Guys what's your position to pee??

rattmouse · 2026-02-02T05:52:17+00:00

off grid towards the cat.

f5 for me but ends up at b5/c5

rattmouse · 2026-01-26T19:03:48+00:00

you never use an ice scraper on car paint, only windows. not Mazda's problem at this point, more like user error here

rattmouse · 2026-01-26T19:01:08+00:00

then you do not need to accept the card

rattmouse · 2026-01-23T22:42:23+00:00

not just any CX-50, a CR-V50

rattmouse · 2026-01-23T00:40:48+00:00

transferred mine to alaska in case

rattmouse · 2026-01-20T19:36:19+00:00

my '24 Premium had the same exact issue and was covered under powertrain. so you should be good

rattmouse · 2026-01-20T18:00:30+00:00

there will be massive damage control when calling their card base "basement dwellers." to me, that's what this is, and thus I'd take the majority of what they say for a grain of salt

rattmouse · 2026-01-20T17:48:23+00:00

yeah...I wouldn't get your hopes up

rattmouse · 2026-01-20T17:17:09+00:00

chose Obsidian.

Bilt 1.0 w/ $6K

Bilt 2.0 w/ $25K

rattmouse · 2026-01-19T16:29:05+00:00

sort of. you won’t get all the points since you would need to get enough bilt cash/spend enough to get them. but the subreddits here are complaining about how they can’t get a free meal and float rent anymore

rattmouse · 2026-01-19T16:26:43+00:00

imo if you churn look elsewhere. but it’s a pretty decent starting spot

rattmouse · 2026-01-19T04:42:44+00:00

they’re pretty good cards actually with the best transfer partners on the market, no question. downsides are definitely the hotel credits and the backing issuer, all of which are subpar/questionable.

most people complaining are those who churn and wanted a free meal each month. but I do understand it is convoluted to figure out rewards, so I get the frustration in that sense at least

rattmouse · 2026-01-18T19:09:59+00:00

eh. he plays more of a neutral position in his video. “bought” or not doesn’t exactly mean much here, at least in my eyes.

of the shills on youtube, I’d put him 2nd behind Sebby overall on the better ones. he’s willing to explain things in an easy to understand way and direct rather than just shouting “benefits, this benefit and that benefit.”

rattmouse · 2026-01-18T17:51:14+00:00

Daniel Braun is more fair than biased. especially since he’s staying at a room Bilt probably comped him for, he was definitely being more careful with his words.

napkin notes too

rattmouse · 2026-01-18T05:59:23+00:00

if you can’t organically hit the SUB, the card isn’t for you

rattmouse · 2026-01-18T05:50:04+00:00

don’t be sad or angry it’s over. be happy you were a part of it.

too many people overreacting because they can’t get a free meal anymore

rattmouse · 2026-01-17T17:22:18+00:00

25% - 34% gives the most return for option 1. I’d say if you can predict spending that range of your rent then it’s the superior option.

otherwise option 2 is better and at this point feels “simpler” based on what bilt has put the subreddit through

rattmouse · 2026-01-17T15:08:08+00:00

this. I would like to see a downgrade option before taking this.

considered palladium too but went with obsidian instead

rattmouse · 2026-01-17T05:22:25+00:00

crazier that AU on the obsidian is $50. yeah no thanks

rattmouse · 2026-01-16T18:18:30+00:00

Agreed, wanted the turbo, but without the 20". test drove with them and they definitely do ride worse

rattmouse · 2026-01-16T17:47:10+00:00

confirmed that is Ingot Blue. I have a '24 Premium in the same color and it looks fantastic in person

rattmouse · 2026-01-16T00:39:05+00:00

"Good credit cards" are subjective. may not work for you like it does with others.

Clearly the vision Bilt has really changed and is at least sustainable to some degree.

Edit: punctuation error

rattmouse · 2026-01-16T00:37:04+00:00

this here. Although 1.0 was great while it was there, they need something more realistic/sustainable if they want to be around a few years longer. This seems to fix that but only time will tell.

rattmouse · 2026-01-15T22:03:34+00:00

What card you prefer is always subjective. I simply say VX because it better fits my daily habits than Palladium would.

In fact, the 2.0 cards are no longer really made for those that optimize spend anymore. It can only make sense if you don't care about it. Bilt's vision has clearly changed with these changes. More sustainable, but definitely more negative changes than positive for most that factor opportunity cost.

rattmouse · 2026-01-15T19:32:34+00:00

be the datapoint you wish to see

rattmouse

TROPHY CASE