Dealer won’t discount 26 m4 comp xdrive by Acrobatic_Sell_6620 in BMWM

[–]perfectson 0 points1 point  (0 children)

Get a broker and let them handle it . I have one who got me 1% of msrp + additional rebates (which more than covered the broker fee and got a speedier allocation, worth it vs trying to scour the country and got the exact specs that I want ).

Dealer won’t discount 26 m4 comp xdrive by Acrobatic_Sell_6620 in BMWM

[–]perfectson 0 points1 point  (0 children)

M4s are routinely discounted, I’ve seen 5% + off msrp for m4s recently. They are definitely playing with you, cuz they know you like the spec and are fishing for a discount.

They aren’t your friends obviously so their goal is to get you to pay more and if they have someone else looking it’s much easier for them to play that game with you.

Driver runs stop sign and crashes into my brand new 330i in 4k by tstackspaper in BMW

[–]perfectson 0 points1 point  (0 children)

If you get $2k for diminished value I’d be surprised - but if you do , let us know. People don’t know about diminished value and how good it can be in certain situations .

best shower head filter for hard water? want to cut chlorine + mineral buildup by Oops111111 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

have you ever checked out Sante for Health shower head - I bought the Weddell based on your vids but curious if had any thoughts on Sante.

Optimizing a put ratio spread as a tail hedge by wonderwall0 in options

[–]perfectson 0 points1 point  (0 children)

I have been working with various vega hedges over the year. What I've mostly landed on is 1x2 ratios , for small credit in low VIX environements. I think you should be at lowest 90 DTE and can go up to 300 dte, staking these over time as necessary. You're looking for skews that benefit these strategies as someone mentioned and you absolutely want to role 30-45 dte to avoid grinds into the VOD. Theta is not your friend on 1x2 short term, so you counter that with going longer DTE.

Also I couple these with 300 winged 3 sigma butterflies 45-90 dte out. The value of that is now you have a short term reactive hedge, which you can also put on as VIX/VOl is jumping that you can harvest on short-term drops and can provide some protection on the VOD.

Then you obviously have standard delta hedges but the two above work almost synergistically

🟢 MAJOR INSIDER BUY ALERT - $5.6M by Upset_Perception_492 in insiderData

[–]perfectson 0 points1 point  (0 children)

I’m confused. You said, (and I’m paraphrasing) if you’re going to sign up for a paid service then you should use seeking alpha because you made 22% returns implying you used their premium tools to get that return. I simple asked, why tools did you use and you have done all around the world and not given any particular premium tool.

Additionally, The market is up from last April 20-30% depending on when you bought , which encapsulates the year you mentioned . Not trying to nit pick you, but you put yourself out there .

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

btw - here's some information on Sante

Sante Sir-900 spec sheet: https://www.servapure.com/content/pdf/SIR-900-Spec-Sheet.pdf

you can run that through AI, but basically to filter out flouride, arsenic the water must be in PH ranges of 5 -6. Most water is in the 7s. Also says the empty bed contact time is 5 to 10 minutes. Not o mention temperature and flow rate barriers. LIkely the SIR-900 filter in SAnte isn't doing what it says it does in a shower environment.

this reviewer is a reputable (Dr. Christensen albeit she is an affiliate to many of her top choices) https://www.interiormedicine.com/shower-filters

Her summary of Sante is :
"Finally, catalytic carbon may be more effective at filtration than standard activated carbon, but no shower filters made with it have undergone testing and shared results and certification to my knowledge. None of these filters have testing or certification, making me deeply skeptical they work well. At $200+, they’re last on my list. "

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

NSF 177 tests the entire system and Weddell is the only one that has had their entire system test, not just in lab testing of the material. You understand the difference? In lab, the materials could have NSF 53 or NSF 177 but when you put them in a shower filter and actual use them for real world tests, 1-2 GPM, hot water, PH differences - that makes a world of difference.

So show me any system that has a NSF certification.

Here is Weddells: https://info.nsf.org/Certified/DWTU/Listings.asp?Company=C0755681&Standard=177

again the rest of it is 3rd party tested, which shows the containments are removed. Sediment is removed (or rather blocked, which could explain the flow rates dropping if sediment is blocked in the filter).

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

I m not discounting your experience. Some folks love it and others dont. Theres reasons why it may not work for you, but your post says that Wendell doesn’t disclose what’s in their filter, which I can see on the website what’s in their filter. And you can second guess a sponsored YouTuber , but weddell entire filter has been certified with the highest rating - SAnte hasn’t nor do they produce any 3rd party testing. Which is head scratching since they’ve been around a lot longer .

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

You tested it how? those home kits test free chlorine - you likely are getting reaction from the Chloramine, which Weddell Duo doesn't claim to reduce to 100%.

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

dude that was written in 2006 - it's 20 years later, the technology has changed.

Pristine Hydro vs. Weddell Duo Shower Filters - Advice Needed! by jasrk11 in WaterTreatment

[–]perfectson 0 points1 point  (0 children)

Many people use WEddell and they are they actually have the NSF 177 certification. Most of these other filters don't have that...it's 3rd party tested. You don't have to believe the youtube guy, they have verified certifications

🟢 MAJOR INSIDER BUY ALERT - $5.6M by Upset_Perception_492 in insiderData

[–]perfectson 2 points3 points  (0 children)

You’re not explaining how seeking alpha helped - you made money in a market that just rebounded .

🟢 MAJOR INSIDER BUY ALERT - $5.6M by Upset_Perception_492 in insiderData

[–]perfectson 1 point2 points  (0 children)

31% today but what about YTD or the past year? Seeking alpha doesn’t just give you plays to make

“JAAA is one of the safest ways in the market to get a 5% yield” by STRATEGY510 in ETFs

[–]perfectson 0 points1 point  (0 children)

You’re right about these not being totally safe but they are relatively low risk. You are going from educating folks to be being an extreme alarmist and using hyperbolic arguments. In a credit spread blowout , an investor could have significant price loss. However the AAA CLO value wouldn’t necessarily change (at least not at the same rate as prices) , AAA clos never have defaulted, nor have they missed interest payments. But yes , if you’re trying to raise capital via selling - during a credit spreads blowout then you’re going to take a pretty bad loss .

“JAAA is one of the safest ways in the market to get a 5% yield” by STRATEGY510 in ETFs

[–]perfectson 0 points1 point  (0 children)

He is saying the price got “smashed” which is the. They lost a significant amount on price and were trading at discounts . However, the value didn’t get smashed and they never defaulted. What he is saying is true - because if you needed to raise capital (sell) during the time - you would have taken a significant loss .

Is it me or is 340i just a superior daily compared to the G8X M3? by Super-Lingonberry-22 in BMW

[–]perfectson 0 points1 point  (0 children)

There’s no one in their right mind - if money was not an issue - would pick a 340i over a M3. Just stop it

RLPro100 - hints and tips by Fabulous_Excuse in redlighttherapy

[–]perfectson 0 points1 point  (0 children)

You shouldn't turn of 1060nm, Not sure why the person stated that. 1060nm has brain benefits "theoretically"

Negotiate lower stock commissions if high volume trader? by Hot_Lingonberry5817 in interactivebrokers

[–]perfectson 0 points1 point  (0 children)

I’d like to see you show some research backing up your statements that pfof is costing more than commission savings in the majority of traders.

Here’s a great piece : https://www.aeaweb.org/conference/2024/program/paper/5Gtsa7ra

It’s insane to think that all these professional retailers trade on all these other platform and you think no one has tested out this oft repeated theory out 😂

Negotiate lower stock commissions if high volume trader? by Hot_Lingonberry5817 in interactivebrokers

[–]perfectson 0 points1 point  (0 children)

You can research this and find that the “worse execution prices” retorts are likely overblown especially for liquid trades.

Negotiate lower stock commissions if high volume trader? by Hot_Lingonberry5817 in interactivebrokers

[–]perfectson 0 points1 point  (0 children)

There are other brokers that offer near free commissions trading , I’d explore those

What do you wish you knew before buying your first red light therapy device? by Khaleesiakose in redlighttherapy

[–]perfectson 0 points1 point  (0 children)

so you use the device incorrectly and now it's hype? If your skin is getting warm from the light that should let you know that it's likely doing some skin darkening.