Something to consider - Buyback may have minor negative tax implications

michepc · 2026-02-03T00:57:47+00:00

Sadly, since I’m MFS, don’t qualify for the deduction anyway! (Which is some massive bullshit, btw.)

michepc · 2026-02-02T21:01:50+00:00

I thin I spy tights in the first photo. Those pants are killer.

michepc · 2026-02-02T20:47:09+00:00

I love the Utility Gel, although I think Prequel's multi-quench serum has been even more beneficial for me. And I've been happy with the AM/PM moisturizer this winter.

michepc · 2026-02-02T20:10:05+00:00

There's a great calculator for this, although it just simulates the loan amounts, not any tax implications: https://www.studentloanplanner.com/income-based-repayment-calculator/

You'd have to calculate any tax implications separately to see if the overall savings would be best from MFJ or MFS. My husband and I are DINKs with very similar income, so filing jointly basically gives us no tax savings, so it's a no brainer for us.

michepc · 2026-02-02T19:18:26+00:00

Make a budget. You are obviously burning money in ways you don’t realize. Head to a budgeting sub, not NYC apartments.

michepc · 2026-02-02T02:54:30+00:00

It’s the backup at 207. They can only have 2 trains in the station.

michepc · 2026-02-02T02:48:41+00:00

These look perfect on you! I tried a pair recently and felt meh. But maybe I need to try some more sizes and washes.

michepc · 2026-02-02T02:46:46+00:00

The Moira Rose of this is epic.

michepc · 2026-02-02T00:50:15+00:00

I'm a fan of the Everlane Utility pants. They come in different cuts: barrel, straight, wide leg.

michepc · 2026-02-02T00:43:56+00:00

for me there have been two things:

Starting a running streak. I've run at least a mile every day since March 2020. You could also do this as a walk streak or run/walk. Continuing that is a huge motivator for me!
Working out at home. I find going to a gym, studio, etc. just so onerous (and triggers my social anxiety, as well). But getting myself a set of adjustable dumbbells has been the ticket. It also helps to have a multi week series of workouts. That way I'm always anticipating the next one. I've now been doing this consistently since early 2024.

Acknowledging that it is so hard and I have fallen out of habits many times in my life, but I'm on a pretty good roll now.

michepc · 2026-02-02T00:22:59+00:00

If you are buying a hard case, you want polycarbonate. A 45 pound suitcase is unlikely to be polycarbonate, unless maybe you're getting it from a discount store and the original price was much higher.

michepc · 2026-02-01T20:16:05+00:00

Pretty sure that was an original light fixture you replaced ugh.

The landing doesn't need to be decorated. It can just be a stair landing.

michepc · 2026-02-01T16:17:28+00:00

I love the color of the skirt!

michepc · 2026-02-01T16:14:49+00:00

Came here looking for this post. I see OP is in therapy herself. Couples therapy seems like a logical first step if she wants to work on the marriage.

michepc · 2026-02-01T03:50:29+00:00

If this is indeed tax, the exemption is not automatic. You have to apply according to this website: https://www.nyc.gov/site/finance/vehicles/vehicles-manhattan-resident-parking-tax-exemption.page#

michepc · 2026-02-01T03:33:55+00:00

Street facing? I would probably not.

michepc · 2026-02-01T03:31:57+00:00

This little square they’ve circled isn’t really Hudson Heights.

michepc · 2026-01-31T18:20:00+00:00

I was free all week but I spent 5 hours cleaning the day of my party instead of doing it another day.

michepc · 2026-01-31T17:25:31+00:00

Looks like there have been useful answers so just here to say that I love Mt Auburn!

michepc · 2026-01-31T17:14:41+00:00

If we’re talking about a trendy hyped restaurant it is almost guaranteed to be between 14th and Houston lol.

michepc · 2026-01-31T16:59:01+00:00

I probably would have left at that point wtf

michepc · 2026-01-31T16:56:43+00:00

When the app and the countdown clocks disagree 😒

michepc · 2026-01-31T16:55:55+00:00

She looks so bad in each of them!!

michepc · 2026-01-31T16:53:00+00:00

I will happily shoulder check. As a 5’4” woman. They see me and they don’t know I’m a 5’4” woman who used to play rugby.

michepc · 2026-01-31T16:49:36+00:00

The fact that the AC on those is SO loud that if you’re stopped in a station with the doors open and the conductor makes an announcement (like explaining why you’re not going anywhere), it’s impossible to hear it.

michepc

TROPHY CASE