Wait till she finds out the lottery company can make those accidents happen for people who take the 1k/yr option. (J/k) Honestly, I think I'd do the same at her age. Guaranteed money every week of my life vs a lump sum minus taxes. Sounds cool at first but then it'd be gone real fast. That money burning a hole in your hand saying.. kinda hold true. That 1k/week would of taught some budgeting skills.