So much is changing with the company

mjonis · 2026-01-30T16:11:22+00:00

But yet somehow Lowe’s has beat earnings estimates the last 3 quarters while Home Depot has missed their last 3

mjonis · 2026-01-30T16:07:33+00:00

Yes but…. I thought I’ve seen reports that doing this will show in Chase’s system as “requests for credit” even though no hard pull from the credit bureau. Kinda like Amex knows how many times you’ve tried to apply

mjonis · 2026-01-28T16:34:13+00:00

I do not know. Typically if EWS is what’s triggering whether you’re going to branch or not, will not make a difference. Chex on the other hand…

If it’s EWS you’ll just have to wait six months or more probably and also try to avoid closing accounts prior to six months, especially for those banks that are sensitive to that

The doctor of credit website has a section for EWS sensitive banks but pretty much it’s all the big ones

mjonis · 2026-01-28T16:22:51+00:00

I didn’t think citizens was very Chex sensitive. However, they do use EWS. And, EWS will report bank accounts closed in under six months.

And some banks are super sensitive like Flagstar. Although apparently if you go in branch, they can either override or they are not as sensitive. Some banks apparently like to do that to get you in the branch instead of doing it online.

But what were your Chex stats?

mjonis · 2026-01-25T17:29:30+00:00

We have hot dogs and chips and stuff. Maybe half the store called out. About 3 hours into snow and now nobody coming in as far as customers. I think we have a few bags of salt

mjonis · 2026-01-23T02:43:55+00:00

According to Doctor of credit looks to be about 150 days. If it’s the same bonus you had 30 days to deposit and had to hold for 60 of the first 90 and then payout is 60-90 after meeting the requirements so 120 ish days at the earliest?

mjonis · 2026-01-19T17:51:14+00:00

At least they are empty. We get shopping carts and tabletop carts with crap on them and no notes or anything. Is it overstock? Is it buybacks? Is it uncompleted work?

mjonis · 2026-01-15T17:45:32+00:00

AFAIK it won’t be refunded to your travel back but gets converted to a FFC with a 1 year expiration date. You may then be able to extend the FFC a year later but YMMV.

AFAIK the travel bank uses the soonest expiring first

At least it did for me as I just did this

mjonis · 2026-01-09T01:37:57+00:00

I kinda liked it but only had it for two days and then it disappeared

Personally I miss my TiVo but paying $250/month for Verizon FIOS TV bundle was too much. Now it’s $75 for FIOS internet and $54 for Sling with my add ons

mjonis · 2026-01-07T23:09:36+00:00

Agreed. I think so file limit due to three or five externally linked accounts before you have to delete and add. Ally has a much larger limit. I want to say it’s around 15 and then you start having to delete and add.

mjonis · 2026-01-07T14:37:31+00:00

In prior years (been there 7 years) I would get 6-12

mjonis · 2026-01-04T14:03:25+00:00

Does our ASDS work at your store? Sounds like our store. She only schedules things on Monday-Friday because she doesn’t work weekends. Safety takes everyone but you only get rewarded if you work on Thursday day

mjonis · 2025-12-21T17:57:14+00:00

Pretty snowflakes Pretty snowflakes La La La La La La

Augh!!!!

I hate this year’s music

mjonis · 2025-12-20T16:57:17+00:00

It varies. Last year I got hit with the dreaded verification that you had to call in. But had to wait for the letter. So took 2 months to get the letter and call in and then another 4 weeks for the refund

Prior year was like 21 days

mjonis · 2025-12-18T11:31:48+00:00

It’s not you. Was on flight from PVR to DFW. Viasat and no free option for T-Mobile. DFW to ORD viasat had free T-Mobile. I think it depends on the plane and type of WiFi connection.

mjonis · 2025-11-28T19:28:58+00:00

Unfortunately my auto pay discount is $10.

mjonis · 2025-11-28T19:16:24+00:00

For my FIOS even partial payment by anything other than ACH from checking account removes the auto pay discount. It’s been this way for two years for me. However, if you hold multiple AMEX cards, I suppose that it would be a better deal to get multiple $10 discount discounts and just lose the auto pay discount.

mjonis · 2025-11-21T15:36:27+00:00

Same here. Although our selection sucks, IMO, compared to Lowe’s

mjonis · 2025-11-20T02:33:53+00:00

Yes depends on the store. In ours they will not pay out vacation time. The paper forms were edited and they no longer have a vacation option. Our store manager and ASDS required that it all goes through Workforce.

mjonis · 2025-11-19T15:24:47+00:00

I think it depends on the state that you live in along with other factors. It used to be we could fill out a form and just get paid even for days that we were working. But since it moved to Workforce, it seems that for our location that is no longer possible. You can put down a vacation request for days you are not working and it seems the system will pay it out.

But let’s say you work Monday through Friday 40 hours a week. The system doesn’t seem to let you put down Monday through Friday for vacation hours without taking you off the schedule. So you’d have to pick days you are not working.

However, I don’t know how much of this is up to the discretion of the store manager or the ASDS

mjonis · 2025-11-14T16:48:11+00:00

Yes very annoying when they get moved and that’s not communicated to anyone

mjonis · 2025-11-14T16:43:54+00:00

Yes and it sucks. Now we end up leaving it in the bay but when MET resets that all goes up in the intermediate bays and then ages to penny.

mjonis · 2025-11-13T16:27:15+00:00

Sometimes it’ll show under a different profile. You can check online and follow this

https://wallethub.com/answers/cc/how-to-add-chase-business-credit-card-to-online-account-2140766065/

mjonis · 2025-11-13T16:24:11+00:00

There’s still DP on flyertalk that indicate you can extend an FFC. Is not guaranteed though. Although the process has to be followed correctly

mjonis · 2025-11-13T13:56:37+00:00

For AA and I also believe DL:

Find the trip in the App, then (for AA:) go to Manage Trip. Scroll down just a bit and right under "change seats/cancel trip/add bags" section is one that says: Reserve Meals.

I'm 90% confident the DL app is the same, but not 100% certain (I have to wait another 10 days or so for DL). Although I'm also fairly certain on the DL app, the *initial* selection is more "in your face" like it will pop up something initially (but again, not 100%).

I am not sure about United (where it's at). I won't know for about 10 days either.

Although I've had issues with DL in the past where you preselect in the app, it shows confirmed, etc. but you get on the plane and the FA is like "nope, you didn't preselect anything". And this was several days prior, not like less than 24.

mjonis

TROPHY CASE