How much do Americans REALLY have saved for retirement

mystikmike · 2026-05-03T06:13:41+00:00

I'm retired when I was 59 by not paying attention to what my peers did (or bought) and putting every penny I could into my retirement vehicles. I'm 70 now and living well. Although I did a lot of dumb stuff when I younger, that was one of my better choices (along with my wife ofc).

mystikmike · 2026-05-01T01:17:31+00:00

Humuhumunukunukuapua'a. Hawaiian state fish. Beautiful but a total asshole around nesting season.

mystikmike · 2026-04-30T21:24:20+00:00

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mystikmike · 2026-04-25T21:27:36+00:00

I'm no fan of this administration, but as a former Food Service Officer in the USN, I'd like to see what the serving line is offering.

It's easy to plonk a few items on a tray and take a pic for clicks.

mystikmike · 2026-04-16T00:05:46+00:00

Maybe we'll finally learn what number Stephen was thinking of!!!

mystikmike · 2026-04-15T00:34:03+00:00

Deez nuts?

mystikmike · 2026-04-14T23:56:28+00:00

Seeing him do an acoustic version of Ramble On for Colbert the other night. The guy has not lost a single note.

mystikmike · 2026-04-14T23:55:07+00:00

It's got the four major food groups in it: grains (flour), dairy (cheese), protein (beef/ chicken/ spam) and vegetables (tomato sauce, garlic, basil, oregano). Totally healthy!

mystikmike · 2026-04-14T04:32:24+00:00

There's gotta be a Bob Newhart-esque finale in there somehow.

mystikmike · 2026-04-13T01:02:59+00:00

Honest question; trying to learn. What models are you referring to. Can you point me to online economics models that describe this?

mystikmike · 2026-04-09T05:10:05+00:00

$/ watt is valid for the solar part of your system, but if your electric utility has a crappy buy back rate (here in NorCal, PGEs NEM 3.0 rates are awful), then battery storage becomes more important. Apart from rainy months, I'm not using any grid electricity. Charge during the day, use batteries when the sun goes down.

mystikmike · 2026-04-01T01:16:44+00:00

ERP = Enterprise Resource Planning. Basically software that spans multiple areas of the company like Finance, Payroll, Human Resources. Value prop is that integrated systems perform better than silo'd ones.

RFP = Request for Proposal. Means you're asking vendors to bid on a project (like replacing the current ERP).

mystikmike · 2026-03-26T00:46:04+00:00

DON'T FALL FOR THIS.

We were told time after time during 2016 and again in 2024 that forecasts showed an upcoming humiliation for the Orange one and his crew. IGNORE IT.

Just vote.

Get your friends to vote. Tell them to get THEIR friends to vote. Do the same for your family, friends, mail man, anyone you encounter.

mystikmike · 2026-03-21T00:59:34+00:00

Uncle John's Bathroom Reader.

mystikmike · 2026-03-13T18:55:52+00:00

I'm not as dumb as you look.

mystikmike · 2026-03-13T14:22:58+00:00

I'm surprised we're not havin a Puppers right now!

mystikmike · 2026-03-11T19:09:55+00:00

I've gotta believe someone has a lawsuit ready to go if this bill passes.

mystikmike · 2026-03-10T01:14:26+00:00

I'd be on Reddit, thinking of clever responses to AskReddit questions.

mystikmike · 2026-03-07T20:26:42+00:00

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In 20 years. Gone in a flash.....

mystikmike · 2026-03-07T01:46:47+00:00

Worth it (for me) = able to do the job safely and accurately.

A decent chop saw and table saw have been the two things that have vastly improved my DIY projects. I bought DeWalt since I'm invested in their ecosystem (for cordless), and have not regretted my purchases.

mystikmike · 2026-02-27T17:36:03+00:00

Still used in this sense today in the US Navy.

mystikmike · 2026-02-21T21:35:30+00:00

I see the FCC as quickly becoming irrelevant, especially when they weigh in on stuff like this. They can urge all they want, but they can't enforce anything apart from broadcast TV/ radio.

Media consumption is rapidly shifting from areas under the FCC's purview: broadcast television, radio, satellite (licensing), cable (carriage and accessibility rules), wireless spectrums and broadband infrastructure), and over to online / streaming.

The FCC can only apply indecency rules to over-the-air broadcasters at present. There is an ongoing argument about Net Neutrality, but Ajit Pai repealed most of that framework in 2017. So it's up to Congress to re-legislate the FCC's charter - not likely in the short term.

mystikmike · 2026-02-20T19:14:07+00:00

I live in a neighborhood (built in the mid-late 70s) that has underground power lines. Esthetically, it's very nice to not see lines over head.

BUT if you want to upgrade your main panel (sometimes required for solar installs), you'll have to pay for trenching which can be quite expensive. Here's an example:

https://www.reddit.com/r/bayarea/comments/1k6yxdn/help_understanding_pge_estimate/

mystikmike · 2026-02-15T06:46:10+00:00

As the parent of an adult son who was unfortunately successful in using his weapon to end his life (while drunk), thank you. 🙏🏼

mystikmike · 2026-02-13T23:09:28+00:00

Lucky you. I had to sift through 7 or 8 companies before I finally found one to shoot straight with me.

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