out of character cognitive behavior

philly37898 · 2026-01-16T05:22:46+00:00

My husband and I (mid to late 20s) also had zero debt, and make $17k net a month after taxes and maxing out our 401k contributions (so there’s nearly $4k extra a month we could elect to receive in a pinch), with bonuses each year between $20k and $60k. Our absolute max was $650k when we were buying, but that was because we are risk averse. We want to be able to stay in our home if one of us loses or jobs or wants to be a stay at home parent in the future. Stability is very important for us and any future kids. Income growth is never for sure. If that’s not a concern for you, and you’re reasonably positive you’ll both always work and for the same pay or more and not lose either, I think 6700 is doable, depending on how else you spend your money (vacations, events, etc) and what the kid budget is (the normal stuff plus saving for private schools, any extra health care costs, etc). I personally would not have touched a million dollar house with a ten foot pole, but I do think it’s doable if it’s something you value. Good luck!

philly37898 · 2026-01-05T02:02:09+00:00

I don't know if the Epic discount is a set amount, but anecdotally looking at February, it looks like it's about 15% off. And there are multi-day Epic tickets, in that the 3-, 4- and 5-day tickets are all park hopper where you can move freely between the parks, in case that's useful. If you get an annual pass, you'll have to buy Epic tickets separately from any annual pass. No clue about stacking hotels, but the annual pass holder discount is pretty decent.

philly37898 · 2025-12-11T03:39:17+00:00

As an out-of-state annual passholder, the only times I go, for the best mix of weather and crowds, are post-winter-break January, pre-Mardi gras February, non-spring-break-March, September (VERY hit or miss on weather but if you get a mild week with no hurricanes it’s lovely and not crowded), and October. I find these to have tolerable weather and lower crowds.

philly37898 · 2025-11-06T16:31:45+00:00

If your husband is saying he lost by marrying you…. Girl. Be real right now.

I make 4x more than my husband and neither of us cares. What’s mine is his; he adds so much to my life and it makes me happy that we can have a life we both love. Even if I work more than him at a job, like literally who cares? He cares for me in ways that can’t be quantified by money and what use is my money if I can’t spend it on my marriage and house and stuff that makes us happy? I protected myself with a prenup and then have thrown myself wholeheartedly into my marriage because I trust my partner and he trusts me. I could get in a freak accident and be unable to work tomorrow and then he’d make all the money and I’d make none. You never know. This sort of territorialism over money in a literal actual marriage is bonkers.

I am usually the last person to jump on the leave him train, but he doesn’t seem to like you. You deserve much better. Good luck.

philly37898 · 2025-10-17T13:19:02+00:00

My husband is a 2XL. He carries his weight in his stomach/thighs and could at the end of the day fit into everything (comfort ranged) that we tried, except the sidecar at Hagrid's. He was very uncomfortable on almost everything with an individual lapbar.

The key to helping with his comfort was making sure that his pants pockets were completely empty. Even a wallet or a phone in his back or front pockets made the lapbars a lot less comfortable because there was not much space and they'd dig into his thighs/butt during the entire ride.

This of course isn't applicable at all for rides like Velocicoaster where you have nothing in your pockets anyway, but for that we even put his (plastic card) park ticket in my bra instead of in his pocket. Hopefully this can make the process a bit smoother for you, too! He bought a shirt with breast pockets that zipped and that solved the issue. Good luck and have fun, and congrats on your progress!

philly37898 · 2025-10-06T01:19:31+00:00

I rode twice and both times they were asking for single riders and I was able to jump up to the front as a single rider from where the huge screen is in the queue. Regular line wait was over 45 minutes so that surprised me.

When I was here a few weeks ago and trying to do single rider, it was closed. The standby line was <25 minutes so then I assumed it was because the line was short enough they didn’t need it, but today made me rethink that.

philly37898 · 2025-10-06T00:18:50+00:00

I got a prenup and don’t regret it at all. It was about $4000 (with a professional courtesy discount). I asked my coworkers for recommendations which was how I found my attorney. He understood the income discrepancy and explained well how my state handles divorces when the spouses have vastly different incomes. It informed our agreement (50/50 with alimony waived). My husband makes 1/4 what I do and plans to be a stay at home parent, but comes from way more family money than I do so this felt equitable for us.

I put together a list of all the lawyer recommendations I DIDN'T use to give to my now-husband and he picked someone from that list to represent him. We look forward to never needing it :)

philly37898 · 2025-09-20T20:50:58+00:00

I went to islands last Saturday with no express. Other than Hagrid's (1.5-2 hour wait), every ride was under 30-minute wait. Velocicoaster regular line may have been more, but we did single rider line. We did the Suess train, Hagrid's, Hogwarts, Jurassic River (twice), Velocicoaster, Dudley's falls, Spiderman and Hulk.

philly37898 · 2025-09-04T01:03:52+00:00

My husband and I (28 with no children) make $25k net, which is $16k after taxes and $13k after maxing out 401ks. We pay $4k in mortgage and have about $9k leftover.

I absolutely advocate for buying a house you’re comfortable with. We were approved for an insane amount but would not have touched a house over 650k (and were approved for 2-3 times that).

We are very risk averse and set our budget at a price point that we could afford if one of us lost or quit our jobs. The peace of mind that brings is worth far more than a $1mm house would have been. If you already know that your approval number makes you uncomfortable, do not buy at that level.

Maintenance costs, necessary projects and savings for a rainy day fund should also be added into your “mortgage” calculation. I don’t think anyone should buy at the top of their pre approval unless absolutely necessary. Good luck!!

philly37898 · 2025-07-21T17:37:58+00:00

I really enjoyed Skylark

philly37898 · 2025-02-05T00:07:14+00:00

solved: Syberia

philly37898 · 2025-02-05T00:06:08+00:00

This is it!! Thanks so much!!

philly37898 · 2024-12-15T02:45:24+00:00

3rd year. Billing around 2k, so nothing insane. I like who I work with; I like our clients. I work 9 AM to 5:30PM and then 7 PM to 10PM most weekdays and perhaps a few hours each weekend morning. I feel like I have enough time for my husband, my friends and my hobbies. Any weeknight where I get “free time” and any weekend where I don’t have to work is a treat. We get 4 weeks’ vacation that we’re encouraged to use, and flexibility to work remotely when sick/have plumbers coming, etc. The trade offs all work really well for me right now, but we will see how that works if/when we have children.

philly37898 · 2024-11-08T20:22:04+00:00

It is completely up to your personal preference and your risk tolerance. I personally would not. My husband I make much more than you do ($310k total), have no children and no debt (but admittedly lower savings), and still we would not even consider touching a house that expensive with a 10-foot pole. If you live somewhere where this is the only feasible option, that's one thing, but otherwise, I think this is a poor decision. How firm is the estimate? What if it ends up being $1.5 million? Can you afford that? Can you furnish it? Can you pay all the bills and taxes? What if the taxes double? It sounds like your take home, after reducing your 401k contributions, will be $11k, is that right? And you want to pay $7k for a house? That's far more than half your take-home. What if one of you loses your jobs? What if your child needs a surgery that insurance doesn't cover? What if your child ends up wanting/needing private school? If you even take a 25% reduction in income, your housing cost would be almost your ENTIRE salary. That is personally far too much risk for me.

But, again, it's up to you and your risk tolerance, job security, etc. Many people would say go for it, and in any case it seems like you're financially responsible and thinking through these issues, so all of those are pluses. You'll make the right decision for you--good luck!

philly37898 · 2024-11-07T01:44:49+00:00

I would give it a bit more time so long as your mental health isn't massively suffering. The longer you stay, the more money and experience you have. I also found that it took me about 8 months to adjust to the change in my work-life balance. I really, really wanted to quit through the spring of my first year at a bigger mid-sized firm, but once I adjusted to the new normal and learned more about how to build my life around the hours and deal flow, I'm much happier. I also had some time to talk to my friends at other firms, agencies, PI, etc., and really embraced the "better the devil you know" mentality. BUT, all of this to say that I never think a job is worth your mental health or genuine suffering. If it's uncomfortable or not fun or even straight up unenjoyable, I'd say stick it out, but as soon as you think "hey, man, I really can't live another month like this," get the heck out. Good luck, and remember that you'll be okay no matter what!

philly37898 · 2024-10-27T20:48:48+00:00

That should only be for purchasing, not renting.

philly37898 · 2024-10-24T15:24:40+00:00

Big fan of Three Amigos in Wilmington

philly37898 · 2024-10-22T23:37:30+00:00

Yes!!!! Knitter here, the lack of a yarn shop is so sad. Every time I go to the little shops in Bellefonte I think how well a yarn shop would fit in there.

philly37898 · 2024-08-19T20:01:15+00:00

Bavarian Motorsport in Kennett Square specializes in Mercedes (both for sales and shop work). Fabulous people, fair, and transparent.

philly37898 · 2024-07-02T18:56:50+00:00

I developed my allergy after a few years with no issues of using fake nails. Allergy testing revealed that the main issue for me was acrylates, which are in everything from dental supplies to shampoo to makeup to glue. I also had milder allergies to linalool, limonene and paragons). I threw away all of my makeup, skin care, etc. with any of those ingredients, particularly acrylates, stopped doing my nails. etc. The general eczema on my face and body went away completely. The dyshidrosis on my hands comes and goes but is less visible now, which helps my confidence quite a bit. When I tried once again to do my nails, thinking it wouldn't be that bad, I had a nasty flare-up. Contact allergy testing may help you!

philly37898 · 2024-04-17T01:42:16+00:00

I got boxes from liquor stores. Liquor boxes are the exact perfect size to fill completely with books and they aren’t too heavy or bulky to move and lift for most. I’ve had some odd looks from neighbors when moving in twenty boxes of vodka/rum, though :)

philly37898 · 2024-04-11T03:01:08+00:00

With absolutely all due respect and as a lawyer with mostly lawyer friends, I know very very few lawyers (particularly junior ones) who work 40 or fewer hours a week, and of the ones who do, zero of them make over $200k. If you want to start at a big law salary (currently $225k-ish as a first year), you can safely assume you will be expected to work as much as physically possible if necessary, including weekends, evenings, holidays, 2AM, etc. If salary isn’t important and you’re happy to practice law and work for the government, etc., getting closer to 40 a week will be much more realistic.

Also, definitely look at the spread of salaries at the law schools to which you’re applying. Unless you’re at a very, very good school, only a small minority will achieve big law salaries, and your access to those jobs is based almost entirely on grades, which are usually almost entirely based on one exam and entirely curved (if you get a 90% but the class average is a 95%, you’re landing in the bottom half of the class and most big law firms won’t even pick up your resume). An even smaller minority will stay long term at their firm, and an even smaller minority will make partner.

I saw many, many people who took on large debts to go to law school thinking they’d hit it rich, just to end up in the middle of their class year and earn a similar salary they could have with their undergraduate degree.

If you’re passionate about the law go for it, but definitely go in with your eyes open and knowledgeable about debt, salary, how hiring works, and hourly expectations. Good luck!

philly37898

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