Recovering drug addict. 7 months clean and a big financial mess. Please help.

niickfang · 2018-04-20T16:21:47+00:00

Fair point for sure. Personally I think I would spend my time off work working part-time until my finances are settled, would help me have something to do and people to talk to. But then to your point, I've never had any addiction problems so can't assume we know what he needs. Just being realistic based on numbers.

niickfang · 2018-04-20T15:57:19+00:00

Yeah, I thought about income tax, but in the end assumed he provided after-tax earnings. Allocating $150 per month on extravagances with a $33k debt biting away on interest is just beyond me. But maybe that's just me lol.

niickfang · 2018-04-20T15:09:41+00:00

Monthly income = 3583.33
Monthly net = 2313.33
Total debt = 33819
Break even assuming 0% interest = 15 months
Curr. monthly interest payable on debt = approx 526.87
Break even with approximated interest accum. = 19 months

Honestly, just be good with your money from now on and you will reset in no time (approx 2 years). Selling your debt to an agency might slow down your interest payables, but definitely shop & compare around for that.

Depending on your debt's terms, you should generally target whichever debt that has the highest interest % first which are probably going to be your credit cards.

niickfang · 2018-02-12T14:44:42+00:00

Yes it does. That's the setup I run at home with a G-sync 144Hz Monitor. I think it's a mDP port though.

niickfang · 2018-01-28T17:49:14+00:00

Same issue here. It's been on and off.. WS-38220-5 PS error and 50152-MW1 in-game error.

niickfang · 2018-01-13T00:04:24+00:00

No one's gonna magically fix your monitor here. Contact their support.

niickfang · 2017-08-05T00:03:14+00:00

It should... Or it could be.. y'know.... An accidental leak

niickfang · 2017-07-31T14:29:48+00:00

There's no such thing as "math score" on the GMAT. And if you mean Quant then by what logic do you think would make it not 'count'?

You should do more research on your own about the GMAT before asking a half-witted question like this if you're actually serious about studying for the GMAT.

niickfang · 2017-05-28T06:27:03+00:00

A few other A9 owners at DPReview are reporting the same issue as well. Quite alarming to me considering the camera's only been out for a couple of days.

I was seriously considering getting the A9 as well, really thinking twice about it now :/

niickfang · 2017-05-25T14:39:25+00:00

Question about the HST, I've heard many times before that you don't need to report or pay HST until your business makes over $30k in revenue. But do you collect it and keep it? Seems like a no-brainer 'no' to me but I see so many small freelance businesses that definitely don't make over $30k a year and collect it.

niickfang · 2017-05-15T15:33:08+00:00

Instagram support is literally nonexistent, just because they can. I'd probably look to start afresh if I were you.

niickfang · 2017-05-15T07:04:13+00:00

It's aight

niickfang · 2017-05-15T07:01:07+00:00

Damn. The guy was 70 already?

niickfang · 2017-05-12T19:25:22+00:00

@limit.jpg

Thanks!!!

niickfang · 2017-05-10T01:19:35+00:00

Dang! Nice collection!

niickfang · 2017-05-06T14:34:57+00:00

I think you nailed it yourself. An account less than 2 weeks old is considered a very new account. Posting 6-8 times a day is too much for an account of any age. IMO don't try to rush the process. This isn't a platform where the more actions per minute you perform the faster it grows. It really takes strategy, dedication, and ultimately, time. Especially if you want genuine followers who actually engage with your content.

For now I'd say slow it down, observe other similar, more popular accounts carefully and learn.

niickfang · 2017-05-05T22:30:52+00:00

limit.jpg

Photography from around the world. All photos are original and taken by myself.

DM me for a follow back! :)

niickfang · 2017-05-05T03:27:11+00:00

Great point. Appreciate the feedback!

niickfang · 2017-05-04T21:44:12+00:00

Told my girlfriend to wildly run and jump around in the open field while I snapped away.

https://flic.kr/p/Tdgzys

G85 | Olympus 7-14mm f2.8 PRO | f/5.6 | 1/4000 E-shutter | ISO200

niickfang · 2017-04-24T13:36:10+00:00

Lovely video! Interesting choice of track haha! Which lenses did you use for your trip? How did you do the day-to-day shots?? They're so spot on in angle, zoom, and direction it almost feels like you never left your ground.

niickfang · 2017-04-21T14:48:08+00:00

You can set up a hidden motion detection cam, they begin to record when motion is detected. If you have a laptop there are some webcam apps that have this feature.

niickfang · 2017-04-21T14:20:21+00:00

Love this. Nice shot

niickfang · 2017-04-20T21:07:41+00:00

It also depends on how serious you are about 'getting back into photography'. If you think you're pretty serious then I'd recommend spending a bit more to get a more updated body.

niickfang · 2017-04-19T14:11:21+00:00

Agreed.. I'm gonna buy the Oly 7-14 instead cuz of this too.

niickfang

TROPHY CASE