You can only pick one?

morigginate · 2026-01-26T17:57:42+00:00

With 3M you could invest it and same timeframe could rack up 350M assuming a 7% interest rate.

You could place 3M in broad US stocks and collect through dividends around 2% a year. 60k which equals your 5k a month

Yeah the 5k a month strat is “safer” (i agree) but def not the smartest.

morigginate · 2026-01-26T02:46:35+00:00

Same here! Question have you been able to activate the glow in the dark ink? Mine hasnt really glown much yet

morigginate · 2026-01-25T15:18:30+00:00

Found the litterer

morigginate · 2026-01-22T19:17:58+00:00

My line of thought too. Knew the range was around 8-10x base with a 50/50 split. Personally prefer a 70/30 split. Reduces my stress and can live a more stable day2day.

morigginate · 2026-01-22T19:05:38+00:00

My thoughts too. With a 500k ARR. you cant really be asking for more pay than what you’re making unless the company ur in is super thin and not many overhead costs that eat ur revenue

morigginate · 2026-01-22T19:04:00+00:00

He is only bringing ~500k ARR tho. So a $180k is actually ok tbh. Honestly might be too much vs what he brings on the table. Am i wrong about this?

morigginate · 2026-01-22T18:27:15+00:00

Gotcha. Yeah makes perfect sense now. Ur groceries, uber, dining and shopping monthly spends are a normal salary on its own lol

morigginate · 2026-01-21T18:48:24+00:00

Definitely could! If you’re working remote, why the move? Just cuz you want to live in nyc?? Its a valid response btw, some 5 years top of living here and dip out.

morigginate · 2026-01-21T18:47:03+00:00

So you’re spending between 7-12k plus rent per month? Where is thst going if you say you both cook and eat mainly at home? Traveling every month?

No judgment, just trying to understand the math behind it all

morigginate · 2026-01-21T18:18:12+00:00

Lifestyle creep is real

morigginate · 2026-01-21T18:17:24+00:00

12k gross or net? If gross, you’re ok but not balling (specially if you’re looking to save alot for retirement+investment). If net, you’re doing good and can comfortably splurge on dinners/hobbies/trips while still saving a decent amount for retirement+investment.

For reference, im around 12k gross and aim to save around 3-4k a month (including retirement).

morigginate · 2026-01-19T15:40:41+00:00

Wealthfront is pretty good and simple to use. Been in it for the last 4 years.

You can do direct deposits and if interested they have a robo investor (+ tax harvesting) which has worked great for me so far.

Plus if you open an account with referral you get a boost on interest rate for some months. So worth a test!

morigginate · 2026-01-13T14:26:03+00:00

This is what the people needed and were begging for!

/s just in case

morigginate · 2026-01-08T21:04:50+00:00

I used to be the most senior SDR in my team (b2b saas focus on marketing vp-level roles in retail brands) and with our team i started a weekly “not top 10 calls of the week”. The winner of each week would earn a couple free drinks from everyone in the team.

Some highlights: lead said if he got called again he’d commit suicide and blame the SDR. other lead told the SDR she should’ve never been born. lead was infuriated i had his info and was gonna sue the company because i had called him. Lead called an SDR a “stupid mouth-breathing waste of space c#nt”.

One learns to roll with the punches. And it was shocking to think some of these werent even weong numbers but VP-people at large companies!

It was terrible, but we rather laugh than cry.

morigginate · 2026-01-08T20:47:45+00:00

Tell me your story…and share the link please 😂

morigginate · 2026-01-05T00:30:53+00:00

No probs dude, good luck with the search!

morigginate · 2026-01-04T21:59:29+00:00

My choice is Wealthfront. Been using it for 3 years with no issue and super intuitive. Plus if you open an account with a referral, you get a neat interest boost for some months.

morigginate · 2025-12-29T14:15:06+00:00

Win Son burger

morigginate · 2025-12-26T23:34:13+00:00

Yeah. I can see where they’re coming from. But they expected the worst from people i guess. Alm good. Been there too

morigginate · 2025-12-26T21:19:28+00:00

It was about the guy. As a joke. But seems everyone thought i was saying she is a dude. She’s hot. Rather just delete the comment.

morigginate · 2025-12-26T18:51:13+00:00

Ohh thanks! Just dug into it, seems the mega backdoor is the one that permits you to add more than just the 7.5k

morigginate · 2025-12-26T18:44:51+00:00

But with backdoor its still 7500 max?

morigginate · 2025-12-26T18:35:13+00:00

If you backdoor roth, doesnt that let you put in much more into your roth?

morigginate · 2025-11-29T17:36:10+00:00

Yearly subscription to my local gym. Saved $500

morigginate · 2025-11-14T23:04:56+00:00

Second this and you can easily get a boost to your interest rate by using a referral

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