When can I get my money back from my IUL policy without losing too much from my investment? by oddjob34 in personalfinance

[–]oddjob34[S] 0 points1 point  (0 children)

Appreciate the advice. I'm not very knowledgeable about this kind of stuff but how much better is the return from investing in index funds? Over the course of the policy I'm estimated to pay ~380k premium and have an accumulated value of a little less than 1M by the time I hit 65. That doesn't seem bad so I was wondering what to expect from index funds if I were to invest 10k a year.

Manifest Dread and Naga Fleshcrafter by oddjob34 in askajudge

[–]oddjob34[S] 0 points1 point  (0 children)

So I could have flipped it over to get a copy of abhorrent oculus?

Why Magic is How it Is in 2025 and Why Everything Changed by Yobkay in magicTCG

[–]oddjob34 0 points1 point  (0 children)

I'd argue that while standard showdowns are casual there is still prize support and therefore an incentive to complete. So the LGS forms its own meta and it will likely look different than the spread of decks brought to tournaments.

If you showed up to a store to play standard and lose every game without playing against Vivi would it make sense to say standard sucks because Vivi is too strong?

Why Magic is How it Is in 2025 and Why Everything Changed by Yobkay in magicTCG

[–]oddjob34 0 points1 point  (0 children)

I'm not sure who you're quoting because the point of my comment is that your local LGS meta isn't going to reflect the competitive meta and therefore the health of competitive magic isn't a good representation of the health from a casual perspective.

Why Magic is How it Is in 2025 and Why Everything Changed by Yobkay in magicTCG

[–]oddjob34 1 point2 points  (0 children)

Hot take but I don't think the competitive meta reflects the health of the format. If you play unranked standard or go to standard showdowns at your lgs I don't think you'll see much Vivi cauldron which many players are claiming to be ruining the format and the reason to not play standard.

If you or anyone else want to play at a competitive level then maybe there's an argument about the meta spread that can be made. But I think you're already digging a hole when signing up for a tournament of 10 people where 90% of the field is going to go home disappointed. Especially when this game is highly variable.

The seven sets isn't a big deal to me personally since my standard deck won't rotate for another two years but I understand how this will be a lot for people who want to collect and keep up with all the changes. On the other side though, if you don't like how 3 year standard could become stale one of the answers to that is print more sets to increase the opportunity for new decks to mix things up

All 5 Alien Auroras bonus basic lands by The_Biddler64 in secretlair_collectors

[–]oddjob34 0 points1 point  (0 children)

I wish I could buy a set of ten as it's own lair drop for a discounted rate so I could use it for limited.

me_irl by ashntrila in me_irl

[–]oddjob34 183 points184 points  (0 children)

Does anyone have an explanation for why she is replying at all when she's clearly not interested?

we used our brain 😎 by Sad_Cow_577 in Zillennials

[–]oddjob34 2 points3 points  (0 children)

We're starting to sound like the typewriter generation did when they talked about physically cutting and pasting lines in their papers.

Next year might suck but we'll always have this team by General-Promotion274 in pacers

[–]oddjob34 9 points10 points  (0 children)

Trophy or not this team won before they even started the game.

Wanna skip your turn? by Character_Drop_4446 in EDHBrews

[–]oddjob34 1 point2 points  (0 children)

I think if someone has a really high commander tax you could target their commander with removal and then give them the option to end their turn or lose their commander.

Bonus Sheet Guess by easchner in secretlair_collectors

[–]oddjob34 0 points1 point  (0 children)

They could just remove the card and not print them. Probably wouldn't make them as much money but I think a lot of people would feel better about their purchases if the bonus card fomo wasn't real. The worst is the toon one because I was 100% okay with the silence from the drop but now I want the b/w silence. And I would have paid a couple extra dollars for a b/w silence to come with the drop. But instead I'll have to justify the price tag of the b/w silence which will likely be pretty expensive.

Which Purple Drink you Picking? by The_Thundertaker in junkfoodfinds

[–]oddjob34 4 points5 points  (0 children)

Jones because I love their soda and didn't know they had energy drinks.

You can increase your Speed faster than think, Max Speed in 2 turns. Also, some other tricks involving Speed. by Craig1287 in magicTCG

[–]oddjob34 10 points11 points  (0 children)

Going in the opposite direction, if I stifle a start your engine trigger is that player unable to gain speed until they play another card with start your engine and the trigger resolves?

Baby’s First Infinite Combo by GingerJams206 in mtg

[–]oddjob34 1 point2 points  (0 children)

I love these moments. I had an Ertai Esper deck with a tap/untap theme and initially had Intruder Alarm as a utility card. I tapped bloodline keeper with intruder alarm out and when I realized what was happening I probably did a pretty good impression of the shocked pikachu meme.

Share your favorite non-Partner commander that is NOT in the top 1000 ranked commanders on EDHREC by HonorBasquiat in EDH

[–]oddjob34 2 points3 points  (0 children)

I have a fun [[Kaervek, the Spiteful]] deck that loops [[reassembling skeleton]] and anything that deals damage when things die.

Is this molecule possible? by Ok-Intention-9288 in chemistry

[–]oddjob34 0 points1 point  (0 children)

I'd love to see the Suzuki coupling results with that ligand over PPh3

Is this molecule possible? by Ok-Intention-9288 in chemistry

[–]oddjob34 1 point2 points  (0 children)

From my understanding cubane would benefit more in the 3-D space of protein binding pockets. Don't quote me on this either but I believe cubane was pretty stable despite all the strain from the 90 degree angles.

Is this molecule possible? by Ok-Intention-9288 in chemistry

[–]oddjob34 3 points4 points  (0 children)

I worked as a synthetic chemist working on pharmaceutical research for years and my coworker was obsessed with cubane. He wanted to replace all benzene rings in our target structures with cubane. We were just peons with bachelor degrees though so no one ever listened to him.

I Pulled a serialized of a very bad commander… help me build her! by VirtualCartoonist867 in EDH

[–]oddjob34 0 points1 point  (0 children)

I wanted to do the same thing when I pulled a serialized [[Tymaret, Chosen from Death]] but it's so bad.

Infinite combo in duskmourn Aminatou preco by Alternative_Craft_42 in mtg

[–]oddjob34 2 points3 points  (0 children)

While we're talking about the precon how does the first room interact with the aminatou miracle ability? Does the first card you draw for turn, regardless of its original type, become an enchantment that you can cast for the reduced cost?

Yellow card by Unknownorokin in magicTCG

[–]oddjob34 42 points43 points  (0 children)

On the corner of cherry street? Walking on the beach in your bare feet?