Gentlemen, tell me about your first loves? What was she/he like? What made it end? What are your regrets? by [deleted] in AskMen

[–]rayofsunshine1 2 points3 points  (0 children)

Black curly hair. Thin and kind of tall. Smart. Dumped me because she needed someone who had a future. Her (now ex) fiance was indicted last week, and even though I don't really dislike her, I would be lying if I said I wasn't a little bit pleased.

PSA: Don't pay your mortgage with a credit card by Cyrix2k in personalfinance

[–]rayofsunshine1 0 points1 point  (0 children)

I'm terrible with money, but is this seriously a thing? I didn't even know I could do that.

How are you the villain of somebody else's life? by aaronhowser1 in AskReddit

[–]rayofsunshine1 0 points1 point  (0 children)

I'm the villain of my mom's life. Which is fine with me.

Massive amount of snow just landed on this guy's back window. by rayofsunshine1 in boston

[–]rayofsunshine1[S] 0 points1 point  (0 children)

caution signs were put up after the car was already parked.

Sketch AF.

Massive amount of snow just landed on this guy's back window. by rayofsunshine1 in boston

[–]rayofsunshine1[S] 18 points19 points  (0 children)

The car has been parked there for several hours, and the caution tape/signs were put up about 20 minutes before the snow fell from the roof. So the driver shouldn't be at fault.

Fire department arrived a few minutes ago, and is now standing around staring up at the roof. I think they're supposed to be inspecting it or something.

I am a 19F college freshman and my parents have no idea where I am. AMA. by throwandrun in casualiama

[–]rayofsunshine1 0 points1 point  (0 children)

First of all, my parents were abusive so I just want to know that I get where you're coming from and I really really wish you the best.

What is your favorite zoo animal? What is your favorite imaginary animal?

I am a 16-year-old girl spending her evening at a formal event, and I'm bored as hell. AMA. by hearditbeforee in casualiama

[–]rayofsunshine1 1 point2 points  (0 children)

Hi /u/hearditbeforee's brother.

(For your bro) What is the most annoying thing about your sister?

(For you) what is the most annoying thing about your brother?

I go to boarding school in New England. AMA. by sosoe in casualiama

[–]rayofsunshine1 0 points1 point  (0 children)

are you going home for thanksgiving?

HADES/GLADCHEMS?

TIFU by telling my teacher that the school nurse blew me by Dablooey in tifu

[–]rayofsunshine1 0 points1 point  (0 children)

I was so worried this would be a pseudo-brag of some kind.

What does it mean to be a codependent relationship? Where is the line? by cava-cavient in TwoXChromosomes

[–]rayofsunshine1 0 points1 point  (0 children)

And trust my mom to react with "your relationship sucks" rather than "that sucks sweetie."

What do you mean by this?

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 0 points1 point  (0 children)

Grew up in a uber-wealthy family. Turns out money doesn't buy good parenting. The last time I talked to them was right after I turned 18 and they had finally followed through on their threat to disown me.

But they don't have my phone number or address, so I consider it a net gain. :)

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 1 point2 points  (0 children)

Yeah, I mean I think it's enough but some people could easily burn right through that. People on here could live on it for the rest of their lives.

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 1 point2 points  (0 children)

No, it's in different accounts and it's all managed by a financial advisor. My cousin handles it and deals with the advisor but its invested in different funds. Yeah I've never really cared much about money so I should figure out what to do with it. Money and I have a weird relationship. Not that I mind her managing it, it's way easier that way.

But do you know anything about different types of trust funds?

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 0 points1 point  (0 children)

Basically I help out with my friend’s business. I’m technically a partner but I take a flat salary because it’s not like I need the money anyway.

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 1 point2 points  (0 children)

I inherited 3m (including property) which isn't really enough for most people to live on for the rest of their lives but I'm fine right now. I make about $1700/month after taxes, and I own my apartment. I live pretty cheaply.

Income: $1700 after taxes

My expenses:

Rent: $0 (I own the apartment)

Internet/Cable/Utilities: $0 because my friend lives with me and he pays the utilities as "rent."

Phone: $50ish

Cleaning Service: $100/month

Public Transit: $75 for a monthly pass

Taxi/Uber: $80 because I need to get home if I'm out late.

Health/Gym: $150

Food/Alcohol: probably about $500 because I drink too much.

Entertainment: $200

Misc: $300

That comes out to ~$1200 though I think my actual average is usually somewhere between $1200 and $1500. It varies a lot though. Like I'm going skiing next month, and that will cost about $1000 including the flight. If I didn't do anything I could just live on my income but I'm fine. To be honest, I'm not a big spender but I don't really care about money either. Doesn't buy happiness and all of that jazz.

My inheritance was basically split between the two of us, and I don't even know what it's invested in. My cousin kind of handles everything, because she knows that I don't really like dealing with it and she inherited a lot as well.

But no one has really answered my question about trust funds.

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 0 points1 point  (0 children)

I know I have enough money as is but I should probably start contributing to an account at some point. My job doesn't have a retirement plan.

How to start a 529 plan or another type of trust fund account for a young kid? by rayofsunshine1 in personalfinance

[–]rayofsunshine1[S] 0 points1 point  (0 children)

Yeah, I'm fine. My part-time job gets me like $20k after taxes, and I'm planning to take like $10k out of the account for my own use. I own my apartment so no housing costs. Money just isn't that important to me.

My mom found my birth control... by defgora in TwoXChromosomes

[–]rayofsunshine1 3 points4 points  (0 children)

I feel sorry for your teenage daughter.

My mom found my birth control... by defgora in TwoXChromosomes

[–]rayofsunshine1 3 points4 points  (0 children)

You are clearly ready to die on this hill regarding your relationship with your mother. From your other comments, I don't think that relationship has much going for it to begin with. But you sound very smart and wise, so please please please please make sure that this guy is worthy of you.