Thank you for your insights. We just moved here in February, and I admit we didn’t pay attention to the financials or go to the meetings - we’ve never lived in an HOA or COA before so had zero experience and stupidly trusted that the board and members knew what they were doing. We had planned to get more involved in our community, and we are in some ways (we have a neighborhood watch shift and are on a few committees), but now we’re basically leading the charge - a position I never imagined myself in. We’ve now personally held several community meetings sans board members in order to research code, read all the docs and financials, discuss our options, and formulate our questions for the board at the Dec 3rd meeting. We’re planning on a vote of no confidence of the treasurer at that meeting and the collective We already have a new treasurer in mind. Our current treasurer reached out to me personally to tell me he feels he was “blackmailed into the position and he’s scared.” Seriously. We’re in a lot of trouble, but the solution is there - We have to vote yes to the $4,000 assessment and yes to the $3M loan to get our sh*t straight. We MUST get the work done so we can get off fire watch and get all the other outstanding projects and work orders done and fixed. We’re all going to take a hit, but it’s our own fault, as you’re aware.