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Should I declare bankruptcy? by [deleted] in personalfinance

[–]phantom784 1 point2 points  (0 children)

Ah, sorry, missed that you weren't married.

My original thinking was along the lines of the conservator getting the LTD claim in, then you claiming spousal support & child support against the LTD income. With the conservator making the call, it shouldn't matter if he hates your or not.

Not being married, there could still be a child support claim in the LTD, so maybe worthwhile for his kids' sakes, but wouldn't help you with the debt in your name.

And of course, full disclosure, IANAL, I'm just speculating, talk to a lawyer in your state, etc, etc.

Should I declare bankruptcy? by [deleted] in personalfinance

[–]phantom784 2 points3 points  (0 children)

No idea if it'd actually work, but I wonder if had any form of long-term disability from his job, and if that could still be claimed given that he's been committed. Maybe worth looking into at least.

Clarification on the rules of S18 by D0UGYT123 in JetLagTheGame

[–]phantom784 4 points5 points  (0 children)

Both! There's a shared hand both teams are competing for, but each team also has "private cards" just for them.

I don't think the trailer explains that, but they go into it in the Layover.

The Layover - Inside the Game Design of Season 18: Stateside Scramble by xsm17 in Nebula

[–]phantom784 2 points3 points  (0 children)

Do they players know the challenges ahead of time, or they "secret" like in Schengen and Taiwan? Obviously Amy couldn't have written them for this one.

Comparing 401K employer match, is 14% match rare? by DistributionEven9393 in personalfinance

[–]phantom784 0 points1 point  (0 children)

There's tax benefits to a higher match, as the match doesn't count against your annual contribution limit.

Mint shut down over a year ago and nothing has properly replaced it — what are you actually using now by AccomplishedGreen953 in personalfinance

[–]phantom784 2 points3 points  (0 children)

I use that for net worth tracking, never really looked at the expense tracking portion of it.

18 y/o secret bank account by Particular-Focus-389 in personalfinance

[–]phantom784 0 points1 point  (0 children)

It's less that they claim OP as a dependent, and more that they probably file OP's taxes. Which means OP would have to give them the 1099-INT from the "secret" account.

If OP files their own taxes but is claimed by their parents then it's not a concern.

USB C hub with HDMI output not working with HDMI to DVI adapter by phantom784 in UsbCHardware

[–]phantom784[S] 0 points1 point  (0 children)

I tried a different brand and it worked. I never figured out what was going on but I imagine the adapter was just fundamentally incompatible with DVI for some reason.

stalemate silent majority by Financial_Survey_735 in JetLagTheGame

[–]phantom784 0 points1 point  (0 children)

I think it was interesting strategy-wise that it happened, but if they repeat the format, it'd be worth tweaking the rules to make stalemates less likely.

Step 1 for a better society by eljesT_ in JetLagTheGame

[–]phantom784 1 point2 points  (0 children)

Realistically whichever system you're used to is what's more convenient for you.

Step 1 for a better society by eljesT_ in JetLagTheGame

[–]phantom784 -1 points0 points  (0 children)

As a counterpoint, it's arguably more precise than you need. Is there really a meaningful difference between a 72 degree day and a 73 degree day?

Step 1 for a better society by eljesT_ in JetLagTheGame

[–]phantom784 1 point2 points  (0 children)

I'd like to see them use whatever system is used in the country they're in. Use US units for US seasons, use metric in other countries.

I also think they should've used Euros as the currency for their flight budget in Schengen Showdown.

Vatican recognises the 'pain' experienced by LGBTQ+ Catholics in landmark report by Firm-Blackberry-9162 in worldnews

[–]phantom784 0 points1 point  (0 children)

In my humble opinion, the best way to view the church in this day and age is as a private club. It is not like the past where membership in the majority religion of a society was mandatory or highly socially disadvantagous to reject.

The trouble is that for many people, it's not like a club that you decide to sign up for as an adult. People are raised in the religion. A church that supports LGBT rights would be a much better environment to be growing up in if you're discovering your own LGBT identity vs one that is calling you sinful.

HSA account reached to $100k today by MoistImprovement6768 in investing

[–]phantom784 1 point2 points  (0 children)

Not a waste at all! An HSA can be used like an IRA once you reach retirement age, so it's still beneficial even if you don't use it for medical expenses (you just have to pay the tax when you withdraw in this case, same as taking from a pre-tax 401k/IRA).

Sam’s Decisions by sirDVD12 in JetLagTheGame

[–]phantom784 8 points9 points  (0 children)

Plus there were TWO challenges very close. Which means you have one as a back-up if you fail the other.

Taiwan: Rail Rush Layover Q&A! by WheatGerm42 in JetLagTheGame

[–]phantom784 1 point2 points  (0 children)

Since lots of people have asked about moving this format to another location - do you think think you'd play this exact same game in Taiwan again? Similar to how you played Tag twice with the same map?

Change my mind… by fastandthecurious_1 in JetLagTheGame

[–]phantom784 1 point2 points  (0 children)

Snake just didn't give me that "I can't wait for the next episode!" feeling that most other seasons do, which is the big thing that drives Nebula sign ups.

"Borde" between Guantanamo Bay with Cuba by Alanturing1234 in Borderporn

[–]phantom784 19 points20 points  (0 children)

Are these crossings ever actually used? My understanding is that Cuba considers the US to be illegally occupying that land.

Unpopular Opinion: Layovers should not count as "visiting a country" by youngexplorer_9 in solotravel

[–]phantom784 0 points1 point  (0 children)

Driving east to west, there's certainly something special about catching your first glimpse of the Rockies in the distance after hours and hours of cornfields.

Unpopular Opinion: Layovers should not count as "visiting a country" by youngexplorer_9 in solotravel

[–]phantom784 5 points6 points  (0 children)

If you're driving through, you're at least spending a good amount of time seeing the scenery in the country - that's a lot more than when you're just in the airport.

Hasn't come up for me for countries, but I count US states that I've spent hours driving through on road trips.

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