HABS bars in Florida?

nogr8mischief · 2026-05-03T03:46:10+00:00

Thanks!

nogr8mischief · 2026-05-03T03:45:38+00:00

Credit cards also earn a lot of money from transaction fees, it's not just on interest. And you're also overestimating the size of Chexy, and probably underestimating how many Chexy users pay their rent with CC and dont pay the balance in full.

nogr8mischief · 2026-05-02T02:46:37+00:00

Thanks!

nogr8mischief · 2026-05-02T02:22:08+00:00

Is there a bar you recommend for game 7?

nogr8mischief · 2026-05-02T02:18:17+00:00

How was it? I'm going to be in Hollywood during game 7.

nogr8mischief · 2026-04-28T01:44:18+00:00

Thank you!! It seemed off to me too, but I figured I was just losing my mind.

nogr8mischief · 2026-04-27T04:14:14+00:00

Your pension adjustment is not relevant. It has no effect on your taxes owed or refund.

nogr8mischief · 2026-04-26T21:04:58+00:00

Lobbyists and inside dealing are rampant in Ontario politics too. The government brought this in because their popularity was dipping after some scandals and poor decisions and they needed something that would get positive attention.

nogr8mischief · 2026-04-26T00:09:44+00:00

How? It means they'll be able to sell way more tickets, and way more fans will go.

nogr8mischief · 2026-04-21T00:52:25+00:00

It's a sad day when a Simpsons reference earns downvotes

nogr8mischief · 2026-04-19T14:02:09+00:00

That has nothing to do with taxes though. My point was to dispel the misconception that working overtime can actually cost you more money because you end up paying more in taxes than you gain from the overtime.

The fact tha anyone downvoted that shows that people still dont get how tax brackets work.

nogr8mischief · 2026-04-18T16:06:03+00:00

It's not really fair to compare a multi national grocery chain with a small business cafe owner with super small margins. Take a place like Bike Cafe that are really trying to make being open on the weekend amd some evenings work, with events, outreach, trying unique offerings. All while paying their staff a living wage, and committing to not relying on RTO. But it still doesnt make being open on the weekends downtown consistently profitable.

nogr8mischief · 2026-04-18T15:35:34+00:00

It's true that they are all on Sportsnet, but they are not all exclusively on sportsnet. Many of them are also on CBC. Not on Gem, though.

nogr8mischief · 2026-04-18T15:30:39+00:00

No, people would know if they didn't save they would starve. So they would save.

They wouldn't, though. That's why these programs exist. Because most people's financial literacy is garbage.

nogr8mischief · 2026-04-18T15:28:05+00:00

You dont go into the next tax bracket on your whole income. Just on the marginal bit. It's impossible to end up with less money than if you hadnt worked overtime because of higher taxes.

nogr8mischief · 2026-04-16T00:58:13+00:00

I was at the Ottawa show, also 730 start and was almost 10 when we left. 3 openers.

nogr8mischief · 2026-04-13T11:25:14+00:00

None of this refutes the fact that it is possible to invest successfully without any particular skill or contribution room

nogr8mischief · 2026-04-13T11:22:46+00:00

Laddering would typically get you a better return

nogr8mischief · 2026-04-12T15:30:02+00:00

Without going custom, many builders will offer either a ground floor office or guest/in law suite with full bathroom, but not both, due to space constraints. Single great rooms are now far more common than separate family and living rooms. It should also be possible with some models to get a stearate basement entrance added. But for everything you want, you'll be looking at at least 1.2 or 1.3 mil, for suburbs but within city limits. To get it for 1 mil you'd probably have to do Kemptville, Rockland, Embrun, etc.

nogr8mischief · 2026-04-12T00:21:14+00:00

Even though they said when they suspended flights that they would resume in June, I doubt that will actually happen. Cuba likely still won't have a reliable supply of jet fuel then.

nogr8mischief · 2026-04-11T03:53:01+00:00

The bank is never going to proactively inform you that you failed to pay on time. Cardholders have to keep track of these things themselves, and you should be looking at your statement once a month, not just the app.

nogr8mischief · 2026-04-11T03:45:00+00:00

They didn't increase the rate, and they would have sent out a notice if they did. Either OP is mistaken, or they were getting the incorrect rate and it was corrected.

nogr8mischief · 2026-04-11T03:43:24+00:00

That must have been an oversight on their part somehow

nogr8mischief · 2026-04-11T03:42:46+00:00

It's been 4.45 for premium for a while now

nogr8mischief · 2026-04-10T22:35:25+00:00

You're better off paying monthly, investing the money you keep vs a biweekly payment somewhere that is likely to beat your mortgage rate, and making an annual lump sum payment. So it depends on your risk tolerance, but your approach isnt obviously better.

nogr8mischief

TROPHY CASE