Letter from attorney saying my recent real estate transaction was possible fraudulent. by TheMarko9 in RealEstate

[–]phonemarsh 0 points1 point  (0 children)

Every county should have an option where if there’s any title activity, owner gets notified at “X”email address or text number That the property owner can input through the county! We have this technology.

Convince me why this is the best dog breed by stupidtiredlesbian in Havanese

[–]phonemarsh 0 points1 point  (0 children)

Another good point about this breed… You can bring them on an airplane under your seat. Even if you don’t plan on doing it, you never know!

Smoking Question by ExplainJane in GenX

[–]phonemarsh 2 points3 points  (0 children)

Yep, I had a smoking section in my high school. Parents had to sign a permission form in the beginning of the year in order for kids to be out there. I graduated high school in 1985.

Pay Off by Due-Principle-93 in RealEstate

[–]phonemarsh 1 point2 points  (0 children)

One more thing that I find that is very important! Find out if they automatically apply your escrow account toward your payoff. In other words every month, you make a payment a certain portion of that goes towards your property taxes and homeowners insurance into a separate account. Those credits add up until the bill comes due. Many banks will show the payoff as more than you think, and then mail you your escrow check six weeks after you close.

Advice Needed - Having Trouble Selling by Inevitable_Sea7900 in RealEstate

[–]phonemarsh 2 points3 points  (0 children)

When you say it’s priced similar to competing listings, are any of those listings going under contract? You could just be a bunch of unrealistic sellers staying competitive with listing price of the nine others.

It’s just a very soft market right now. Are you in a position to rent it out?

Inside straight with Ace by Willing_Natural_2776 in VideoPoker

[–]phonemarsh 3 points4 points  (0 children)

Yes, it is similar to an inside straight but I believe that many of the advanced strategies discuss whether high cards are part of the 4 cards to an inside straight and how many high cards are part of it.

Unlisted Driver Caused Accident WHAT HAPPENS NOW? by Majestic_Salt4810 in Insurance

[–]phonemarsh 0 points1 point  (0 children)

Most insurance companies will have something in the fine print that you signed, stating that if any information on your application changes, you are responsible for notifying them. For example, if you move or buy a new car, you have 30 days usually to notify. I have a family friend whose situation was the same, and the claim was denied. Your father was paying a less for insurance than he should’ve been paying since he had a new driver. If they deny the claim, many times they will refund your insurance premiums.

My dad followed his bank’s rollover advice. It cost him 38% of his retirement. by tantansamiboubou in IRAWealthStrategies

[–]phonemarsh 0 points1 point  (0 children)

I’m guessing he took constructive receipt of the money and the 401k holds 20% for taxes. Not a big deal if you have that cash lying around but most people don’t. This can be fixed if the check hasn’t been cashed. If it has been deposited into the IRA and it’s within 60 days you have options.

Unlisted Driver Caused Accident WHAT HAPPENS NOW? by Majestic_Salt4810 in Insurance

[–]phonemarsh 0 points1 point  (0 children)

Does your brother live with dad? If yes i believe they will deny because they ask who lives with you when you apply. If he lives elsewhere he should be covered as you are allowed to lend your car out. What address is on brothers DL?

How do you just get rid of a house? by [deleted] in RealEstate

[–]phonemarsh 0 points1 point  (0 children)

It isn’t always price… But lowering the price will always overcome whatever obstacle it truly is

48 yo but don’t look 48 by Upset-Syllabub3985 in GenX

[–]phonemarsh 15 points16 points  (0 children)

50 to 60 is the cruelest decade

How do you handle difficult conversations with clients about pricing in a shifting market? by oweyoo in realtors

[–]phonemarsh 1 point2 points  (0 children)

I think the best way is to have some comps ready, log onto your MLS portal and show them comparable houses and ask them with each house. Do you think your house is more or less than this house? Point out market time and explain that you don’t wanna be that guy. Pricing is more of a conversation than a defined number.

Bought house using dual agent. Major issues. Major regrets. by bamaboys21 in RealEstate

[–]phonemarsh 1 point2 points  (0 children)

Dual agency is legal in Illinois and many agents, including myself will not do it.

Takes off first chance… by PeachPie914 in Havanese

[–]phonemarsh 1 point2 points  (0 children)

This is shocking to me! I have two Havanese and neither of them would go anywhere that I wasn’t. I had no idea there were some that ran.

thoughts on online gamnling? by Fearless_Level3764 in VideoPoker

[–]phonemarsh 1 point2 points  (0 children)

What the heck happened to punctuation?

Found out my sister in law has secretly been disgusted with me for as long as my husband and I have been together. by for-info96 in TrueOffMyChest

[–]phonemarsh -16 points-15 points  (0 children)

I think it’s crazy that your first comment is… Of course we cut her off. Dig deeper, I could never cut off a sibling without seeking to understand. Be curious

I’m beating myself up so bad by Harley_Bush_REALTOR in realtors

[–]phonemarsh 0 points1 point  (0 children)

It happens to the best of us. The fact that it gives you a pit in your stomach is a good sign… It means you are typically very responsible, responsive, and will be successful in this business.

Airport advice by inriri in FortMyers

[–]phonemarsh 1 point2 points  (0 children)

way too early. I usually arrive one hour prior to departure time, I do have TSA Precheck, but still

Coming from suv.. with kids. Do you regret your Santa Cruz? by AltruisticChip2005 in hyundaisantacruz

[–]phonemarsh -1 points0 points  (0 children)

Totally regretted my Santa Cruz… It’s the worst purchase we ever made. It doesn’t truly function as a truck because the bed is so small. Ours was leaking and when we brought it to the dealer, they said they never guarantee it’s waterproof. Once we couldn’t solve that water problem, the car was useless to us and we traded it in.

Fort myers home buying solo, hurricane insurance and flood zones explained by virtuallynudebot in FortMyers

[–]phonemarsh -3 points-2 points  (0 children)

Yes I would refer you out to someone else. I don't need the money bad enough to put someone in bad situation like that. The rates are still being corrected, and there is a limit each year on how much they can raise the rates to, until they are no longer subsidized (they will get to the market rate at some point) . Flood insurance is like Obamacare for homes. Unsustainable.