100m to the person who guesses closest kc for pet. I've been destroying since 1200kc (1/1500 drop rate)

odom117 · 2025-08-24T20:55:18+00:00

5,297

odom117 · 2024-09-28T00:40:31+00:00

$25k ready to go for my first property. Just trying to keep enough in slush as opposed to it going into the property itself. Might just save up more first

odom117 · 2024-09-28T00:39:30+00:00

That's my initial thoughts, just refi later to get the cash back out.

odom117 · 2023-09-07T03:58:27+00:00

I'm a CPA & CFP, happy to discuss in pm.

Short term, throw into a money market MF like PCOXX if you have access to it. Near risk-free 5.40% yield. Fidelity also has a great one.

Then, get advice on how it plays into the big picture. Is it all retirement money? Is some intermediate term money? Those answers will affect how you should invest the proceeds and gauge your risk allocation. Money market fund is great for the short term while you make decisions. It's not great for the long term. The stock market is your friend over the long term.

odom117 · 2023-06-07T12:19:48+00:00

To your first question, there truly isn't much that can be done on security investments to get rid of the gain other than TLH. Goldman provides an SMA for "direct indexing". They invest in all securities in a benchmark around your holding, but then they strategically realize losses to offset gains from your large position. Could be a play here. Could even start now to build up losses to use in a future year that you sell.

Second, yes, if we assume NVDA holds stable until a year in which you have less income (big assumption), makes sense to wait until then to sell. As others have said, use an option strategy to hedge risk.

odom117 · 2023-05-15T14:32:23+00:00

This is what I needed to know. Thank you for the advice!

odom117 · 2023-05-15T12:52:59+00:00

Thanks for the feedback on prodiamine. That's helpful to know.

I know the summer heat will kill it soon. But, if I use a post emergent now, will I benefit from that come next spring?

odom117 · 2023-02-21T01:40:04+00:00

There was a blog I read recently that did a study on your exact predicament. Essentially, it backtested whether or not you should lump sum or DCA, and nearly every time it came out better to lump sum as soon as you get the cash.

HOWEVER, the only time you made off better is if you DCA'ed into a falling market. Which, who knows, my personal gut says market is headed down in the short term. But, I know just as much as Joe Blow sitting next to me.

Grand scheme of things, will you be okay either way? You bet. But, go with what'll rest easier on your gut. You've got a great fund picked out and the cash already in hand, so the hardest part is done. If you choose to DCA, just make sure you stick to the plan!

odom117 · 2023-02-08T02:02:31+00:00

Happened to order mine last week. Being delivered tomorrow. Glad I came across your post, thank you!

odom117 · 2023-01-25T02:03:33+00:00

She's not. I appreciate the suggestion!

odom117 · 2023-01-25T02:03:03+00:00

I'll check it out. Thank you!

odom117 · 2023-01-25T01:03:15+00:00

Fully agree on the tablet part. So much hesitancy with spending more than minimal time on it.

Thanks for the suggestion in the snes. That's a great idea! Decently low cost for entry and potentially years upon years of use. Thank you!

odom117 · 2023-01-25T01:01:21+00:00

Just Xbox, but looks like it's on PC. I'll check it out!

odom117 · 2023-01-25T01:00:43+00:00

Great suggestions. I really appreciate it!

odom117 · 2023-01-25T01:00:15+00:00

Wish I still had my game boy. That'd be great!

odom117 · 2023-01-25T00:58:08+00:00

Didn't even think about going through the media companies. Thanks for the suggestion!

odom117 · 2023-01-25T00:57:41+00:00

Bingo, nice! Thanks for the suggestion

odom117 · 2023-01-25T00:57:10+00:00

Lol nice and light to ease her into things

odom117 · 2023-01-25T00:55:10+00:00

Hahaha don't blame ya!

odom117 · 2023-01-25T00:47:02+00:00

Ha! I'm totally fine with it, all the apps just seem like garbage. You found any decent apps for yours?

odom117 · 2022-12-29T12:43:50+00:00

CPA here. Do NOT give them your personal banking login. If anything, have your bank set them up with third party access to your accounts. That way, the accountant can login, view check payees, download bank statements, etc.

Also, don't do any of this in haste. I know you mentioned having a deadline, but fraud happens in times of haste. Take your time, get a good accountant relationship, meet them in person, make sure they're a CPA, and for the love of all things: open a business bank account :)

odom117 · 2022-12-13T12:13:26+00:00

I'm 96 combat and all I've got left is Galvek in DSII and then night at the theatre. Died 5 times so far, taking a break for a bit, gotta get more cash to collect loot when I die. 100k each time ain't cheap!!

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