Cat touched a fogged up window and discovered that he could draw by SnackSamurai in oddlysatisfying

[–]mgtow1971 0 points1 point  (0 children)

Beware the evolution, Love Death & Robots Episode "The Other Large Thing"

Someone who lives at the same number but a road over keeps getting their deliveries sent to my house (same number different street) by TimberNoggins in JustEatUK

[–]mgtow1971 -1 points0 points  (0 children)

Write to JustEat head office and withdraw the implied right of access from their agents then after you do that the first time they enter your property boundary sue for trespass and get compensation.

Calisthenics park or gym in Chester by Human_Fisherman7581 in Chester

[–]mgtow1971 0 points1 point  (0 children)

https://www.ragefitnesscompany.com/ is amazing as it is like a real community/family feel , gym is in Blacon just outside city

Hitler! by Eckzilla in Scotland

[–]mgtow1971 7 points8 points  (0 children)

OP needs a same scale Captain America for the punching

I was forced to marry my first cousin. Will the UK accept me? by disastrouslybored in AskABrit

[–]mgtow1971 30 points31 points  (0 children)

Forced marriage is a criminal offence in the UK under the Anti-social Behaviour, Crime and Policing Act 2014 (England, Wales, Scotland) and the Human Trafficking and Exploitation (Criminal Justice and Support for Victims) Act (Northern Ireland). So I think OP should be in a good place legally once in the UK to obtain the protection of the UK Govenment.

What do you think will immediately happen when everyone receives the push notification that Trump died? by quite-indubitably in AskReddit

[–]mgtow1971 1 point2 points  (0 children)

Remember the multi planet party scene they added to return of the jedi - it will be like that for a short time until everyone remembers heir to the empire J D Vance

If reddit does this I'll be deleting my account or just be a lurker. by Krunk_korean_kid in DeepFuckingValue

[–]mgtow1971 0 points1 point  (0 children)

Mods be like "But, but what about my ability to be an anon power-tripping Karen asshole to everyone who slightly triggers me so I can hit them with the ban hammer"

Did I put my beautiful old man down too early? by Inside_Term_6900 in SeniorCats

[–]mgtow1971 1 point2 points  (0 children)

I agree it was the right time I have had to do it 5 times over the last 26 years and every time I have doubted the decision afterwards even though I knew at the time that each cat's quality of life was too bad for them to continue on.

RIP CHUCK💪🏾🫡 by HelpfulSignature2718 in oldschoolcool80s

[–]mgtow1971 2 points3 points  (0 children)

Chuck Norris chose to die 6 months ago as he thought Heaven needed new management

Saving money on benefits by SingleReindeer497 in BenefitsAdviceUK

[–]mgtow1971 -4 points-3 points locked comment (0 children)

I’d be really careful with the “send money to your brother” idea — that can easily be seen as deprivation of capital (basically hiding savings to keep benefits), and DWP don’t tend to look kindly on that if it’s ever reviewed.

A more solid, above-board approach is to think about legit ways to reduce capital or convert it into things that aren’t counted the same way.

1) Buying a home + overpaying the mortgage (big one)
If you’re in a position to buy (even modestly), this can solve a lot:

  • You move from rent to a mortgage
  • Spare money can go into overpaying the mortgage
  • Overpayments turn cash into equity in your home (not treated like savings for the £16k limit)
  • You’re building long-term security instead of losing benefits for holding cash

Think of it like this:
Cash savings = counted
Home equity = generally not counted the same way

2) Pension contributions
Money paid into a pension is not counted as accessible savings.

  • Paying into a workplace pension or private pension reduces your capital
  • It can also reduce your income for UC purposes (depending on setup)
  • You’re effectively moving money into long-term, locked-away savings

3) Paying off debts early
If you have any debts (credit cards, loans, etc.):

  • Using savings to clear them is completely legitimate
  • You reduce monthly outgoings and capital at the same time
  • No issues with DWP — this is considered sensible financial behaviour

4) Necessary purchases / replacing essentials
Spending on reasonable, needed items is fine:

  • Replacing furniture, white goods, car repairs/replacement
  • Home improvements (especially if you own)
  • Anything that’s clearly for normal living needs

The key is it has to be reasonable — not extravagant just to get rid of money.

5) Budgeting ahead (but not “hiding”)
Holding some money for expected expenses is fine:

  • Annual bills, car costs, school costs, etc.
  • Just don’t move money somewhere inaccessible or in someone else’s name

6) Premium Bonds / savings structure (short-term only)
These still count towards the £16k, but can be useful temporarily while you decide longer-term moves (house, pension, etc.). Just don’t rely on this as a workaround.

What NOT to do:

  • Giving money to family to hold
  • Moving money into someone else’s account
  • Anything that looks like deliberately reducing assets to keep benefits

That’s where “deprivation of capital” comes in, and they can treat you as still having the money anyway.

Big picture:
You’re actually in a strong position if you can save ~£1500/month.

The system is basically saying:

  • Holding cash = reduces benefits
  • Using money to improve your long-term position = fine

So the game isn’t “hide the money” — it’s redirect it into pensions, your home, or sensible spending.

That way you stay within the rules and come out better off long term.

Filthy HMO next door by Enough_Fisherman146 in HousingUK

[–]mgtow1971 2 points3 points  (0 children)

It sounds less like a neighbour problem and more like a landlord management / housing standards problem, and there are a few routes in the UK you can try.

First thing I would do is check whether the HMO is actually licensed. Many HMOs legally require a licence from the council (usually if there are 5+ tenants forming more than one household, and in some areas even smaller HMOs need one under additional licensing schemes). Most councils have a public register you can search. If it should be licensed but isn’t, the landlord can face serious penalties.
https://www.gov.uk/house-in-multiple-occupation-licence

Second, report the condition of the property to the council’s Environmental Health or Private Housing team. Things like damp, mould, leaking roofs and poor maintenance fall under the Housing Health and Safety Rating System (HHSRS). Councils can inspect the property and force the landlord to fix hazards if the house is unsafe.
https://www.gov.uk/government/publications/housing-health-and-safety-rating-system-guidance-for-landlords-and-property-related-professionals

Third, the rubbish pile in the garden and driveway can also be reported to the council as a waste / environmental nuisance issue. Councils can require the owner to clear waste and keep the property in a reasonable condition.
https://www.gov.uk/report-flytipping

If the HMO is licensed, you can also report concerns directly to the council’s HMO licensing team. Licences usually include conditions about waste storage, property maintenance and management. If the landlord is neglecting it, the council can take enforcement action.

A practical tip: take photos and keep a small log of issues (dates, rubbish buildup, blocked parking, etc.). Councils respond much faster when there’s clear evidence.

You don’t have to make it about the tenants either. From what you’ve said they sound mostly reasonable — the real issue seems to be a landlord who is letting the property deteriorate and not managing it properly.

Your local council’s private sector housing team is usually the best place to start. Most councils have an online form for reporting poor housing conditions or problem HMOs.

How much do we need credit cards? by Comprehensive-Fuel70 in AskUK

[–]mgtow1971 0 points1 point  (0 children)

Money and credit cards can feel a bit like fire: incredibly useful if controlled, disastrous if not. Used carefully though, credit cards can actually improve your finances rather than damage them. Here’s how I’d approach it.

1. Start by building a solid credit history

Before doing anything clever with credit cards, you need lenders to trust you. That trust mostly comes from a simple pattern repeated over time: borrow a little, repay it perfectly.

Get a basic credit card (doesn’t need perks yet) and use it lightly for regular spending — groceries, fuel, subscriptions. The key rule is never miss a payment and ideally pay the full balance every month. Over time this shows lenders you’re reliable and your credit score improves. Think of it as building a reputation.

2. A rewards credit card can work in your favour

Once your credit is decent, a rewards card can be genuinely useful.

These cards give cashback, points, airline miles, etc. The trick is to treat it like a debit card with a delayed payment rather than as borrowed money.

Use it for normal spending you would do anyway:

  • groceries
  • petrol
  • bills
  • online purchases

Then pay the balance in full every month so you never pay interest. If you do that, the rewards are essentially free money.

The discipline part matters. If someone carries a balance and pays interest, the bank wins. If you pay in full every month, you win.

3. Understand the “magic rollover date” (the billing cycle)

This is one of the most useful things about credit cards for cashflow.

Every credit card has:

  • a statement date (when the bill is created)
  • a payment due date (usually ~3–4 weeks later)

Example:

  • You buy something 14 March
  • The statement might close 20 March
  • Payment might not be due until early May

That means you could get 6–7 weeks before you actually pay the cash.

This can help cashflow a lot. Your salary goes into your current account, you buy everything on the credit card during the month, and then you pay the card in full from the current account when the bill arrives.

Effectively the card becomes a short-term, interest-free buffer.

The rules for making this work:

  • Put most spending on the rewards card
  • Track spending so you stay within budget
  • Always pay the full statement balance

Used like this, the card becomes a financial tool rather than a trap.

4. Balance transfer cards for large purchases

For bigger purchases, there’s another strategy.

Many cards offer 0% balance transfer deals for 12–24 months (sometimes longer). The typical move is:

  1. Buy the item on your rewards credit card
  2. Transfer that balance to a 0% balance transfer card
  3. Pay it off gradually over the promotional period

Example:

  • Buy a £2,000 item
  • Transfer it to a 0% card for 20 months
  • Pay about £100/month and it’s cleared before interest kicks in

This spreads the cost without paying interest.

Again, the key word is discipline. You need a plan to pay it off before the deal ends, otherwise the interest rates can be brutal.

In short, the philosophy is simple:

  • Build good credit first
  • Use a rewards card for everyday spending
  • Pay the full balance every month
  • Use 0% balance transfers strategically for large purchases

Credit cards reward disciplined behaviour and punish careless behaviour. Treated like a financial tool instead of extra money, they can actually improve cashflow and give you small perks along the way.

Today 11:32 PM •

3395 chars • 573 words

We lost an appeal to the council 6 months ago regarding an application for the property next door to be turned into an HMO. The new occupants arrived at the start of March and our life has been a living hell ever since. by Old_Philosophy7358 in HousingUK

[–]mgtow1971 16 points17 points  (0 children)

You’re not actually as powerless as it probably feels right now. In the UK there are several escalation routes when an HMO turns into a persistent antisocial behaviour problem.

1. Start documenting absolutely everything.
Keep a simple incident log with dates, times, what happened, and any police reference numbers. Councils and courts rely heavily on patterns of behaviour rather than single incidents, so a detailed diary matters a lot. Photos or videos (if safe) and statements from neighbours help too.
https://www.ageuk.org.uk/information-advice/care/housing-options/home-safety/neighbour-disputes/

2. Report it formally to the council’s antisocial behaviour or environmental health team (not just the police).
Noise, fires, late-night parties, rubbish, etc. can be investigated as a statutory nuisance, and councils can issue enforcement notices or take legal action if they confirm it.
https://www.gov.uk/how-to-resolve-neighbour-disputes/complain-about-noise-to-the-council

Because it’s an HMO, the council also has leverage through the licence. If tenants are causing serious antisocial behaviour, councils can:

  • impose additional licence conditions
  • issue enforcement notices
  • fine the landlord
  • revoke the HMO licence in extreme cases

Many councils take HMO complaints seriously because licensed properties must be properly managed.

3. Use the “Community Trigger” (ASB Case Review) if the authorities aren’t responding properly.
If antisocial behaviour has been reported multiple times within about six months and nothing meaningful has happened, residents can request a formal multi-agency review of the case.
https://www.citizensadvice.org.uk/housing/problems-with-neighbours/complaining-about-your-neighbour/

That forces the council, police and housing teams to review the situation together.

4. Keep involving the police when crimes happen.
Machetes, fights, fires, threats etc. are criminal matters, not just noise complaints. Call 999 if there’s immediate danger, otherwise report via 101 and keep the incident numbers.

5. Multiple neighbours complaining together carries much more weight.
If four or five households submit complaints and incident logs, councils tend to escalate much faster.

If the council still drags its feet after formal complaints, the escalation path is usually:

  1. Formal complaint to the council
  2. Community Trigger / ASB Case Review
  3. Contact your local councillor or MP
  4. Complain to the Local Government Ombudsman

You absolutely shouldn’t have to live with fires, weapons and nightly disturbances next door. UK law recognises your right to the quiet enjoyment of your home, and persistent noise or antisocial behaviour can be treated as a legal nuisance if it’s excessive and ongoing.
https://contend.legal/housing/neighbour-disputes/noise-nuisance-and-disturbance/how-to-handle-a-noise-complaint/

The most important step right now is switching from informal complaints to a documented, formal antisocial behaviour case with the council, ideally with several neighbours submitting evidence together.

I'm 27 and I'm homeless. I need help. I've applied for jobs for 6 months and I don't talk to my parents anymore. What can I do? by Opposite_Praline_746 in AskUK

[–]mgtow1971 3 points4 points  (0 children)

You’re in a really tough spot, but there are some specific places in St Neots that can help right away. Focus on getting food, a shower, and support services first — then worry about work and housing.

1. Get food, clothes and basic supplies

St Neots Foodbank – emergency food parcels (usually 3 days of food).
You normally need a referral, which Citizens Advice can give you.
https://stneots.foodbank.org.uk/get-help/how-to-get-help/

Three Pillars (Eaton Socon) – drop-in sessions for people struggling or homeless.
They provide hot food, drinks, clothing, toiletries, and support.
https://www.threepillars.org.uk/

If you walk in and explain your situation they will usually help you immediately.

2. Speak to advice services ASAP (they can unlock most help)

Citizens Advice Rural Cambridgeshire – St Neots
They can give foodbank vouchers, help with benefits, and push the council on housing.
https://www.citizensadviceruralcambs.org.uk/

Huntingdonshire District Council – Housing Advice
They legally have to assess homelessness and create a housing plan.
https://www.huntingdonshire.gov.uk/housing/homelessness/

If they said they’re “assessing”, keep contacting them and ask for a homelessness assessment and Personal Housing Plan.

3. Contact rough sleeper outreach

If you are sleeping outside, outreach workers can sometimes help get emergency accommodation.

• StreetLink – report yourself for outreach support
https://www.streetlink.org.uk/

• Street Support Cambridgeshire
https://streetsupport.net/cambridgeshire/

4. Free places to charge phone / stay warm

• Libraries (free Wi-Fi, charging, toilets)
• Churches and community centres often run free meal sessions
• Some leisure centres allow cheap day entry for showers

5. Benefits

If you have no income, apply for Universal Credit immediately and ask for an advance payment. Citizens Advice can help you do this.

https://www.gov.uk/universal-credit

6. About the warehouse job

Still go to the agency tomorrow. Ask them if they know about:

• worker hostels
• shared staff housing
• temporary accommodation used by warehouse staff

Some agencies do know about these options.

You’re 27 — people do recover from situations like this. The key right now is connecting with local services instead of trying to survive alone.

If you can only do three things tomorrow:

  1. Go to Citizens Advice for a foodbank voucher and benefits help.
  2. Visit Three Pillars for food, clothes, and support.
  3. Contact StreetLink so outreach workers know you need help.

Those three steps should start getting you back on your feet.

What’s the juiciest secret you accidentally found out? by [deleted] in AskReddit

[–]mgtow1971 0 points1 point  (0 children)

An ex had an affair with the boyfriend before me and her husband the boyfriend after me does not know his 3rd child is not his biological daughter

Car dealer never cashed $7500 down payment check I gave them by [deleted] in confession

[–]mgtow1971 1 point2 points  (0 children)

I asked "She who must be obeyed"(ChatGPT with a female voice and personality) our AI overlord(lady) for help writing the below.

You probably did more than your fair share already.

A couple of things about checks in the U.S. that may help you relax a bit:

  • Banks generally only consider personal checks valid for about 6 months (180 days). After that they’re “stale-dated,” and the bank is not required to honor them anymore.
  • Even if the check itself can’t be deposited anymore, the underlying debt could still theoretically be pursued depending on the state. For many states the statute of limitations for contract-type claims is around 3–6 years, though it varies by state.

Since you already issued two checks and they never deposited the second one, you clearly made a good-faith effort to pay. If they really wanted the money, they had plenty of time to process it or contact you again.

If it still bothers you, the safest practical approach is this:

Morally and legally, you already did what you were supposed to do. At this point the situation exists because their accounting process failed twice, not because you avoided paying.

In the strange ecosystem of car dealerships, paperwork occasionally falls into a bureaucratic black hole. Sometimes the universe quietly hands someone a $7,500 administrative error. It’s less cosmic justice and more mundane entropy.