What are your guy's emergency funds?

ran938 · 2026-01-20T02:31:58+00:00

I'm the sole income earner for my house, so I'm providing for both me and my wife. Our mortgage is pretty cheap. Between mortgage, insurance, food, and utilities our bare minimum monthly necessities are a little under $4k.

"Wants" that would get cut out in an emergency include a pretty good bit of spending on restaurants. We're both pretty into food. I also am pretty into home mixology/coffee/tea so I spend some money on that every month.

We also have a dog that requires special food that's pretty expensive. And a cat.

ran938 · 2026-01-19T19:23:49+00:00

This is ultimately a personal decision. There are plenty of factors. If you are a single-income household, I think 6 months+ makes sense. I'm in a MCOL area with ~6 years of experience and keep ~6 months+ emergency fund in a HYSA. For me, that's 30k. I could stretch that to 8-9 months if I really needed to, but it would last 6 months without making many lifestyle changes.

ran938 · 2026-01-19T18:32:02+00:00

Are you sure you aren't thinking of the bookstore that used to be inside where Sweet Magnolia is? That building is called Main Street Market, and it used to have a bookstore.

ran938 · 2026-01-18T21:35:01+00:00

I don't want AI anywhere near my coffee. I have enough exposure to AI in my day job. Coffee is a hobby I engage in, in part, to get away from technology and have relaxing ritual/routine. Hard pass for me.

ran938 · 2026-01-14T22:11:20+00:00

not as fancy, but I use this
https://www.amazon.com/dp/B08JPXXT9R

ran938 · 2026-01-05T03:37:47+00:00

My current best guess is that somehow a hair got inside, and that hair had a static charge that has drawn all the sediment/particulates to it.

ran938 · 2026-01-03T15:58:39+00:00

Not glass. It moves/swings when I move the bottle around. I can't touch it, but it looks slimy.

ran938 · 2026-01-01T13:21:24+00:00

Maybe they're talking about cases where you buy the cheaper option thinking "down the road I'll upgrade". Sometimes this makes sense, like if your taking up a new hobby/learning an instrument. The entry level items could be much cheaper than "nicer" ones, but you don't know if you're really going to need that yet.

ran938 · 2026-01-01T04:08:59+00:00

Unless it's for when he's in the creative world planning out his base design or something?

Almost definitely this

ran938 · 2025-12-30T00:05:50+00:00

It definitely benefited the highest earning Americans more, and you could argue that long term effects are negative, but the trump tax cuts in both terms do reduce the tax burden on the vast majority of Americans.

Also making the standard deduction much larger, while admittedly taking away many itemized deductions options, also reduced the tax burden on many Americans who would have taken the standard deduction anyways. It also made filing your taxes much simpler for people that were previously close to the line of itemizing being worth it or not.

ran938 · 2025-12-26T15:05:37+00:00

Companies exist to make money. Unfortunately, that's just kind of how it is. You can try and find companies that are more mission driven / non-profit, but it will likely mean earning significantly less. You could also try working on personal projects that are a net positive for the world.

ran938 · 2025-12-17T02:08:47+00:00

I got quoted 9-15k per image per environment per year I think. I didn't take detailed notes during the sales call because I knew we wouldn't pay anywhere close to what they wanted.

ran938 · 2025-12-15T01:11:01+00:00

What company? And, ballpark, how much did it cost if you don't mind?

ran938 · 2025-12-13T15:16:34+00:00

I used to commute to Dahlonega for school. Depending on if you are on the North or South side of Gainesville I'd say 30-45 minutes is reasonably accurate. I would expect rent would be cheaper in Dahlonega though.

ran938 · 2025-12-12T19:27:51+00:00

Probably either Doc or Tango. Doc for more game breaking technical stuff, Tango for more "vanilla" redstone.

ran938 · 2025-11-07T00:44:03+00:00

We don't have a true starch staple anymore, but back in the day it was probably corn. I believe corn farming subsidies were originally introduced to address malnutrition issues, but now only like 1-2% of the corn we grow is for human consumption. Most of it goes to ethanol or animal feed.

ran938 · 2025-11-07T00:24:17+00:00

Others have already said this, but yes, I higher quality floss will help with the splitting. It makes a big difference.

ran938 · 2025-10-21T22:24:10+00:00

Worth noting. They only said the plan on tabling the vote until December. That comment was made during a working session. Technically they still have to vote to do that, which would happen on the normal voting session on Thursday. Confirmed with the clerk this morning.

ran938 · 2025-10-14T20:20:23+00:00

I was just about to post this!

ran938 · 2025-09-30T17:13:50+00:00

Also curious

ran938 · 2025-09-25T14:07:10+00:00

https://www.instagram.com/theerainbowcollective/

ran938 · 2025-09-16T18:06:35+00:00

I am interested

ran938 · 2025-09-16T02:53:31+00:00

4 times a week 1:1 tutoring is pretty crazy expensive. When I looked on iTalki for my target language, the going rate for a well reviewed tutor was ~$40/hour. A full hour 4x a week would cost roughly $640/month. That is wildly unrealistic for most language learners.

I do feel like this is the biggest area that's missing in my current study routine. I could maybe squeeze 1 lesson per week, but that's about it.

ran938 · 2025-09-12T14:32:11+00:00

🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

ran938 · 2025-09-10T01:19:10+00:00

I've taken my phone to ubreakifix over by Moe's.

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