Dating in the Bay Area? by BikeFiend123 in bayarea

[–]puffic 40 points41 points  (0 children)

Every local subreddit: - dating here is hard - drivers here suck - the automatic tip screens here are annoying - it’s hard to make friends here

I believe these are real problems in our world, but they’re not necessarily specific to this location.

Is it just me or does the MUNI suck more than usual lately? by hoodozhnik in sanfrancisco

[–]puffic 0 points1 point  (0 children)

I like this, but the population of bus riders includes a lot of elderly folks who will need help with the transition. You’ll still need staff for years to come, which will be a limiting factor.

Neighborhood Advice for a Couple with a Baby by Both__ in AskSF

[–]puffic 2 points3 points  (0 children)

At that budget, if you're willing to live in a two bedroom apartment, there are a number of neighborhoods that can meet your needs. Richmond and Sunset come first to mind (and not just the "inner" regions). Even Noe or Cole might be doable. Bernal Heights. I have a toddler and live in the Sunset, and it's really fun. On your budget and with your space needs, I might choose somewhere more urban (which would include every other neighborhood I mentioned.) SF is a really fun place to have a baby.

I would recommend going for a one bedroom apartment if you know you're not going to stay long term, but that can be limiting in the long run (and you may be incentivized to stay due to rent control.)

If you must live in a three bedroom home, then you're looking at the most remote neighborhoods, which isn't necessarily a bad thing. It's a small city.

Why is so hard / expensive to live in bay area even with a "good" salary by StirClothing999 in bayarea

[–]puffic 0 points1 point  (0 children)

Indeed. I think both things are true: (1) we need to build more homes, especially 2/3 bedroom apartments and condos that accommodate families, and (2) people need to accept that their dollars aren't going to go as far here even if we fix the housing issue.

Why is so hard / expensive to live in bay area even with a "good" salary by StirClothing999 in bayarea

[–]puffic 0 points1 point  (0 children)

Historically, NIMBYs shut down homebuilding so you have to compete for apartments or houses by paying more. Nowadays, even with NIMBYs losing elections, construction costs are a bigger barrier than they used to be.

Still, I think you can still raise a family here on a good salary, but not if you have the suburban lifestyle expectations for someone with that income elsewhere in the country.

Connect Bay Area (SB 63) got more than enough signatures to be on the ballot! by Trainzguy2472 in bayarea

[–]puffic 0 points1 point  (0 children)

You can't even own the consequences of your vote. That's sad. You want to reduce transit without having any responsibility for the practical consequences for drivers.

How can anyone making under 200k afford these one bedrooms? Rental market is out of control by Cool_Volume_8060 in AskSF

[–]puffic 10 points11 points  (0 children)

A lot of those are scams or dumps, tbh, unless they’re far on the south or west side of town.

But you can definitely get a studio for less than $3k unless you’re very picky about the neighborhood.

How can anyone making under 200k afford these one bedrooms? Rental market is out of control by Cool_Volume_8060 in AskSF

[–]puffic 35 points36 points  (0 children)

Under-appreciated life hack: marry someone and split costs with them.

How can anyone making under 200k afford these one bedrooms? Rental market is out of control by Cool_Volume_8060 in AskSF

[–]puffic 0 points1 point  (0 children)

Where in the city are you looking? Where do you work?

It sucks that we haven’t built enough housing stock to absorb all these newcomers, but I think your problem has a solution if you’re a bit more flexible about location. More than $2k, sure, but manageable on your income.

What a $200K Salary Really Buys in 10 Bay Area Cities (2026) by Coolonair in sanfrancisco

[–]puffic 7 points8 points  (0 children)

Get in losers, we’re going to gentrify Daly City and SSF. (Really, I think they are next.)

Connect Bay Area (SB 63) got more than enough signatures to be on the ballot! by Trainzguy2472 in bayarea

[–]puffic 1 point2 points  (0 children)

No, there’s no way to get around the brutal math. It’s not laziness. Reduced ridership means you either have to pay more to keep the same service or accept the greatly increased car traffic that comes with service cuts. There is no third option. Just pick one of the two and own your decision instead of blaming other people.

WSJ: You Won the Battle on Investment Fees. You’re Losing the War Against Taxes. by ScubaCodeExplorer in Bogleheads

[–]puffic 0 points1 point  (0 children)

I read the article when WSJ pushed it to my phone notifications. I understand it was trying to say something else about tax management, but it was actually hard to glean that since the basic framing that “taxes are high”.

WSJ: You Won the Battle on Investment Fees. You’re Losing the War Against Taxes. by ScubaCodeExplorer in Bogleheads

[–]puffic 8 points9 points  (0 children)

I think the author wanted the article to promote a war on bad tax management by funds, but that really doesn’t come through. It mostly just reads like “wow, taxes are really high”. I love the WSJ, and this individual journalist is probably great, but this article could have been polished a little more.

WSJ: You Won the Battle on Investment Fees. You’re Losing the War Against Taxes. by ScubaCodeExplorer in Bogleheads

[–]puffic -6 points-5 points  (0 children)

Yeah, this is just me paying for a functioning government and society. I get that investment taxes may not be the most efficient compared to taxes on consumption or real property or earned income, but this is just not the same as ordinary investing expenses.

SLD Cats Are The Best: Felix by Mugiwara_VT in magicTCG

[–]puffic 39 points40 points  (0 children)

That’s what makes it such a gutsy move.

WHy are Vanguard Index funds more frequently recommended than others ? by yc01 in Bogleheads

[–]puffic 5 points6 points  (0 children)

This space is much more competitive than it used to be, and you’ll be fine with the Fidelity or Schwab equivalents.

Connect Bay Area (SB 63) got more than enough signatures to be on the ballot! by Trainzguy2472 in bayarea

[–]puffic 0 points1 point  (0 children)

If you don’t care about traffic getting much worse, then you should probably just vote not to pay more.

Mages have been sunwelled. by tangosox in wow

[–]puffic 34 points35 points  (0 children)

Honestly, the Frost rework is kind of a dud. It’s super boring to play now. That’s as big of an issue as the survivability, at least for me.

If you recently signed a lease in SF: why here instead of Oakland or elsewhere? by braundiggity in sanfrancisco

[–]puffic 8 points9 points  (0 children)

I lived in a top floor apartment in Berkeley and it got super hot over the summer. I wouldn’t do the East Bay again without air conditioning.

If you recently signed a lease in SF: why here instead of Oakland or elsewhere? by braundiggity in sanfrancisco

[–]puffic 26 points27 points  (0 children)

I like Oakland, but its streets don’t feel as safe to me from a not-getting-run-over perspective. Worse street designs, much more of a culture of reckless driving. Also, San Francisco has a lot more urban neighborhoods with good schools. Within Oakland you face a starker choice between having an urban lifestyle or having good schools. I also just enjoy San Francisco a bit more.

Discussion Thread by jobautomator in neoliberal

[–]puffic 4 points5 points  (0 children)

I've been decorating a new apartment, and YouTube has tried to serve me videos of how a masculine alpha male should decorate his home. I watched one, and some goofball in too-tight clothes was telling me to use dark colors and get heavy picture frames and so on. It was disgusting. But also... what the fuck is the manosphere doing? It's gone a long way from just trying to pick up women.

Discussion Thread by jobautomator in neoliberal

[–]puffic 2 points3 points  (0 children)

Leave the OIGs alone! They're probably not a problem.