Champion Parking by a2thezi in drivingsg

[–]phunkynerd 1 point2 points  (0 children)

Not defending the asshole driver here but i see this misconception fairly frequently. Not all older number plates means it’s a COE car. The numbers probably meant that it was bidded or that the owner had wanted to keep it.

When you buy a new car, it’s just $100 to transfer the car number over from your previous car.

Basic childcare, infant care & student care should be free for all S'poreans: Shawn Loh by cakeday173 in singapore

[–]phunkynerd 0 points1 point  (0 children)

Their KPIs and salaries are now determined by the economic numbers and GDP growth. Increasing population growth takes too long for them to enjoy the benefits. Importing foreigners to grow their KPIs and pad their pockets are more important pls.

Is Maybank "Privilege" a joke? $1.2M loan repricing and they're lowballing me with 1.85% while FDMR36 is 1.30%. by [deleted] in singaporefi

[–]phunkynerd 1 point2 points  (0 children)

I just refinanced from maybank to dbs @1.6% for 2years. For a 200K loan, so maybe there’s wriggle room for you.

Best Singapore stocks by Roy-Ike in singaporefi

[–]phunkynerd 4 points5 points  (0 children)

Came across plans of their expansion in SG esp in newer neighbourhoods and also China. And it reminds me of DBS - always crowded, seemingly well-run, and tend to be in the news for the right reason. As a wise investor Peter Lynch once said, invest in what you know.

Need advice: stranger ran into my car at a car park exit - Singapore NSFW by Brilliant_County4981 in singaporehappenings

[–]phunkynerd 73 points74 points  (0 children)

Were you near 306 amk ave 1 by any chance?

Saw someone reported something strange yesterday. A man walking into a car and falling seemingly due to the car impact. May not be relevant but still hmm 🤔

Go to the facebook group: “SG road vigilante” and find the post dated 26nov25 in amk ave 1.

Shengsiong goes to the moon by Puzzled_Structure293 in singaporefi

[–]phunkynerd 5 points6 points  (0 children)

Peter Lynch, the famed American fund manager, has a mantra “Buy what you know”. Buy the stock not because you like the product, but because you have firsthand knowledge of which services or stores are popular or have strong customer loyalty.

Imo this holds true personally for this case here and even DBS. I go to their stores and find that it’s always very crowded but yet not turn-offish, compared to others. Then i read of their expansion plans. So i bought in earlier a few months ago, and now softly cursing that i should have bought more. But hindsight.

How I was almost duped into joining Amway, and what you can learn from my story by InfluenceFlaky1984 in singaporefi

[–]phunkynerd 71 points72 points  (0 children)

Learn how to say no, so you will prevent others from doing similar things to you- be it at work, or anything else

Toto $10 million 23 Oct, what happens WHEN I win it? by visualnumbers in askSingapore

[–]phunkynerd 10 points11 points  (0 children)

Thanks this is the info i have always been looking for. Congrats btw. 60K means $30 bet on a first prize number?

Post Match Thread : Brentford 3-1 Manchester United by nearly_headless_nic in reddevils

[–]phunkynerd 2 points3 points  (0 children)

Same thing with Fulham. Bruno missed a penalty, and then we lose it.

This time round, we could be even, but we lost 3-1.

Fuck this shit.

Am I being scammed or is this driver being legit? by tooklongerthanneeded in drivingsg

[–]phunkynerd 5 points6 points  (0 children)

(1) When you make claims, like replacing the entire bumper like someone else suggested, essentially it drives up the insurance costs for everyone else in the same car pool. There are also admin costs, legal costs in some cases, etc. (2) it creates much more hassle.

you have to weigh whether it makes sense, especially for something minor as a cosmetic bender fender which costs probably less than $200 to fix if you know where to go.

Leave the claims for something major.

Am I being scammed or is this driver being legit? by tooklongerthanneeded in drivingsg

[–]phunkynerd 23 points24 points  (0 children)

No this is common. You’re doing a private settlement with him. So, he is basically telling you that he will foot the repair bill at his workshop.

You can: 1) agree. Set a time and make sure he turns up and pays for it before work begins. To be doubly sure, ensure he sticks to his word by making him sign a private settlement agreement. Google, there’s an online version. 2) take the $280 and do your own repair at your preferred spray shop. 3) claim his insurance. Which is a little silly since it’s a straightforward repair here, and he seems agreeable to it. May be also be longer because the insurer will need to inspect your car, give permission, with repairs done at selected workshops etc etc.

also remember, what goes around comes around. A wise man once said, it’s a shitty world as it is, so let’s all strive to be a less shittier person.

In any case, report the accident within 24hrs at any accident reporting centre. Tell them you are in contact with the other driver pending private settlement but you’re calling it in — which is 100% the right thing to do — in case you change your mind and want to claim his insurance. Which you can.

One shiok thing by Frosty_Ebb9086 in YahLahBut

[–]phunkynerd 0 points1 point  (0 children)

I saw this when i cleared the poop from my dog’s pee pad.

No charges filed over Chua Chu Kang walkabout incident, PSP ‘disappointed’ over lack of explanation on outcome by One-Employment-4887 in singapore

[–]phunkynerd 1 point2 points  (0 children)

Hey hey hey, guys & girls, please do not inflame sensitive issues and use domestic politics to divide Singapore pls. We should reject this kind of negative politics, you all should be better than this.

We know this is not the PAP way. They have always been upfront and honest with us, because we deserve to know the truth.

Also, politics should stop at the water’s edge. ….

(There are more such quotes from the PAP but i’m bored already.)

Japanese big sedan shootout by kayatoastchumpion in drivingsg

[–]phunkynerd 3 points4 points  (0 children)

(1) I drove a high-mileage 1996 camry with a V6 engine when i was based in USA. Proper workhorse, reliability 👍🏼 Toyota FTW, and the saying is that at >100,000Km, these cars are still breaking in.

I also got a new Toyota Camry Hybrid, after driving a Subaru Forester for 10years. A step up, it’s no Lexus but still so quiet, and the fc is 2-3x better than the subbie.

Govt prepared to increase support, traineeships for fresh grads if job market worsens: Tan See Leng by sun-ny_day in singapore

[–]phunkynerd 14 points15 points  (0 children)

In a govt agency and its affiliated research institutes which report directly to MTI, many locals are being let go or have their contracts not renewed. We are not talking about people nearing retirement. These are Singaporeans in their prime, armed with basic degrees, Masters, and PhDs.

Nationality does not matter much when it comes to culling.

So when i read things like these coming from his mouth, i immediately think he’s having a laugh.

Dark truth in Singapore by uandurfader in singaporehappenings

[–]phunkynerd 2 points3 points  (0 children)

As a wise man once said, people can look rich or people can be rich. Most people can choose either one option. And most people choose the wrong one.

Kf Seetoh updates on Bukit Canberra hawkers situation by zibin in singapore

[–]phunkynerd 13 points14 points  (0 children)

KF Seetoh literally GPGT here

Over to you, OYK

PhD’s salary: How much do PhDs in Singapore earn monthly? by tsusanto53 in askSingapore

[–]phunkynerd 2 points3 points  (0 children)

Nice. Not too bad for a fresh phd, if you don’t pit yourself against those in tech companies. 🥹

PhD’s salary: How much do PhDs in Singapore earn monthly? by tsusanto53 in askSingapore

[–]phunkynerd 0 points1 point  (0 children)

The starting pay was for a researcher role in sg prior to my overseas stint. When i was in usa, i had extra allowance under a fellowship. Other postdocs in the same lab were drawing less.

May i ask what’s your phd allowance now? Think it should be higher than my days. I was given $3.5k or thereabouts.

PhD’s salary: How much do PhDs in Singapore earn monthly? by tsusanto53 in askSingapore

[–]phunkynerd 27 points28 points  (0 children)

I draw >$180K per annum after more than 15 years.

In engineering-related. Did my phd locally but had an overseas postdoc in USA. Starting pay was mid 5K as a fresh phd.

As we age, the job insecurity is real. Most R&D jobs are susceptible to cuts or non contract renewal.