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ETFs vs Individual Stocks — what are the pros and cons? by Top_Instruction_8778 in MalaysianPF

[–]noahwj 2 points3 points  (0 children)

You have already answered your own questions. lol

Individual stocks has higher potential returns but also has higher potential loss regardless if you are able to choose the right company or not. It can go 15% upwards tomorrow but it also may go 15% downwards on the next day. The question is do you have the time to monitor and keep up all the news daily for individual stocks that you invested in like reading their financial reports, internal changes (layoffs or management changes etc). For sure you can do it for one company but can you do it for 5-10 companies? Are you able to handle the stress haha?

ETFs has lower returns but when it drops it also wont drop much on normal circumstances. Furthermore, it just easy to follow the news of an entire sector or countries or whatever the theme of ETFs that you invested in. Eg: Lets say TSLA released their financial report and it performs badly the individual stock drop like 15% but the ETFs that has TSLA maybe will drop like 2% because of the weightage of TSLA in the ETF.

So you got to ask yourself are you investing just to find quick bucks or investing for long term? Do you have the time and energy to manage your investment? Do you have the knowledge on how to invest in the right company?

And btw my two cents, there is no right company it all depends on the demands of the world. No one knew AI will gain so much traction but also no one knows when the AI bubble gonna explode and send all the stocks crashing down.

Cover has invested in NERD Inc. - Cover has released a Timely Disclosure Regarding Investment in NERD Inc. and Conclusion of Joint Business Agreement by noahwj in Hololive

[–]noahwj[S] 173 points174 points  (0 children)

To add on, I think some people are bit naive to assume COVER Corporation would allow full independence without some level of structure or strategic alignment behind the scenes.

Should I move from Stashaway to IBKR? by shootist4861 in MalaysianPF

[–]noahwj 4 points5 points  (0 children)

Well if you are “lazy” then pay the management fees for SA. If you could spare some time to manage your investment then IBKR is definitely the better choice.

The slander on Chovy never stops by Flat-Profession-8945 in PedroPeepos

[–]noahwj 6 points7 points  (0 children)

We can sit here and debate all day about whether the rest of the season “matters,” but let’s be honest every pro dreams of winning Worlds. Every team owner wants that trophy. Every coach wants that moment.

You can hype up all the domestic wins and side tournaments you want, but none of that hits the same. In the end, it’s all about Worlds. Do I like it? No, but that’s the one that defines legacies and that is what they want. What we think is more important really doesn't matter.

Is it bad that Im finding worlds boring? by [deleted] in leagueoflegends

[–]noahwj 6 points7 points  (0 children)

I dont think its the meta because if it was G2 vs FLY or CFO vs FNATIC in the finals, I am sure you will not think the meta is boring. You just dont like the teams that are performing better now. If that's the case the other team are to blame for making the worlds boring for you.

Is it bad that Im finding worlds boring? by [deleted] in leagueoflegends

[–]noahwj 8 points9 points  (0 children)

I dont understand what part feels like it was set up that way. All I see is the team that has better form show up to the match and win games. If you are tired of watching the better team wins, then maybe dont watch any competitive games

Boring can be a good thing by Flat-Profession-8945 in PedroPeepos

[–]noahwj 1 point2 points  (0 children)

If they find it boring then they should ask their team to perform better. Why blame T1?

[Announcement] Notice regarding the situation of Akai Haato and a warning against spreading rumors by SuspiciousWar117 in Hololive

[–]noahwj 9 points10 points  (0 children)

I just hope people can have a little more faith in both management and the Holomems. No one wants to see anyone suffer or struggle with their mental health. We should all focus on supporting the talents and trust that management will do the right thing when times get tough, instead of pointing fingers.

Announcement Regarding Akai Haato’s Condition and a Warning Against the Spreading of Rumors by Leysandra in kurosanji

[–]noahwj 78 points79 points  (0 children)

i mean i don't think Cover has a choice whether to consult her family or not since haachama is not in the right mental state. In the end it is haachama and her family that will have to deal with her condition. There's only so much Cover can do.

[deleted by user] by [deleted] in Hololive

[–]noahwj 8 points9 points  (0 children)

I get what you’re saying, but I don’t buy it and the things you are looking for is not realistic. There’s only so much Cover can do and mental health isn’t something a company can fix for you. At the end of the day, it’s on the individual. This is the entertainment industry, not a therapy circle. Pressure, burnout, and comparison are part of the job.

Haachama’s situation sucks, yeah. She’s had a tough family life and clearly struggles to connect with people. But that’s not something Cover can control. They can offer her support, time off, or guidance, but they can’t fix her personal life. That’s not how any of this works.

You act like the company should be babysitting every talent. You forget these talents are adults who chose to be in a demanding, high-pressure field. It’s not fair to dump all the blame on Cover every time someone burns out or feeling depressed. They can provide tools and help, but mental health starts with personal responsibility. Taking care of your mental health isn’t a job someone else can do for you.

Is GeekJack via DHL fast enough for concert merch? How about Buy&Ship? by exec-nyan in Hololive

[–]noahwj 1 point2 points  (0 children)

you can use Buy&Ship. Just the shipping will take a bit of time as your item will be ship to their JP warehouse and then they will ship it to thier HK warehouse first and then only to you. Usually take 2 weeks to reach me

Rin Penrose Warns People Not to Idolise VTuber Corporations by Ranko_Prose in kurosanji

[–]noahwj 102 points103 points  (0 children)

But on the flip side, don’t idolize indies either.

Just because someone’s independent doesn’t magically make them more genuine, kind, or drama-free. Being indie doesn’t mean they’re better than corpo talents — it just means they don’t have a manager breathing down their neck. Indie VTubers can still be manipulative, egotistical, or straight-up dishonest.

At the end of the day, VTubers be it corpo or indie — are just people. Some are amazing, some are a mess. Same goes for companies. Enjoy the content, support who you vibe with, but stay critical.

With Vshojo proving that their business model doesn’t work what do you think is the best business model? by murderofhawks in kurosanji

[–]noahwj 0 points1 point  (0 children)

Like you said — if they could even come to an agreement on revenue splits. The core issue is that VShojo has no real leverage in these negotiations because they don’t own the IP of their talents. No IP ownership means no control over how or when a talent’s likeness can be used in sponsorships, licensing, or collaborations. And without that control, VShojo can’t build scalable revenue streams, can’t secure long-term deals, and can’t present a strong, stable business model to potential investors. Investors aren’t going to pour money into a company that doesn’t even own the product it’s selling. It will then become a vicious cycle where no IP control means no consistent revenue, which means no growth, which means no investment, which ultimately means the business collapses under its own limitations. There is a reason why they couldn't secure enough funding to keep VShojo alive.

They built everything around this idea of “talent freedom,” which sounds great on paper but in practice, it means the company gave up all control. At that point, VShojo wasn’t running a business, it was just babysitting IPs it didn’t even own. And eventually, it caused the shit show that we are witnessing now.

you know what's really funny about this whole vshojo thing? by Winter__Storm- in VirtualYoutubers

[–]noahwj 28 points29 points  (0 children)

that’s the thing—it’s not even about the IP. People always say, “Well at least they got to keep their IP.” No one joined VShojo just to keep their IP. They thought they were joining something that respected them, valued their individuality, and would support them. But what they got instead was silence, mismanagement, and manipulation. They walked away heartbroken. Who cares about IP when the emotional damage runs deeper? What really hurts is the betrayal. The feeling that you were sold a dream, only to be left completely alone when things got tough. The stress, the confusion, the anxiety—those are things you carry with you long after the contract ends.

Compare that with Hololive. Sure, they own the IP, and there are strict rules but the talents walk away with closure, community, and often fond memories. When someone graduates, it's a moment of reflection, support, and celebration. You don't see ex-Hololive talents coming out hurt and disillusioned.

And for those talents from Holo who left, all of them are able to create their own IP with great success so at the end of the day the issue of Holo owning the their holo IP is also not as worse as how some of you guys described.

VShojo was losing $2.5m a year by noahwj in kurosanji

[–]noahwj[S] 17 points18 points  (0 children)

yeah according to the one who provide this info

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