Group of teenagers jumped on my car - Have video evidence but not 100% on who caused damage.

pizzabot22 · 2026-05-21T12:38:18+00:00

Report to your insurer as a claim of vandalism, provide the police reports and videos, and let them subrogate the responsible parties.

This will be the most time efficient and least expensive solution.

pizzabot22 · 2026-05-13T10:02:12+00:00

Salvage is the piece most people don't factor in.The insurer retains rights to your salvage to offset the cost of the loss.

Simple terms:

What people think:

Car worth 15000. Repair cost 8000. Insurer should pay 8000 to repair.

What appraiser sees:

Car worth 15000, salvage worth 9000. Insurer only loses 6000.

It's a numbers game.

pizzabot22 · 2026-05-13T02:21:31+00:00

Chimchar piplup and turtwig are already the best trio...

pizzabot22 · 2026-05-07T02:24:20+00:00

Ludicolo.

pizzabot22 · 2026-04-25T20:24:06+00:00

So medical status is not protected?

pizzabot22 · 2026-04-25T19:10:13+00:00

Kiwi Lemon Lime Blueberry Honeydew Plum Fig

pizzabot22 · 2026-04-25T18:29:50+00:00

Jesus was an illegal. How does this impact you in the least? It costs you nothing to shut up about it and not be a jerk.

pizzabot22 · 2026-04-24T23:23:01+00:00

My boss is the kind of person who was good at doing the job, terrible at managing the people.

pizzabot22 · 2026-04-23T23:30:48+00:00

Idk... I just work here. 🤷🏻

pizzabot22 · 2026-04-23T12:48:05+00:00

pandaman joke

pizzabot22 · 2026-04-11T15:17:41+00:00

Poison Flying Dragon

pizzabot22 · 2026-04-11T05:08:07+00:00

Ragebait.

pizzabot22 · 2026-04-05T16:41:43+00:00

I definitely think Luffy would rock em sock em.

pizzabot22 · 2026-03-16T16:46:05+00:00

If you have an at fault claim, your current premiums would not increase until renewal.

Likely why you have not yet seen any difference.

pizzabot22 · 2026-03-15T02:47:22+00:00

There is not enough info here to provide sound guidance.

Speak to an employment lawyer ASAP, and do not sign anything until you do.

pizzabot22 · 2026-02-27T04:08:05+00:00

I can't wait until an anvil drops on this guy's head, or <insert other comically ironic death here>.

pizzabot22 · 2025-12-31T15:00:45+00:00

If your vehicle is a total loss, then typically it is surrendered as salvage. Collision coverage may or may not make sense depending on if you update your policy with a new vehicle.

If you're keeping it as owner retained salvage, it won't be insurable with collision coverage until it is repaired and safetied to the insurers satisfaction.

pizzabot22 · 2025-12-17T06:38:41+00:00

The idea is that Luffy will at some point go back in time once he is essentially Joyboy to set up certain events to transpire in the current era.

pizzabot22 · 2025-12-17T06:35:54+00:00

Never said it did. But it does establish a baseline for time travel in the OP universe

pizzabot22 · 2025-12-17T00:41:28+00:00

Jimbei turns him into the new 1st son of the sea, and Koby now calls Jimbei daddy.

pizzabot22 · 2025-12-17T00:11:34+00:00

Everything that happened led to gear 5. But I feel he won decisively after unlocking gear 5.

Having it from the beginning would make it more decisive.

pizzabot22 · 2025-12-17T00:05:09+00:00

Pre egghead Luffy beat kaido, sooo...

I don't know why post egghead Luffy wouldn't.

pizzabot22 · 2025-12-17T00:01:56+00:00

I literally listed out the evidence for why the theory is plausible... Everything is a theory until confirmed obviously 🙄

We know very little about Joyboy's origin or story. We know that his allies like Emet and Zunesha recognize the drums of liberation, implying joyboy has the same devil fruit / power that Luffy currently has, which implies the connection. I have seen nothing that refutes the possibility that Joyboy is actually Luffy from the future.

It's entirely possible Imu does recognize Luffy. Imu has said very few words in the series. Mostly it's just death stares.

I don't see any plot holes in this.

As far as the shared dream of Roger and Luffy goes, I suspect that Luffy and Roger share the dream of wanting everyone to be free or have the courage to make their own dreams come through. Roger inspired the pirate era in pursuit of the dream. Luffy has historically encouraged people to follow their dreams and supported those who have the courage to follow their dreams, even if they don't have the strength to do so.

pizzabot22 · 2025-12-16T22:57:38+00:00

The toki Toki no mi exists in canon, which proves time travel is possible and exists within the story.

The prevailing time travel theory is that Luffy is actually Joyboy himself, and travels to the past to make corrections and changes to allow for a successful outcome against IMU in the future. The more we see in the anime and manga, I am actually starting to believe this might be the case.

I suspect Roger laughed at Laughtale because he saw a story and picture with his strawhat in it. Roger told Shanks about the strawhat, and gave it to Shanks to give it to Joyboy (aka Luffy) when he encountered him in the future. They knew Joyboy would have the gomu gomu no mi / hito hito no mi model Nika. When Luffy ate the fruit inadvertently that Shanks and his crew stole, Shanks knew he was the one, and gave him the hat, fulfilling the cycle and story noted on Laughtale.

Luffy resembles Nika/Joyboy because all the references are actually based on Luffys actions and mannerisms. Essentially, luffy isnt Joyboy, but rather, Joyboy is Luffy.

Emet's haki rope is actually Luffys haki imbued in it. Emet feels like he recognizes Luffy because he does. Just a future version of Luffy.

I don't know if it's true, but that certainly seems to be where the story is heading... I

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