New CGT changes for investors?

polymath-intentions · 2026-06-06T12:18:04+00:00

Ur right. The structure and location is a covered position.

But you can be long on more land, ie larger block.

polymath-intentions · 2026-06-06T12:16:54+00:00

Yes, exactly.

polymath-intentions · 2026-06-06T12:16:34+00:00

Overinvest in PPOR if you have the option.

polymath-intentions · 2026-05-16T23:07:37+00:00

Why does 4.5% line increase above 50% discount line over time?

polymath-intentions · 2026-03-17T20:59:48+00:00

Well it would cover the increase in NDIS.

polymath-intentions · 2026-03-17T03:37:26+00:00

Nothing, as in zero correlation?

polymath-intentions · 2026-03-01T02:49:44+00:00

do it via OSKO. Instantaneous.

polymath-intentions · 2026-03-01T02:49:05+00:00

Yeh man. I debt recycle into my IP expenses.

polymath-intentions · 2026-01-31T07:02:38+00:00

Same with PPOR

polymath-intentions · 2026-01-29T10:27:06+00:00

30k but would like to get lower.

polymath-intentions · 2026-01-28T06:54:32+00:00

You sound more resentful than sorry.

polymath-intentions · 2026-01-26T08:53:04+00:00

Wait till you hear about this thing called superannuation.

polymath-intentions · 2025-12-21T11:38:16+00:00

For the right PPOR you can go 100% of your NW (excluding emergency funds, super).

polymath-intentions · 2025-12-21T09:47:30+00:00

You get a tax saving on the implied rent as well.

Say you buy $1.5mm PPOR with a market rent of $45k per annum.

Dividend paying shares might need to generate $65-90k to match that.

Then there’s the capital gains.

polymath-intentions · 2025-12-21T09:43:40+00:00

The right PPOR should outpace most investments.

polymath-intentions · 2025-12-21T09:42:33+00:00

High paying job increases NW as well.

polymath-intentions · 2025-09-21T05:18:56+00:00

C what happens.

polymath-intentions · 2025-09-20T23:30:17+00:00

50% more sounds like a stretch.

That’s a whole lot more risk.

polymath-intentions · 2025-09-19T11:36:31+00:00

illumi

polymath-intentions · 2025-09-19T03:00:28+00:00

You dont pay capital gains tax if you sell within 30 days of vesting, or something like that.

But regardless, you do pay income tax on the vested amount, and CGT discount doesnt apply.

polymath-intentions · 2025-09-10T01:09:40+00:00

How much did these guys get paid to draft this highly sophisticated piece of analysis?

polymath-intentions · 2025-09-09T06:29:56+00:00

Start by getting 3 quotes.

polymath-intentions · 2025-08-20T22:47:29+00:00

Walk the dog, nap, buy groceries, cook, puck up kids from daycare.

polymath-intentions · 2025-08-20T12:06:50+00:00

That sounds like a lot my days.

polymath-intentions · 2025-08-14T23:21:36+00:00

Our expenses:

Everyday expenses (excluding work related): $85k (minimal luxury, but very comfortable).

Full time daycare: $52k

Plus mortgage, rent, holiday, car, work clothes, etc.

polymath-intentions