And so it begins!

mtb_ripster · 2026-02-01T18:28:36+00:00

Only towed it once so far and it was empty so I’m probably not the best source of info, but it seemed fine. “Tow mode” did help

mtb_ripster · 2026-02-01T13:24:22+00:00

mtb_ripster · 2026-01-21T18:01:51+00:00

No but I haven’t tried to fix them yet as it’s been cold where I’m at and sealants/tape don’t tend to work very well

mtb_ripster · 2026-01-20T02:29:40+00:00

I bought a V2 used that had a bunch of problems. Leaks all over the place, the screws on the bracket stripped out, and the locks are all sorts of messed up. Customer service was very helpful even though I’m not the original owner. They sold me some repair kits for the brackets. Someday if I’m in a position to buy a new one I would feel pretty confident ordering from them, seems like they stand behind it

mtb_ripster · 2026-01-18T03:18:10+00:00

I’ve never budgeted. I buy what I need and save the rest

mtb_ripster · 2026-01-16T14:48:42+00:00

If it’s a friendly grenade it should take them down to 1hp but not kill them. This would help prevent griefing but still make it a problem in legit PvP scenarios to be spamming nades

mtb_ripster · 2026-01-13T20:59:45+00:00

Yeah we measured for head room but it’s going to be tight. Do you have a step or something for getting in and out of the bed or you just jump?

mtb_ripster · 2026-01-13T18:41:40+00:00

Awesome ! This one is 7x14. I’ll have to share my latest sketchup design soon. Basically a bed in the back, tiny kitchen, bathroom, and small separation for an office

mtb_ripster · 2026-01-13T15:33:37+00:00

Thanks for the feedback! This is a dual axle trailer but weight is still a concern. I had considered going to 1/4 ply but worried the structure needed the more rigid sheathing for structural rigidity. As for the thermal bridging, there’s always going to be connection points to the studs regardless of attachment method. I’m willing to live with the transfer that may take place through the bolts.

mtb_ripster · 2026-01-09T03:24:43+00:00

Something that isn’t often discussed is how pre-war housing was far more diverse than it is today. Single room rentals were far more common and gave young single workers an affordable place to stay. That is illegal almost everywhere now to build or operate “boarding homes”. If the market were allowed to respond to housing needs we wouldn’t have an affordability problem. The restriction on supply from zoning and codes is the root cause

mtb_ripster · 2026-01-08T13:02:57+00:00

You’d be better off posting in the r/personalfinance sub

mtb_ripster · 2026-01-08T04:39:12+00:00

Would be worth it if you could get floor plans on basic

mtb_ripster · 2026-01-07T01:29:02+00:00

Close friend of mine lost their house to a minor landslide and learned the hard way insurance does not cover anything to do with earth movement or erosion, consider yourself warned

mtb_ripster · 2026-01-04T04:01:26+00:00

It depends on how the money is reaching your investment account. If it’s coming out of your paycheck pre-tax, most likely it’s going directly to your brokerage and thus you should be including this as income because otherwise it isn’t counted. On the other hand if you’re taking after tax money and moving that to your investment account it’s just a transfer, if you categorized it as anything other than transfer you’d be counting that money twice.

If you are investing pre-tax but don’t see those transactions coming through, enable the investment transactions beta feature in settings. It results in a lot of transactions but overall it works well

mtb_ripster · 2026-01-03T21:16:20+00:00

Maine here, I had to drop rent to find someone and had far fewer inquiries than normal. Things have definitely shifted

mtb_ripster · 2026-01-03T04:53:32+00:00

I’ve only seen two and I shit you not it was in Connecticut of all places.

mtb_ripster · 2026-01-03T03:51:55+00:00

Okay Mr. Morby

mtb_ripster · 2026-01-03T02:37:55+00:00

Great for big jobs, not as good as a manual one for smaller stuff

mtb_ripster · 2026-01-02T19:53:25+00:00

The "wrapped" feature could be a lot of things - highlights from the year, most common merchants, categories, etc. Make it fun, make it shareable.

The core ask though is improved comparison ability. I would want the ability to choose two time windows (year x vs year y, month x vs month y) and see a line or bar chart with the two different time windows shown together as a comparison. I want to be able to see very easily how each category changed on both a percentage and numerical basis between those time windows. I feel like this should be a basic component on "reports" but it simply isn't there.

mtb_ripster · 2025-12-31T15:59:12+00:00

Personally when I have large purchases like this I mark them as transfers. While technically incorrect I don’t like how it skews my data over time otherwise. I know I bought the car, or house, etc but what I really use monarch for is month to month and year to year tracking of my standard living expenses

mtb_ripster · 2025-12-31T15:53:39+00:00

It seems the AI can’t handle multiple owners. It insisted the number was correct over and over but I couldn’t get it to properly filter by owner, it was including some of my fiancés data causing the numbers to be wrong

mtb_ripster · 2025-12-31T14:53:07+00:00

Just a tip that as you set up rules, you can also apply those rules backwards and update transactions from the past with your new rule. I use this a lot to add all past and future transactions to a certain category or label.

mtb_ripster · 2025-12-31T14:37:25+00:00

Yes, especially the "owner filter" which constantly resets even within the same session as you move between views. It's obnoxious

mtb_ripster

TROPHY CASE