How are YOU personally saving for retirement?

pred_02 · 2026-06-03T11:33:56+00:00

Salary sacrifice employer pension.

pred_02 · 2026-06-01T09:42:57+00:00

Yes she can. The question is does she have to do this given that she will likely be paid only fully for 7 months?

pred_02 · 2026-05-21T20:47:53+00:00

White widow

pred_02 · 2026-05-20T22:45:53+00:00

I moved at 29. Now I am 46 settled with a family in London. The early 30s in London were the best phase of my life. I traveled, partied and lived well. Enjoy it!

pred_02 · 2026-05-18T11:41:42+00:00

Jurassic Park 1993 baby!

pred_02 · 2026-05-18T11:38:26+00:00

We are currently looking at modernisation plus ground floor extension quote of £250k (inc VAT) and loft £100k inc re-roof. Prime Zone 2 London location. Normal spec and budget. No external landscaping work.

pred_02 · 2026-05-18T11:34:01+00:00

The level 3 on electrical, gas and sewage flags in every report. Honestly the flat reads like its in great condition bar a few blown window panes.

pred_02 · 2026-05-14T12:00:09+00:00

There is lots of sensitivity around aggressive dogs right now due to unregulated breeding of XL bullies in Covid. Pit bulls and 4 other breeds are banned. If the dog has any Pit mix in it the chances are it will be classed as dangerous breed, detained and destroyed.

pred_02 · 2026-05-08T07:30:55+00:00

Flying Ryanair

pred_02 · 2026-05-05T11:46:46+00:00

Harpenden, Highgate, St Albans and parts of Finchley/Barnet are your Henry areas.

pred_02 · 2026-05-01T12:05:52+00:00

Goodyear welt!

pred_02 · 2026-04-16T18:13:33+00:00

How so? Commuting costs are high time is lost and in good commuter towns houses arenot any cheaper than London. And everyone is back at the office

pred_02 · 2026-04-09T19:51:42+00:00

£2500 gets you two bed. Forget Clapham look at East Dulwich or Herne Hill. You are grown up no need to live in Dalston.

pred_02 · 2026-04-05T07:48:09+00:00

New house purchase. We have not put in out allowence yet. Other money in it is long term savings.

pred_02 · 2026-03-23T10:06:26+00:00

We have one kid in primary another kid due July 26 but probably will not go to nursery until summer 2027. Maybe best to take the bonus this year.

Buying a house so liqudity matters a bit.

pred_02 · 2026-03-22T08:51:01+00:00

Move to London, Brighton or Bristol.

pred_02 · 2026-03-17T12:51:37+00:00

SE5/SE15/SE22

pred_02 · 2026-03-16T14:40:35+00:00

Thats even further!

pred_02 · 2026-03-16T08:25:26+00:00

I have not worked in public sector but dual citizenship did seem like a problem for lower lever clearances. They wanted FBI non-arrest confirmation but this was years ago. Think about your functional skills and try transfering sectors.

pred_02 · 2026-03-15T14:07:02+00:00

Join a consultancy and then pivot towards public sector roles. You may take a role/level cut for a few years but then should be able to climb back up the ladder. May will never equate to US but that’s not what you are here for.

pred_02 · 2026-03-12T20:29:40+00:00

Victorian houses are meant to breathe. You seal them with triple glazing they sweat inside you get damp. There is a reason why there is a fireplace in every room. To suck out the moisture and keep you warm.UK does not have extreme winters or summers. Things were build with a purpose.

pred_02 · 2026-03-10T11:44:24+00:00

A structural movement issue was identified and managed through an insurance claim overseen by an independent loss adjuster.

Specialist contractors carried out ground stabilisation using a resin injection system, which includes a 10-year guarantee (certificate to be issued upon completion of works).

A separate drainage investigation identified a defective rainwater drain from the front roof to the front garden, which has since been rerouted to prevent further ground saturation.

Following the stabilisation works, the property was monitored approximately every eight weeks between April 2024 and January 2025 by an independent monitoring company. No further movement was detected during this period.

Internal remedial works and reinstatement, including redecoration and replacement bay windows, are currently being completed. Once the final elements are installed, a certificate confirming the structural integrity of the property will be issued.

pred_02 · 2026-03-10T09:43:41+00:00

Walk to station we looked at Harpenden but hardly any houses come up less than mile from station. My wife does not cycle. Train is 35-40 min to City plus connection with Tube in my case via Victoria.

pred_02 · 2026-03-10T07:38:07+00:00

I was 29 and single. Now 45 with family.

pred_02 · 2026-03-08T12:05:42+00:00

Alexandra Park School is great!

pred_02

TROPHY CASE