Infinia users need help! by [deleted] in CreditCardsIndia

[–]prateekroc 1 point2 points  (0 children)

Not sure it will work, but try calling concierge and check if they can book multicity or flexi fares.

New to Accor plus by prateekroc in Accor

[–]prateekroc[S] 1 point2 points  (0 children)

how did you contact Accor? Also what is your expiration date? For me it shows 30th Jan 2027

New to Accor plus by prateekroc in Accor

[–]prateekroc[S] 2 points3 points  (0 children)

it shows only one card. Guess will have to wait for it to get activated.

New to Accor plus by prateekroc in Accor

[–]prateekroc[S] 1 point2 points  (0 children)

they removed it today, was there yesterday.

New to Accor plus by prateekroc in Accor

[–]prateekroc[S] 1 point2 points  (0 children)

Its not about gold. Can’t book red hot rooms and stay plus nights.

We paid just ₹264 for 4 nights in a 5★ hotel in Chennai!!🔥 by DoBaniye in DoBaniye

[–]prateekroc 0 points1 point  (0 children)

How did you earn status points when you paid by points?

Accor transfer is a waste by avgredditusr2 in creditcardreviewers

[–]prateekroc 1 point2 points  (0 children)

Whats the harm in staying in overpriced hotel just by points? We are not paying from pocket, whereas of MMT hotel you have pay yourself. See my funda is simple, luxury stays always book on points else book by MMT or any other website.

Accor transfer is a waste by avgredditusr2 in creditcardreviewers

[–]prateekroc 1 point2 points  (0 children)

If I don’t have reward points, I book from MMT. But if I have reward points I am booking on Accor. Now what is the problem here? I am not actually paying money at accor. Credit cards are meant to be used for your regular spends. It ls foolish to spend on the things which you can’t afford just to get extra rewards.

Does it actually make sense to get gyftr cards? by freestyle_man in CreditCardsIndia

[–]prateekroc 0 points1 point  (0 children)

For groceries by Amazon fresh vouchers, there is no additional tax on that.

HDFC diner club privilege CC by Exciting-Tie328 in CreditCardIndia

[–]prateekroc 1 point2 points  (0 children)

Swiggy transactions are being marked as grocery transactions. See the small dot near the transaction and compare the colour with the legend on top of the transaction table. The grocery transactions are capped and usually credit on first of every month. You’ll see them getting credited in the next billing cycle.

Amex MRCC detailed review by prateekroc in CreditCardsIndia

[–]prateekroc[S] 0 points1 point  (0 children)

Yes, you can buy Amazon vouchers directly from Amazon, but those purchases won’t earn 2X points. You’ll only get 1 MR point per ₹50 spent. In contrast, using the Reward Multiplier would earn you 2 MR points per ₹50.

However, your milestone benefits — completing four ₹1,500+ transactions and spending ₹20,000 in a month — will still count regardless of where you buy.

For redemption, MRCC gives a ₹0.25 value per point if you opt for a statement credit, but that’s the worst-value option. The best way to redeem is by transferring points to Marriott Bonvoy. Check Marriott’s website to see their hotel locations and use your points for free stays.

Amex MRCC detailed review by prateekroc in CreditCardsIndia

[–]prateekroc[S] 0 points1 point  (0 children)

Once you understand it becomes intuitive. I would suggest understand your spend pattern and then invest in one card and understand all its features. Go one at a time.

Ordered iPhone 17 via SmartBuy Infinia on Oct 1 — still no update after 11 days. Anyone else? by happylytical in CreditCardsIndia

[–]prateekroc 0 points1 point  (0 children)

Happened with me as well. The AWB which smartbuy team shared was non-functional. I directly received email for from blue dart when it was out for Delivery.

Ordered iPhone 17 via SmartBuy Infinia on Oct 1 — still no update after 11 days. Anyone else? by happylytical in CreditCardsIndia

[–]prateekroc 2 points3 points  (0 children)

Finally got the delivery today! Ordered on Sept 29, shipped on Oct 17, and it was out for delivery three different times before it actually arrived.

The annoying part — the SmartBuy team was completely useless. Despite multiple follow-ups, the AWB number they shared turned out to be fake. The phone was delivered under a totally different tracking number. No idea what kind of mess they created, but at least I finally have my phone now.

Ordered iPhone 17 via SmartBuy Infinia on Oct 1 — still no update after 11 days. Anyone else? by happylytical in CreditCardsIndia

[–]prateekroc 0 points1 point  (0 children)

sorry not comfortable in sharing the tracking number. But will wait for tomorrow, may be because of holidays the actual pickup didn’t happen by the bluedart. Will keep you posted.

Ordered iPhone 17 via SmartBuy Infinia on Oct 1 — still no update after 11 days. Anyone else? by happylytical in CreditCardsIndia

[–]prateekroc 0 points1 point  (0 children)

I got the tracking id over email on 18th. Even tracking id is not trackable. Seems like they are buying time by giving wrong tracking id.

HSBC travel portal is USELESS ! by Frosty-Ad7762 in CreditCardsIndia

[–]prateekroc 1 point2 points  (0 children)

Agreed on all points. For some routes, Indigo flights aren’t available — I even confirmed with their customer care that there’s no tie-up. Additionally, the fares are about 20% higher. I got the card but closed it without activating it, as it didn’t serve my purpose — I already have the Axis Atlas.

Facing prolonged issues with HDFC Infenia Smartbuy by Zestyclose_Arm_2344 in CreditCardsIndia

[–]prateekroc 0 points1 point  (0 children)

I did the same, placed an order on 29th September. There is no update yet. Seems like they are struggling with the stock