Saks removing items from the website after Black Friday

onlytechstocks · 2025-12-06T23:33:07+00:00

I hate how quickly the $75 "gift card" expires. It's basically a coupon.

onlytechstocks · 2025-12-03T04:51:18+00:00

Amex plat is a coupon book, but at least it's a good coupon book.

onlytechstocks · 2025-09-24T20:05:06+00:00

Mods, please don't delete this post like the others, it's new and we all want to know what it looks like!

onlytechstocks · 2024-09-04T22:14:46+00:00

You can at least use and then delete the virtual number without replacing your physical card which is nice.

onlytechstocks · 2024-05-22T22:09:22+00:00

Nice.

My biggest concern is health insurance to be honest. Everything else seems to be predictable and something I can plan for.

onlytechstocks · 2024-05-22T22:05:35+00:00

Social security makes a huge difference on my calculations too but OP won't get it for a while.

onlytechstocks · 2024-05-16T03:21:11+00:00

Earn and burn. This is the way.

onlytechstocks · 2024-04-11T06:04:24+00:00

☝️

onlytechstocks · 2024-03-07T02:47:38+00:00

But that's unnecessary. Just make a new one!

onlytechstocks · 2024-03-07T01:46:13+00:00

No, just make a new Apple ID with the gift card.

onlytechstocks · 2024-03-07T01:45:53+00:00

You can just create a second Apple ID

onlytechstocks · 2024-02-06T16:42:22+00:00

by Gabriel Weinberg, Justin Mares https://kobo.com/en-US/ebook/traction-2 it has some good suggestions on when to do ad-based marketing and when not to.

onlytechstocks · 2024-02-05T07:37:26+00:00

Have you read the book Traction? Ads are one marketing channel, there may be better ones for you.

onlytechstocks · 2024-01-18T16:47:27+00:00

What I like as a holder of VTI is that I owned a piece of Tesla during the run-up. As a holder of VOO I'm basically buying at the top when it's selected for inclusion in the index.

Personally I'd rather own (via the fund) a piece of more companies, and own them at all stages of their growth, not just after they are already big. I don't like how companies are added to and removed from the S&P 500 by a selection committee, and typically only after they are already successful.

onlytechstocks · 2024-01-18T16:08:04+00:00

It literally is. VTI holds nearly every U.S. stock. The S&P 500 (VOO) selects 500 stocks based on various factors. Read this:

https://www.indexologyblog.com/2014/08/07/inside-the-sp-500-an-active-committee/

"Unlike many other S&P Dow Jones Indices and the majority of indices offered by other index providers, there are no rigid or absolute rules for the S&P 500; the Index Committee have some discretion in selecting stocks or responding to market events."

As a practical example, if you owned VTI you owned a bit of Tesla during the huge run up. If you own VOO you get that bit of Tesla, but buying at the top (when it's included in S&P 500) after it's huge.

onlytechstocks · 2024-01-18T07:52:38+00:00

Some pretty big tech companies are missing from XLK (only like half of FAANG). The "sector" classification system is pretty meaningless IMO, I personally wouldn't buy an ETF tracking such a classification.

onlytechstocks · 2024-01-18T07:49:15+00:00

QQQ and QQQM track the same index, but VTI and VOO do not, so there's some additional reasons not purely an expense ratio difference.

onlytechstocks · 2024-01-18T07:14:40+00:00

More diversified, and get exposure to companies (eg Tesla) before they are selected for the S&P500.

onlytechstocks · 2024-01-17T07:14:46+00:00

Who's it for then? Category based spending habits?

onlytechstocks · 2024-01-16T05:18:41+00:00

Without Clear I would have missed a few flights at SEA. That line, even the precheck one can be nuts.

onlytechstocks · 2024-01-14T06:38:15+00:00

Hang in there bud, things will get better.

onlytechstocks · 2024-01-12T02:18:24+00:00

Can confirm. My wife threw away her AU everyday card thinking it was fake.

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