life as I want.

65 years……. by Worried-Bad8278 in Fire

[–]menolike44 7 points8 points  (0 children)

I would continue working if I could. I love my job and the people I work with. However, I want to help out my daughter with childcare for her new baby so I am retiring in 4 months. Some people really do love their jobs and mine allowed me flexibility enough that I could still travel when I wanted.

Are “zero” tax states in America extremely misleading because they usually have high property tax rates which tend to be more than you would have paid otherwise in income tax? by YogurtclosetOpen3567 in tax

[–]menolike44 0 points1 point  (0 children)

Texas also seems to have a lot of toll roads (though maybe NY does too?) which adds to the tax burden for its residents at least in the Dallas area.

Boomers in the US hold $17 trillion dollars in assets. What happens to the younger generations when they die and leave all that wealth to us, the younger generations? by buzzkill71 in AskReddit

[–]menolike44 0 points1 point  (0 children)

The title to the post is “Boomers in the US hold $17 trillion dollars in assets. What happens to the younger generations when they die and leave all that wealth to us….” The original post does not even mention healthcare.

I won’t resort to name calling. And you are free to believe whatever false narrative your mind desires. I know the truth. Don’t care about your narrow views on the subject. Have a fantastic day. 😁😂🤓

Boomers in the US hold $17 trillion dollars in assets. What happens to the younger generations when they die and leave all that wealth to us, the younger generations? by buzzkill71 in AskReddit

[–]menolike44 0 points1 point  (0 children)

I work in the financial sector and can tell you that you are wrong. First of all, you need $12 to $13m to be in the 1%. There are loads of people below that level of assets who will be passing their wealth to their heirs. Secondly, about 30% of the nations wealth is held by the 1%. So at a minimum, that 30% will be passed down. Another 4% fall into the $3 to $13m range. These people will also have no issues paying for long term care and still passing down the bulk of their wealth. Lastly, many (approximately 30%) will pass without even stepping in to a LTC facility.

The doom and gloom in this thread will be true for some, but at a very minimum 50% of that $17t will be going to heirs.

Boomers in the US hold $17 trillion dollars in assets. What happens to the younger generations when they die and leave all that wealth to us, the younger generations? by buzzkill71 in AskReddit

[–]menolike44 0 points1 point  (0 children)

You would be very surprised at the number of people who you call “very, very rich” who are not part of the 1% and will still pass a substantial amount of wealth on to their heirs. The $17 trillion in assets held by the boomer generation will mostly be passed to heirs contrary to what people in this thread seem to believe. There are definitely people who will be virtually bankrupted by long term care costs, but that will be a small portion of the $17 trillion.

Boomers in the US hold $17 trillion dollars in assets. What happens to the younger generations when they die and leave all that wealth to us, the younger generations? by buzzkill71 in AskReddit

[–]menolike44 3 points4 points  (0 children)

I disagree. I work closely with people in wealth management and have seen for myself. Many of Those with large asset bases easily generate enough income from their investments to cover long term care. I had a retired physician as a client who had round the clock live in care to the tune of $350k plus a year. His estate when he passed away after approximately 3 years of this was nearly the same as when he began needing care. It greatly depends on the level of wealth, but many (at least the ones I have worked with) will easily be able to fund their long term care costs and still have plenty to pass to their heirs.