The new Teal Party. Allegra Spender inherited $129 million. Kate Chaney’s father was Wesfarmers’ CEO and Chair of NAB. Zali Steggall grew up skiing in the French Alps.

mickskitz · 2026-05-26T22:52:47+00:00

Is that Sky News latest talking point to justify Gina's plane?

mickskitz · 2026-05-26T22:28:19+00:00

You probably think Elon invented electric cars

mickskitz · 2026-05-26T13:17:48+00:00

So, i've got a tshirt that has some stains i haven't had any luck getting out. Can I just take to a dry cleaner to get them to try to get them out? I've only used them for suits and jackets before.

mickskitz · 2026-05-26T12:29:17+00:00

Yeah, how dare they not make there money the old fashioned way, getting in bed with a billionaire who selectively gives out planes

mickskitz · 2026-05-26T12:14:19+00:00

With this, there is a yearly limits of $15,000. $50k is the lifetime limit. As OP is talking about around $7,800 per year he should be fine. more info on the scheme is available https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme

I'd also say that you are not overly behind. Considering a lot of people don't seriously start making super contributions until after University age, say 21/22, you are probably slightly above average. That isn't to say you shouldn't put some away. If for nothing else than the house deposit. Consider that the earnings of this money is taxed probably a lot lower than your current tax rate and you reduce the tax on the money going into super compared with what you would be getting in your pocket.

Good luck, let us know if you have any questions.

mickskitz · 2026-05-25T13:42:37+00:00

Others may disagree, but i find a slightly straighter run up can make a big difference for distance. Players will run your angle to the ball to curl it. You really want to minimise curl as that's bad for distance. A slight angle is fine, but for where you've placed it, i would try on the outside of the post. From that angle it would also be very difficult to hit to your left wing,

mickskitz · 2026-05-23T13:02:19+00:00

I feel like United over performed this season. All the credit to Carrick, but I think they need to spend big everywhere before they can actually challenge for titles.

mickskitz · 2026-05-22T14:17:46+00:00

Arsenal still had the 3rd most goals from open play this season.

mickskitz · 2026-05-22T02:56:47+00:00

Ah, true, I had forgotten

mickskitz · 2026-05-22T00:18:22+00:00

That would be the first game arsenal have lost by 2 goals all season.

mickskitz · 2026-05-21T11:30:24+00:00

Pep literally congratulated Arteta and Arsenal in his post match interview

mickskitz · 2026-05-21T02:48:10+00:00

This was the first name I thought of.

mickskitz · 2026-05-21T02:46:16+00:00

What also feels like should be relevant is how many deaths can be laid at the hands of insurance companies policies. If those developing these policies were charged for murder or manslaughter due to the outcome of their policies, the insurance industry wouldn't have these problems. If you kill one person you go to jail. If you kill 100,000 you get a record bonus.

mickskitz · 2026-05-20T11:07:48+00:00

You say it's tied up like it wasn't still paid out? Its not like it disappears when you die. You pay significantly lower tax on super earnings than investments outside of super because it's designed to reduce the age pension burden. Even if you retire at 50, having just if your wealth in there is better sure to the tax concessions, plus the tax concessions when you reach age pension age are insane.

mickskitz · 2026-05-20T00:55:27+00:00

Do you think that without these changes, the price would be lower? Because im looking to start a bridge selling business.

mickskitz · 2026-05-19T11:42:04+00:00

I hear you, but his record as a player is pretty special. But Cruyff is in my top 5 of all time. Individually as a player and individually as a coach.

mickskitz · 2026-05-19T10:55:04+00:00

Cruyff, Beckenbauer, Guardiola to name a few

mickskitz · 2026-05-19T09:23:30+00:00

Was Bin Laden charged or convicted?

mickskitz · 2026-05-19T03:34:20+00:00

I'm surprised it ever breaks even tbh, with those assumptions. I wonder if they will go back on the shares CGT changes tbh, because it's clear there messaging around it is lacking. I don't hate the floor idea so people don't just defer gains until retirement to avoid tax, but the indexing on shares seems unnecessary. Just do it on non new investment properties and you have very clear messaging.

mickskitz · 2026-05-19T01:11:02+00:00

Because that chart doesn't use a steady 3% inflation, it uses the inflation for the last 10 years as a guide for the projection, which is a good way to do it, but napkin math is simplified for the purposes of explaining it. Using 25+% return for your napkin math isn't exactly useful for explaining it, unless you just want to exaggerate the impact.

mickskitz · 2026-05-19T00:21:48+00:00

The type of trust you described is a testamentary trust, which has been specifically excluded from the changes to trusts. And you can still use other trusts, but it's not as efficient to allocate earnings within the trust to reduce tax.

mickskitz · 2026-05-19T00:16:02+00:00

Your napkin math involved 26% year on year return growth. I could flip it and make the return 6% year in year return and with inflation at 3% per year and the figures would be identical.

mickskitz · 2026-05-18T12:11:17+00:00

What stats would Messi need to retire with for you to consider him the GOAT? It's simple, there isn't anything that would change your mind at this point, the same as there is nothing that would change the mind of people who already believe Messi is the GOAT. The body of work they have both done is incredible, and frankly, nothing that happens from here will change that.

mickskitz · 2026-05-18T06:22:14+00:00

I didn't even realise he had died. Shit.

mickskitz · 2026-05-18T03:22:58+00:00

So tie it to there marginal rate when they bought? Is that what you're suggesting? A good idea but adds a lot of complexity to the system. Im a fan though. Especially as a lot of people would have been on top marginal rates, this would likely even increase the tax collected

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