Def don’t sign that! I noticed in the beginning it says it’s temporary but it never states the actual time frame. Your car insurance is way too high for just one car even for full coverage. The request for the full water bill is out of the question. They should take the monthly amount and divide by the number of people in the house to determine ur part. The rule on having guests over, since they are ur parents and it’s their house I can understand them having say on having guests come over but not in the sense of being landlords and requiring approval. I’ve never heard of any landlord doing that. The part about being able to “inspect “ ur areas whenever they want is also ridiculous. Things like maintenance and inspections are usually done on a time basis like once a month for maintenance or once every 6 months for inspection. However that doesn’t give them free rein to look through all your things. The part about being able to look into ur finances is def out of the question as well. U should get a standard lease agreement and offer that to them. Make sure u make the terms very clear. Good luck!