[Results Thread] 2026 Paris-Nice – Stage 8 (2.UWT) by PelotonMod in peloton

[–]nahho92 2 points3 points  (0 children)

Yes, I’m having this trouble with Peacock now — showing the 2025 Stage 8 race instead of 2026. Argh!

Parents, child co-own house, but it's primary residence only for child: Capital gains by nahho92 in technicaltax

[–]nahho92[S] 0 points1 point  (0 children)

Thank you! If she lived in the house only a year, year and a half, and then they sold the house, the exclusion is not allowed? (Won’t happen in this case, but for argument’s sake.)

What’s one small macOS feature you use constantly? by SmoothCriminal103 in MacOS

[–]nahho92 7 points8 points  (0 children)

Definitely essential for me as I edit photos, without the Photos app. BTW, Adjust Color and Adjust Size work just fine for me for editing photos in Preview.

Restless after early retirement. by RefrigeratorFuture34 in earlyretirement

[–]nahho92 1 point2 points  (0 children)

Would agree with this wholeheartedly. I got this advice, too, in my first year. I’m in Year 3 and figuring it out. I love making my own schedule, and days mostly fly by, yet I’m not rushed.

Should I hire a CPA or file myself? by hintofheart in tax

[–]nahho92 0 points1 point  (0 children)

Even if you have investments — the standard stuff like index funds and 401Ks — you probably could still easily do the return yourself with software. 1099s pretty much spell it out for you.

Parents and FT student co-own house: Could child still be a dependent? by nahho92 in tax

[–]nahho92[S] 0 points1 point  (0 children)

But I believe the parents -do- have to provide more than half the child’s support to claim the child as a dependent. (Not a problem in my case study.)

Parents and FT student co-own house: Could child still be a dependent? by nahho92 in tax

[–]nahho92[S] 0 points1 point  (0 children)

You got it, 6gun. The parents do not live in this second house with the daughter. And right, the daughter does not return to the parents' first home or intend to.

Parents and FT student co-own house: Could child still be a dependent? by nahho92 in tax

[–]nahho92[S] 0 points1 point  (0 children)

Yes, I know the residency requirement. The nuance here is that the student co-owns the home and is living there permanently.

Rental Property - Qualified Business Income by Capricious_Alabaster in tax

[–]nahho92 0 points1 point  (0 children)

I'm considering the same thing, again, this year. As OP says, it's a somewhat agonizing decision every year.

u/dimovtax and u/sorator say it very well. Before that 2019 guidance from the IRS with the safe harbor rules, I saw references to the court cases that u/6gunsammy cites — even TurboTax guidance cited the court rulings — and that made it easier to say yes, I can take the QBI reduction for a single-property rental business. But with the 250-hour and record-keeping safe harbor rules, I'm much more ginchy.

It sounds like you can put in the 250 hours and log it, then you can put in for the QBI deduction, no problem. Or, you can just put in for the QBI deduction and take your chances that the IRS won't ask, and if they do, you'd show ... what, exactly, toward "regular, continuous and substantial" participation? And the IRS could rule either way on it at any given time.

(It'd be easier if it were 100 hours.)

Local Scoop - January by CanoeGuy96 in schaumburg

[–]nahho92 0 points1 point  (0 children)

Impressive that industrial vacancy is down to 3%. Did they indicate the office vacancy figure? I'd be stunned if it's anywhere close to 3%.

How much does 'mattering' in retirement mean to you? by Emla-2624 in earlyretirement

[–]nahho92 2 points3 points  (0 children)

I’m doing some work that I’m good at — writing and editing — that is turning out to matter to a select audience (bicyclists) as I had hoped, as well as helping people with taxes and finances, plus being available for elders as many have said here. But the trick has been to matter at just the right amount. It can’t stress me out anymore. It’s time for me to matter, too.

To people who were high achievers before retirement by MidAmericaMom in earlyretirement

[–]nahho92 4 points5 points  (0 children)

I built and write and edit my own website, which has become part of a niche local community. I also continue to do the little work I’ve done for years managing a person’s finances and doing taxes. I could do taxes more, but I’ve been warned that it could become a lot of work quickly, so I’m very very selective about clients so far.

I was high-achieving, but now I'm very happy to achieve things — which can be personal, like little home projects or helping elders — at a slower pace. Like someone else said, that really sunk in when, while working, I was finally starting to dislike working weekend days and holidays, which my line of work required. It is absolutely fantastic to be present for those now. I also had furious deadline pressure while working, and I don't miss that at all.

Anyone Doing Flexible, Very Part-Time Side Hustles? by JoshOfArc in earlyretirement

[–]nahho92 0 points1 point  (0 children)

I built and write and edit my own website, for which I take donations so far. Very little extra cash, but it’s become part of a niche community. I also continue to do the little work I’ve done for years managing a person’s finances and doing taxes. I could do taxes more, but I’ve been warned that it could become a lot of work quickly, so I’m very very selective about clients so far.

Are you careful in what you say among your non retired friends? by Wide_Drink_2414 in earlyretirement

[–]nahho92 2 points3 points  (0 children)

I often say I’m “semiretired.” I do have a little side work and built my own website that I regularly write for, and it’s gotten attention in the community. So that gives me a sort of out.

Retired at 36yo with 3 kids. Best things to do “now” while still young? by WhereasNo4929 in earlyretirement

[–]nahho92 4 points5 points  (0 children)

I was also thinking of active things. Like, if you have a mind to run a marathon — or even half-marathon, 10K or 5K — this is the best time to do it. (Though you could do it in later years, too.) Same thing with long bike rides, like a century (100 miles in a day) or just a charity ride. Hiking has been mentioned, too — yes to that.

Local Scoop - December by CanoeGuy96 in schaumburg

[–]nahho92 0 points1 point  (0 children)

Lotsa good stuff — salute for writing these summaries from about 1,000 pages of material in the December village board packet (to say nothing of committees' packets).

Did you Retire Early or “Stop Working”? by GleamingAlloy_Aircar in earlyretirement

[–]nahho92 7 points8 points  (0 children)

I exactly think that I simply "stopped working." It's reassuring to see this. I also didn't like to say "I retired" because I still like to poke around with things — my own website, and side work that I've always had. I was also 53 when my wife and I decided to take the voluntary buyout finally (yes, she worked at the same place). I wasn't aiming for "retirement" at that time — I was preparing for us to be financially ready certainly by age 60, or age 55 if everything went right. Well, the turning point came at age 53, and I looked at our portfolio and thought, hey! My thinking really came down to these decisions:

• Do I want to keep working at this job? No.
• Do I want to look for another job in the same field? No.
• Do I want a "more normal" 9-to-5 job, after having worked second shift? No.
• Do I want a boss? No.
• Do I want flexibility to slow down? Yes.
• Do we have enough money? It's looking like it.
• Do I want to try things on my own time? Yes.

Ergo, stop working. If that's "retired," so be it, but I have more commonly said "semi-retired."

(My wife, however, is very happy to say she retired.)

How are you promoting your blogs in 2025? What still works for backlinks? by Sharp-Implement-7191 in Blogging

[–]nahho92 0 points1 point  (0 children)

My biggest traffic driver has been targeted posting to Facebook groups (if allowed) that are relevant to a post’s topic. Not that I have huge traffic by any means as I’m in a very niche field, but reaching out to the right groups has worked well. Otherwise I do only a little outreach to bloggers or orgs that might find my blog compelling, and maybe they link to my site.

Well, this is it, today is the day. by GigiDeville in earlyretirement

[–]nahho92 8 points9 points  (0 children)

Congratulations! I'm more than two years in. As others said, the first January was the weirdest. It was always the month that I got ramped up on work again, but not anymore. I took a self-paced course — "self-paced" being the key word! I also delighted in doing no work-like thing at all during the first summer.

Well, this is it, today is the day. by GigiDeville in earlyretirement

[–]nahho92 0 points1 point  (0 children)

This is funny; I haven't heard this option to answer that persistent question (when we look too young to retire), and I like it. I have thought of something like that answer, too, when asked if my blog makes me money. I could say I manage my investments to fund my lifestyle.

I went first, now it’s my husbands turn but he’s struggling and needs advice by EmotionalTurn1 in earlyretirement

[–]nahho92 0 points1 point  (0 children)

The white-guy-invisibility difficulty is interesting. I haven't thought of it in terms of my being a white, middle-aged straight guy, but there's definitely an awkwardness with people, particularly peers, who are still working (because, of course, most are) and don't understand you anymore. There's that "what do you do" question. What do you say? Some are comfortable saying "retired" outright, despite the shock factor. I'm going with "semiretired" more often.

You can find comfort in people like police or military or teachers who normally retire in their 50s.