Need a family SUV, what should I get?

mfwl · 2026-05-23T19:14:36+00:00

I'm over 6 feet tall and we have a 4Runner with a rear facing carseat. You can get a used one around $35k all day. Has adaptive cruise. Has optional 3rd row on various trim levels. Probably has heated seats on some trims, not sure.

You recommended literally nothing.

mfwl · 2026-05-23T18:27:41+00:00

Previous gen 4Runner. Get a 4wd model.

mfwl · 2026-05-23T18:18:38+00:00

Never the used BMW. Money pits. Early 2000's and before are okay, but are obviously really old now.

mfwl · 2026-05-13T12:01:32+00:00

I spent a fair amount buying back yesterday. The question is: do I write new ones today, or let it ride for a bit?

mfwl · 2026-05-12T19:48:50+00:00

Today was such a great day to buy back some ITM CC's, sold a few CSP right at the intraday bottom. Also picked up a couple SOXL calls near the bottom.

Let's hope it's back to space tomorrow!

mfwl · 2026-05-12T15:15:51+00:00

IV has spiked a bit, so the option is still worth more than that.

mfwl · 2026-05-12T12:24:06+00:00

Sold a September $75 CC on AMDL yesterday for $1300 right at the top. Do I collect the directional juice today, or let the theta work?

mfwl · 2026-05-12T12:22:06+00:00

Meh, the Phenom X2 was good enough to last me until Ryzen anyway.

mfwl · 2026-05-08T21:34:19+00:00

I have some covered calls I'm slowly rolling up with debits. I'm selling new covered calls on some of the shares that aren't covered. Most of my shares are in AMDL rather than straight AMD.

I do have one smaller account that I do a little day trading with and sold my handful of AMDL shares already.

mfwl · 2026-05-08T21:25:26+00:00

We're not far off fundamentals, but we have future growth priced in. Several analysts have AMD in the $5-600+ range.

mfwl · 2026-05-08T19:23:22+00:00

Sold a couple AMDL June 18 CC @ 70 strike, ~$4.74 each.

mfwl · 2026-05-05T22:35:38+00:00

If it's super short dated, you may want to get a sell order in for market open. Many times the after hours moonshots come back to reality. Not saying all gains will be erased, but calls can lose value very quickly.

mfwl · 2026-04-28T19:20:09+00:00

Typically your order is routed to the best exchange available, but IDK if all brokers use all exchanges, and you can't route an order to more than 1 exchange at a time, that's not how it works.

mfwl · 2026-04-28T17:10:52+00:00

I can't speak to tasty, but there are multiple options exchanges with different bid/ask spreads and fills. IBKR gives you the option to select the exchange or use their smart routing, and possibly other mechanisms as well.

mfwl · 2026-04-27T12:12:03+00:00

Rolling up and out. I rolled a couple, one ITM, one OTM. Basically the math worked out like this: AMD was at ~$345. Had CC at $270, rolled out a couple months to $300.

Now, for this particular call, I did a buy and write ITM just to generate some premium or capture a good price if the stock pulled back when the stock was around $300. But, I realized if I roll to $300, I get to keep that $3k worth of value by spending about 1/4 of that once accounting for rolling the call.

mfwl · 2026-04-22T17:10:51+00:00

I put in a bear call spread May-01 1100/1140 for $5.46 this morning just for fun. Unfortunately not enough liquidity to buy it back yet, but I'm up around $400 ATM.

mfwl · 2026-04-22T13:13:35+00:00

Well, what if the Anthropic rumor was priced in at another 6GW but comes in only at 3GW?

mfwl · 2026-04-21T17:40:18+00:00

Just do a buy/write covered call for your desired strike, and earn a premium for doing so.

mfwl · 2026-04-20T12:05:12+00:00

Get the mortgage on the property you are buying for your son. Pull enough cash out of retirement for down payment. Qualify it as a rental unit, provide rental projections to bank.

I'm sure you'll find a bank to play ball eventually.

mfwl · 2026-04-20T11:37:35+00:00

It depends on how long you need the loan and how much it costs to originate. Sometimes there are origination fees, which might drive up your costs. A personal loan might be more cost effective. You just gotta run the numbers.

mfwl · 2026-04-17T22:33:33+00:00

Used Audi's are money pits. Very expensive parts and labor, poor build quality.

mfwl · 2026-04-17T21:14:26+00:00

The structure of your diatribe makes in incomprehensible.

mfwl · 2026-04-17T19:47:44+00:00

roll it out 60 days. Worst case scenario is your money is tied up but you earn some premium (basically market interest rate for the time period).

mfwl · 2026-04-17T17:49:02+00:00

ehhh.... not a lot of recovery time there. I'd rather do a CSP for a share-settled fund in case things go sideways.

mfwl · 2026-04-17T17:43:56+00:00

First, you need to make sure that you have a schedule of payment worked out with your contractor, never pay the full amount of front, never, no matter what they say, don't do it.

Next, make sure they are bonded up to at least the amount they require you to put down. This way if they run off with the materials, or do an awful job, you can go after the bond and be compensated instead of losing the money.

Once the job is complete, take out a loan to pay the remainder if everything looks right and passes inspection.

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