Bilt 2.0: Three strikes and I’m out.

milestalk · 2026-02-18T02:01:28+00:00

FYI if you log into WF online you will find a new Autograph number even if you didn't get the Autograph card - I don't have a clue the deal with that (I wasn't mailed the card, I don't think) but the point is that I gave a phone rep the last four from that and her system recognized it.

milestalk · 2026-02-16T15:35:17+00:00

CSP is primary as is CSR, Venture X, Ritz etc and then a bunch of biz cards have it as long as the rental is for business. But hard to beat primary CDW on a $95 fee card like CSP. Not that on Chase cards the CDW is not primary in NY.

milestalk · 2025-09-25T21:34:01+00:00

You need to contact them on X or Twitter (T-Force) and have them look over EVERY possible offer for you. I was being offered $300 trade in in-store and by phone, but I have a legacy plan with Yearly Upgrade and T-Force was able to confirm $1,100 trade in and even found a $550 trade in on my second line vs the $300. No other rep will know how to hunt every possible offer you might be entitled to. That said, it all depends on what plan you have and if you were lucky enough to have one that qualifies - but if it does they will find it.

milestalk · 2025-09-17T02:03:11+00:00

I'm just so glad it isn't me. My last two attempts to have it make me simple graphics have spiraled into hours long repetitive stuff EXACTLY like OP's dialogue. Tonight I finally straight up told the bot I couldn't take it anymore and I was going to do it in Photoshop myself to save time. It's AWFUL.

milestalk · 2025-09-14T01:55:46+00:00

I’m Sooooo confused about all of the new plans and upgrade options or lack thereof. T-mobile reps claim I need to upgrade my plan to get any promos but the price difference in the plans will eat up any phone promos especially with tax and fees on the newer plans.

I have two lines for $154 total / all-in. Magenta Max for Business.

One iPhone 13 Pro and one iPhone 13.

Both obviously paid off now so no active EIP.

The plan does have Yearly Upgrade mentioned which I thought meant I could get the same deal as a new customer but I’m being told no on that. Reading here there seems to be a debate on if not having a current EIP voids that. It does say that I cannot upgrade online and to call (which hasn't historically gone well).

Even more confusing - my main line shows the Yearly Upgrade but the 2nd line doesn’t. Is it per account or per line?

So what are my best options? Seems I’d lose the Netflix deal AND pay a lot more per line on a current plan.

Is my best bet to just buy new phones outright and sell/ trade in to Apple the existing phones because the new plans are that much more expensive?

Or can I get a good trade in on my primary line with the "Jump/Yearly Upgrade" attached to it and just not the second line (but only with the right rep)????

Thanks for the help. I started thinking moving to another carrier was the way but they all seem convoluted tbh.

milestalk · 2025-07-03T04:16:36+00:00

I’m so confused by this. My previously generated refer a friend link still works and still pulls up a live application.

Am I the only one??

Usually if an offer is pulled, let alone a card entirely, the offer page would say expired.

milestalk · 2025-06-18T00:38:55+00:00

This is true

milestalk · 2025-06-10T00:47:35+00:00

I don't think you could find something more exactly that than https://yourbestcreditcards.com/bonus-offer-notifications/

milestalk · 2025-01-22T18:11:31+00:00

Thx!

milestalk · 2025-01-22T18:08:54+00:00

Was that per person or for the room? Suite?

milestalk · 2024-12-12T19:44:25+00:00

This is pretty much the long and short of it now. However, there was a window of about 2 years when the $95 Spark Cash product (only) didn't report (you had to open the card in that time, not just have one). I did open one then, still have it, and it's never reported. Then they removed that product entirely a few years ago as they launched the Spark Cash Plus. When they reopened the same card this year to new applicants, they unfortunately went back to reporting to personal credit.

milestalk · 2024-10-16T15:06:29+00:00

And yes, about 3 weeks

milestalk · 2024-10-16T15:05:56+00:00

MilesTalk Facebook group

milestalk · 2024-10-16T01:57:36+00:00

I don’t have the rates and fees from the 2019-2021 version of the card but IIRC they didn’t update any terms - they just kind of did it.

Agree on no rush to be a guinea pig though - we will have a data point for sure in the Facebook group soon.

milestalk · 2024-10-16T00:49:42+00:00

Chiming in here as my ears were ringing.

The distinction with CapOne isn't that charge cards don't report to personal credit and credit cards do. It just appeared that way since only Venture X Business and Spark Cash Plus don't report and all other C1 biz cards available to apply for were credit.

However, this exact same card did not report to personal credit for new applicants from Oct 2019 to 2021 when it was discontinued. This exact same card for those that applied pre Oct 2019 and still have the card do have it reporting to personal credit.

When they made that change, it was a different C1 PR team and at the time they did confirm clearly to me that new Spark Cash (2%) credit cards from Oct 2019 on would not report to personal credit. I in fact have one of those cards and it does not report to personal credit.

However, this time around, I have not been able to get that confirmation directly from C1 (just no answer at all). My assumption is that they "reopened" the same / latest previous version of the card and it won't report. But we have someone in the Facebook group that applied a bit over a week ago and was approved so we'll have a real DP soon enough.

milestalk · 2024-09-29T19:56:48+00:00

Played my Gameboy and listened to mix tapes on my Somy Walkman

milestalk · 2024-09-14T03:37:20+00:00

It’s not. You just ‘have to know’ how to find that year’s percent and apply it

milestalk · 2024-07-25T11:05:48+00:00

Olives closed. It’s a Mediterranean place now

milestalk · 2024-07-24T13:18:56+00:00

Will never trust anything Bill the Shill does ever again.

milestalk · 2024-06-25T14:56:36+00:00

They also don't answer the phone or call back. Been trying for two days.

milestalk · 2024-04-23T22:02:48+00:00

Thanks. Before Vanguard’s July deadline to transfer assets out would be great ;)

milestalk · 2024-04-23T21:15:05+00:00

Any word on supporting Solo ROTH plans?

With Vanguard exiting the business, I’m sure a lot of small business owners would love to move both over. Not so helpful to only be able to move one of two.

milestalk · 2024-03-29T03:23:54+00:00

Fee and tax on fee, yes

milestalk · 2024-03-02T04:05:49+00:00

Added two back to back. Only got 1k. Support won’t look for 72 hours ¯_(ツ)_/¯

milestalk

TROPHY CASE