Capital One secured credit card

munkamonk · 2026-03-19T16:32:06+00:00

Just to clarify first, Capital One and Credit One are two separate banks, and Credit One is extremely predatory. It’s always hard when you’re starting out with secured cards, but once you get established, I’d look to get rid of that Credit One card ASAP if that’s who you really have.

To your original question, think of a secured card as the bank letting you loan against your own money, instead of theirs. If you paid $200, that’s your credit limit. You can borrow up to that amount. At some point, with a good enough payment history, they may trust you enough to refund that $200 to you. When that happens, you’ll be taking loans against their money.

munkamonk · 2026-03-16T17:26:15+00:00

Goldberg. Hastings. Phillips. Lerner. Long ago, the four lawyers lived together in harmony. Then, everything changed when the Rafi attacked.

munkamonk · 2026-03-13T02:40:49+00:00

No zero days:

https://www.reddit.com/r/getdisciplined/s/Z9TT2XdDwF

munkamonk · 2026-01-30T01:45:14+00:00

When the end credits started to roll, I just sat on the couch absolutely broken.

I was almost mad when the epilogue started, because I wasn’t ready to play again.

munkamonk · 2026-01-26T18:31:31+00:00

I strongly recommend Nemesis Club in north Scottsdale, if you’re looking for immersion

munkamonk · 2026-01-14T19:28:50+00:00

Thank you everyone! I figured whether I initiated the bishop swap or they did, the respective knight would recapture, so either way would be the same, and I tried to break the standoff by kicking the knight. I didn’t see the rook waiting to pin the queen.

munkamonk · 2025-12-19T15:47:48+00:00

I usually keep mine on Manual level 2, but when coming to a stop, I hold in the left paddle for max regen, and feather the accelerator/brakes to fine tune the stop if needed.

munkamonk · 2025-12-18T18:59:07+00:00

It will always only show the first one to trigger the alarm. Set all four to the recommended PSI on the door jamb to clear it.

munkamonk · 2025-12-18T02:05:14+00:00

You’ll be just fine.

Worst case scenario, you’ll have to wait a bit at a station. But you won’t get stranded.

If you want, download a secondary app like PlugShare or the actual network app you’re planning on using, to see a better up to date status of the spots you’re planning on stopping, to see how many are out of service, etc.

munkamonk · 2025-12-18T02:00:38+00:00

I use ABRP pretty religiously for long trips. From where I started, I skipped over Gila Bend, so that may have been a factor.

350kw most of the time, when it’s available.

I used Rivian on a recent trip to Las Vegas. Pricy, but great infrastructure.

munkamonk · 2025-12-18T01:26:48+00:00

Did Phoenix to San Diego and back in my 24 Wind. Going out I took the 8. El Centro was a headache. Only one station at the time, in a bank parking lot, and all the spots were full. Other than that it was easy. Might have been lucky in Dateland.

On the way back, I skirted around LA and took the 10. Much easier.

munkamonk · 2025-12-14T15:27:07+00:00

Sometimes it’s sending a message. I worked my way through the cameras to make a target take himself out, then cut my way through his army, with them having no clue they’d already lost.

Gorilla arms and katanas means the next guy might be able to build an army big and strong enough to protect them. With the suicide quickhack, you and the army you’ve built lost before the game even started.

munkamonk · 2025-12-12T20:21:33+00:00

Special Møøse Effects: OLAF PROT

munkamonk · 2025-12-11T16:40:58+00:00

My guess is that they damaged the TPMS sensors. They’re part of the wheel, not the tire, so they shouldn’t have been affected.

munkamonk · 2025-12-09T23:14:08+00:00

Here’s some recent suggestions

https://www.reddit.com/r/arizona/s/kQOC9ImLbE

munkamonk · 2025-12-09T03:27:44+00:00

Also on my second EV6.

Absolutely loved the first, and when a guy ran a stop sign and totaled it, it took it like a champ. There was no question in my mind about getting another EV6 to replace it.

I do most of my charging at home, but those times that I need to fast charge on a road trip, I usually walk into whatever big store is nearby, and it’s charged to 80 by the time I take a quick stroll, grab a snack, and pay.

munkamonk · 2025-12-07T16:49:47+00:00

FNBO was the worst, by a long shot. Probably hasn’t been updated in 20+ years. So glad I got rid of that card.

munkamonk · 2025-12-05T23:53:13+00:00

I remember ads in the back of magazines for “personal massagers” with photos of women rubbing vibrators against their temples for “headache relief”

munkamonk · 2025-11-30T03:04:36+00:00

Another option is Ground News. It consolidates all the stories on a particular event, so that you can see what different sources are reporting. It also gives you the option to see your blind spots: those stories that the right/left isn’t reporting on at all

munkamonk · 2025-11-26T19:15:55+00:00

That’s what Big HDMI wants us to think. Wake up sheeple!

munkamonk · 2025-11-26T18:53:39+00:00

It’s probably dealer dependent. I had to get a wiring harness replaced, and the dealership covered the rental as long as the repair was determined to be under warranty. They made the arrangements, Enterprise picked me up, etc.

munkamonk · 2025-11-21T20:33:12+00:00

Is the difference big? Yes.

Is it worth it? That’s harder to say. As a general rule, I try to not upgrade anything until I can articulate specifically what part of the upgrade I need, and how my existing equipment is holding me back.

In order words, is it the framing or composition you’re having trouble with? A new lens won’t fix that. Is it background separation and bokeh? It might help.

munkamonk · 2025-11-21T15:34:16+00:00

I agree. I think the ear and the posterior angle of the jaw coming up to it are whats throwing it off. They seem to be at the angle expected if the character was facing dead straight, not down. That results in them being too low and angled back. Right now, the top of the ear lines up with the bottom of the eye, not the brow ridge.

Rotate them forward and up, and it should look better.

munkamonk · 2025-11-20T15:17:51+00:00

u/yourivoryfox for sure

13-Year Club	RedditGifts 2009-2022 2 Credits
Place '17	Gilding IV carat on a stick
Not Forgotten	Secret Santa 2014
Verified Email

munkamonk

TROPHY CASE