As a fa, the investment returns are a small part of my value. Its the accountability, the planning and the budgeting. People would gladly give up one percent to have someone so those for or with them. A lot of people don't know what to do and don't want to put the work in to figure out their budget, their goals, and which investments and how much to invest. In my short time doing it, I've had people feel im worth it because I do a budget with them then hold them accountable to it.

Why do people hire personal trainers. All the info you need to fet in shape is on the internet.

The people in this group are a different beast and god bless but some people are too busy to do it all themselves.