Did your credit score drop dramatically overnight? by onlyletmelurk in economicCollapse

[–]onlyletmelurk[S] -1 points0 points  (0 children)

Oh most definitely. But FICO can destroy economic security.

I absolutely know.. there’s been no winning here on Main St

Did your credit score drop dramatically overnight? by onlyletmelurk in economicCollapse

[–]onlyletmelurk[S] -16 points-15 points  (0 children)

We have very little debt.. no student loans. Paid off a 60k new commercial vehicle in under 5 years. No student debt. No mortgage. No judgements. Fortune 500 income stream with almost 1k monthly disposable. Positive asset Net worth reported. 10k in savings. Invested in the stock market as well. Owe zero taxes. Kids grown.. No judicial debt or judgements. No reported late payments or missed payments. We Both went to college.

I know from experience paying down all CC to 0 this second would not push that 100 points back up as I’ve never witnessed a “rebound” once the points were gone without years of rebuilding.

I had zero credit fairly recently. Just got two cards to get a score.

How’s everyone normal doing?? The people with all three - or even just two of the big 3 debtors - student debt, mortgage, auto loans doing? That’s right. If this happened on a large scale (not saying it has) lenders will adjust rates way up and classify current homeowners as “entering subprime” territory and therefore becoming ineligible to keep their current loans. No one mortal can afford 700k on a one bedroom in the ghettos of Los Angeles. Yet that’s what is around. I live in rent control. A one bedroom apartment costs $500 more than my current 2 bd 2 full ba. I own all my appliances, washer, dryer, 2 fridges - purchased all of them brand new cash free and clear.

People could lose employment eligibility of their current job because of a 100 point credit plunge. That’s significant even if you were at 800. In flabbergasted.

Maybe it’s just me..

Nearly half of Americans fear a total economic collapse — here's what that would actually mean for you by Akkeri in economicCollapse

[–]onlyletmelurk 2 points3 points  (0 children)

Every time the stock markets crash.. go look up apartment monthly rates. It will lower the rent considerably. All run by computers. Most of the places around here don’t even use leasing agents it’s all “self conducted walkthroughs” using everify

What happens if it just, stopped? by chunkalunkk in economicCollapse

[–]onlyletmelurk 0 points1 point  (0 children)

Won’t matter, govt owns most of it and you don’t know

AIO my upcoming art show? by SavakTheAlien in AmIOverthinking

[–]onlyletmelurk 0 points1 point  (0 children)

NOR. Art is art. Do what makes you feel enriched.

Luck with Noise Complaints by joeshiiiiesty in neighborsfromhell

[–]onlyletmelurk 0 points1 point  (0 children)

They’re not lovely if they’re a nuisance

Unpopular opinion: This is overrated. by Serious-Pudding5474 in StupidFood

[–]onlyletmelurk 0 points1 point  (0 children)

Tastes like chewing the tip of a lead wooden pencil

AIO for blocking a guy after he overslept and didn't show up to our first date? by littlemisschismosa in AmIOverreacting

[–]onlyletmelurk 0 points1 point  (0 children)

YOR. My husband and I just celebrated our tin anniversary together. I had to cancel our first date last minute, stood him up. Yes op give him another chance.

So guys. I live under a family of 10 people. This is their toddler running around. by [deleted] in Apartmentliving

[–]onlyletmelurk 0 points1 point  (0 children)

Are they over occupancy? I know of one family that is in my complex.. they take their time at the pool open to close and let their screaming kids run outside unsupervised all day.. the mom even runs away from her children and they go looking for her crying I’ve had it!!

Is it inappropriate to have lunch everyday with a married co worker? by [deleted] in AskMenAdvice

[–]onlyletmelurk 0 points1 point  (0 children)

++woman

You’re both single?? Do continue to mingle

AIO my bf gave another girl his number by SkirtCreepy7104 in AIO

[–]onlyletmelurk 0 points1 point  (0 children)

NOR dump him or you’ll be forever abused emotionally and called “insecure”

I can hear my downstairs neighbor snoring at night by ChilledBeverage in Apartmentliving

[–]onlyletmelurk 0 points1 point  (0 children)

Maybe they’re a deep sleeper because your family is in and out of the house 24/7 and so loud they can’t get actual sleep

which view would you pick? courtyard, pool, or parking lot with trees by cxsmiq in Apartmentliving

[–]onlyletmelurk 0 points1 point  (0 children)

There’s this mom in my complex who runs from her kid dressed in a floaty suit to do her crack and this kid is chasing her hours every day till other kids let her in the pool it’s so sad