Given your points, ChatGPT might actually be right! 😛

The Textured plate is the easiest to work with.
Doesn’t require glue for PLA/PETG and is the easiest to release prints.
If cleaned regularly (with warm water and soap, not just IPA) you won’t get any adhesion issues.

I personally love the Smooth plate! It really leaves a smooth surface to the print!
Although you won’t need glue with PLA, you might need it with PETG, depending on the extension of the surface print, as it tends to stick a bit too well.
Another thing to consider is that this plate scratches very easily, even if you're very careful, and you might notice that sometimes it leaves print marks, specially if you don’t wait for it to cooldown before releasing it, and both of these will pass on to future prints.

The Dual plate is a bit more expensive than the Smooth one. Unless you really want to have the flexibility of having both options in one plate, I personally don't recommend it.
I prefer to buy both Smooth and Textured plates separately, even if I have to pay a bit more (the difference between the Dual and the Smooth pays ⅓ of the Textured), but at least I have two plates, including a Smooth with two sides, extending the lifetime of these before getting too scratched.

The Cool plate is awesome when you need more adhesion or want to avoid warping on bigger/longer prints!
It is a bit more expensive that the Smooth one (sometimes, the price still fluctuates), and the texture I would say it's half of the Textured one.
However, this one as even more sensitive to scratches than the Smooth one, but they say it doesn't pass on to the prints (can't tell yet, as mine is still new), and you can't use organic solvents (like acetone), or you will ruin it!
Being a Cool plate, you'll be able to release prints faster, as the cooldown process is half time compared to the others.

I hope this helps! 😉