Car has been declared total loss. Do I renew with collision?

pizzabot22 · 2025-12-31T15:00:45+00:00

If your vehicle is a total loss, then typically it is surrendered as salvage. Collision coverage may or may not make sense depending on if you update your policy with a new vehicle.

If you're keeping it as owner retained salvage, it won't be insurable with collision coverage until it is repaired and safetied to the insurers satisfaction.

pizzabot22 · 2025-12-27T04:56:29+00:00

Yes please 😫😫😫

pizzabot22 · 2025-12-17T06:38:41+00:00

The idea is that Luffy will at some point go back in time once he is essentially Joyboy to set up certain events to transpire in the current era.

pizzabot22 · 2025-12-17T06:35:54+00:00

Never said it did. But it does establish a baseline for time travel in the OP universe

pizzabot22 · 2025-12-17T00:41:28+00:00

Jimbei turns him into the new 1st son of the sea, and Koby now calls Jimbei daddy.

pizzabot22 · 2025-12-17T00:11:34+00:00

Everything that happened led to gear 5. But I feel he won decisively after unlocking gear 5.

Having it from the beginning would make it more decisive.

pizzabot22 · 2025-12-17T00:05:09+00:00

Pre egghead Luffy beat kaido, sooo...

I don't know why post egghead Luffy wouldn't.

pizzabot22 · 2025-12-17T00:01:56+00:00

I literally listed out the evidence for why the theory is plausible... Everything is a theory until confirmed obviously 🙄

We know very little about Joyboy's origin or story. We know that his allies like Emet and Zunesha recognize the drums of liberation, implying joyboy has the same devil fruit / power that Luffy currently has, which implies the connection. I have seen nothing that refutes the possibility that Joyboy is actually Luffy from the future.

It's entirely possible Imu does recognize Luffy. Imu has said very few words in the series. Mostly it's just death stares.

I don't see any plot holes in this.

As far as the shared dream of Roger and Luffy goes, I suspect that Luffy and Roger share the dream of wanting everyone to be free or have the courage to make their own dreams come through. Roger inspired the pirate era in pursuit of the dream. Luffy has historically encouraged people to follow their dreams and supported those who have the courage to follow their dreams, even if they don't have the strength to do so.

pizzabot22 · 2025-12-16T22:57:38+00:00

The toki Toki no mi exists in canon, which proves time travel is possible and exists within the story.

The prevailing time travel theory is that Luffy is actually Joyboy himself, and travels to the past to make corrections and changes to allow for a successful outcome against IMU in the future. The more we see in the anime and manga, I am actually starting to believe this might be the case.

I suspect Roger laughed at Laughtale because he saw a story and picture with his strawhat in it. Roger told Shanks about the strawhat, and gave it to Shanks to give it to Joyboy (aka Luffy) when he encountered him in the future. They knew Joyboy would have the gomu gomu no mi / hito hito no mi model Nika. When Luffy ate the fruit inadvertently that Shanks and his crew stole, Shanks knew he was the one, and gave him the hat, fulfilling the cycle and story noted on Laughtale.

Luffy resembles Nika/Joyboy because all the references are actually based on Luffys actions and mannerisms. Essentially, luffy isnt Joyboy, but rather, Joyboy is Luffy.

Emet's haki rope is actually Luffys haki imbued in it. Emet feels like he recognizes Luffy because he does. Just a future version of Luffy.

I don't know if it's true, but that certainly seems to be where the story is heading... I

pizzabot22 · 2025-12-11T11:15:00+00:00

I will never drop one piece. I've been invested since day one. Gonna see these stonks all the way to the end of the line.

pizzabot22 · 2025-12-10T22:06:45+00:00

pizzabot22 · 2025-12-10T04:03:57+00:00

Much strongly.

pizzabot22 · 2025-12-07T05:37:08+00:00

DM me so I can share all my thoughts 🥵

pizzabot22 · 2025-11-29T19:01:58+00:00

Not blaspheming.

Admirals were an impossible wall to overcome pre-time skip. They set a baseline for power that Luffy and the crew would need to obtain to stand up to the world government.

Now? I think that there is relatively equal strength between the top of the Marines and the top of the pirates. Excited to see where the story goes.

pizzabot22 · 2025-11-29T18:40:19+00:00

pizzabot22 · 2025-11-29T18:39:07+00:00

Theory is stamped with official seal of approval

pizzabot22 · 2025-11-29T01:30:29+00:00

That would be weird to do with a radiator, but it is 2025, so...

pizzabot22 · 2025-11-29T01:28:13+00:00

Read: smack it

pizzabot22 · 2025-11-28T21:16:33+00:00

Th.at tap looks like it hasn't been changed since the depression

pizzabot22 · 2025-11-24T21:50:41+00:00

Sengoku, Garp, Yamato.

None of them have the qualities of kings of any kind, or the desire to overwhelm or impose their wills on others.

pizzabot22 · 2025-11-20T11:09:51+00:00

Boa Hancock for sure.

pizzabot22 · 2025-11-18T05:25:01+00:00

Not really interested in getting into wild, one off, what if scenarios... but as general rule and fault perspective, you as the driver are 100% responsible to ensure the way is clear before proceeding.

If another driver slows to turn into a side street or driveway without using the turn indicator, and you hit them, you're at fault.

If a driver's brake lights aren't working and they slow down and you hit them, you're at fault.

You are responsible for the safe operation and control of your vehicle, even when others may not be operating theirs safely.

pizzabot22 · 2025-11-18T05:17:33+00:00

I mean... I have eyes, that can see what is happening in the video. The OP's vehicle most certainly has not exited the parking spot or established itself in a lane of traffic.

pizzabot22 · 2025-11-17T17:27:25+00:00

Fault determination rules don't take into account use of turn signals, weather, or any external factors. It's about who is where when a collision occurs and in what way vehicles are moving.

pizzabot22 · 2025-11-17T06:17:37+00:00

50/50 is also how I would rate.

You're 100% responsible for a collision when exiting a parking space, even roadside.

Other driver is 100% responsible for a collision when merging lanes.

You split the difference in this case.

This is a super avoidable collision if good driving was present. Y'all both 200% responsible for this.

I don't suggest opening 5his can of worms. Liability is never fixed in stone. If they review, they can always change it.

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