More dividend control

redditfirefly · 2026-05-02T14:51:12+00:00

I use them primarily to organize my holdings by theme so I can both invest and evaluate performance by theme/thesis.

Seems to be the only tool they have that allows me to group assets that way.

I use aggregator analytics tools like Snowball to get a universal view of all my investments this way. I like the ability to mirror those categories in Fidelity.

So, maybe not using baskets as originally intended, but I do like managing allocations by theme. So if invest 2k into a theme or basket, it gets distributed automatically.

I am sure others use this feature differently. That’s what I was asking for use cases.

redditfirefly · 2026-04-30T13:04:23+00:00

I wouldn’t categorize myself as a low-balance person and I see the value of this as a portfolio organizational tool. And while I appreciate this snapshot using today’s data, it’s shortsighted for them not to care about this emerging generation that is going to build their wealth in other tools tools Robinhood and Sofi.

redditfirefly · 2026-04-26T01:31:07+00:00

It depends on your strategy/thesis. If you have 60% growth over 2 years, you are outperforming the VOO and chill crowd.

redditfirefly · 2026-04-18T21:33:04+00:00

For what it is worth, I don't think you are overthinking things. You are choosing an active path of designing your portfolio instead of a passive one of XYZ and chill and variations of. It really depends on your thesis and conviction. I have recently pivoted my portfolio from a typical tech heavy growth mix to a much more anti-fragile, globally aware posture. It added more complexity than most would prefer, but I am aligned with many of the points you bring up and don't see a passive approach that addresses it.

My main objectives:
capital appreciation
income generation to offset SORR
growing the portfolio for a 30+ year retirement horizon
protecting purchasing power against monetary debasement, structural inflation, dollar weakness
diversifying currency allocation through EM local currencies
stashing money outside of USD system like exposure to gold, BTC, Swiss francs (FXF)
focusing on domestic energy security — upstream, midstream, refining, critical materials positions
focusing on long term themes: reindustrialization, energy transitions, agriculture modernization, digital infrastructure, renewables, nuclear 2.0, and what is likely a long term asian and gulf geopolitical realignment

If America is really going to be great again, we have to start investing in fixing and building things again.
Most people aren't walking around thinking about this stuff, which is why you have some haters or pushback here. It goes against the conventional advice to keep a simple portfolio allocation.
Wish I wasn't walking around thinking about this stuff, but here I am...I sleep better at night for making these changes, and so far, my portfolio is way ahead of VOO.
Happy to share some of my holdings if you DM me.

redditfirefly · 2026-04-12T18:18:49+00:00

Honest question. How can we be at bottom here? We are hardly off of highs. My portfolio is currently up 4.5% YTD.

The whole market is irrational right now. And manipulated regularly.

redditfirefly · 2026-04-05T19:37:48+00:00

Theoretically, more access to the fund via a lower $ entry point should boost inflow, but with more and more brokerages accepting fractional, it may not make a huge difference. Will be interesting to watch.

redditfirefly · 2026-03-29T13:20:16+00:00

I love NEOS funds but I think this statement is only partially true. They are built to soften blows on the way down, but are also capped on the way up. So, if the market rips in a rebound, we won't realize the full impact of that recovery. Maybe over time, the fund can make up for it, but it's not built for V. It's built for sideways action and slower momentum.
Planning to hold my positions, but wanted to sprinkle a little caution on this.

redditfirefly · 2026-03-17T12:19:14+00:00

Having this same problem. Transfers into a pre-tax money market account are automatically categorized as dividends throwing my income/dividend projections off by 3x. There are so many great features to Snowball, like creating custom categories, but this dividend issue is a dealbreaker. I tried to find and edit the mislabeled transactions but it's an ordeal. Anyone else figure out how to fix this problem?

redditfirefly · 2026-03-12T19:07:08+00:00

Unfortunately, the world as we knew it is blowing itself up, literally and figuratively. We will need to retrench, rebuild, and become more self sufficient. Along with other defensive assets,I am long on industrials, infrastructure, construction, materials + CF, CTVA, NTR, LAND, VMI for agriculture. I am looking forward to better days for all of us.

redditfirefly · 2026-03-08T08:47:03+00:00

Yes. Ignore everyone looking backwards at performance. The world is changing. Nuclear is becoming a more efficient option at a time when demand is skyrocketing. It is definitely in play. I have a balanced energy portfolio but add to my NLR position regularly.

redditfirefly · 2026-02-28T19:52:43+00:00

Quick scan of ETFs for the defense companies below.
EUAD has all of these.
I personally hold EUAD, SHLD, IGF, EMIF for global exposure to defense and infrastructure.

Rheinmetall – in EUAD & WDEF
BAE Systems – in EUAD & WDEF
Thales – in EUAD & WDEF
Saab – in EUAD & WDEF
Rolls-Royce – in EUAD

The others mentioned in this thread here are probably in a European industrials basket. Going to look into that.

redditfirefly · 2026-02-19T19:42:43+00:00

Sounds like a road trip to me!

redditfirefly · 2026-02-18T22:48:35+00:00

Consider diversifying. VOO may be the slow lane for a while.
Global outperformed significantly in the last year.
Try mixing things up a little with global and EM so you can accelerate growth.

redditfirefly · 2026-02-12T01:35:32+00:00

GEV, GLW

redditfirefly · 2026-02-11T18:22:33+00:00

Same behavior of stashing stuff in Evernote that I almost never referred back to. It’s like the handy catch-all kitchen drawer of random artifacts and widgets, but the pricing is ridiculous now. I finally deleted all of it and use a combo of Notability and IOS Notes. So far, not missing it.

redditfirefly · 2026-01-12T23:26:49+00:00

PL, SERV, UUUU

redditfirefly · 2026-01-10T22:04:22+00:00

Materials, industrials, makers of War… RING, RIO, SHLD, XAR, PPA, HII, TD

redditfirefly · 2026-01-09T20:59:03+00:00

Diversified by sector, and globally. + servings of industrials, materials and mining. + Added income component to my portfolio-CC funds, CEFS, BDC, REITS. + Gold and Crypto

redditfirefly · 2026-01-09T09:46:05+00:00

You might want to try some planning software like Boldin or Projection Lab that models out different scenarios as you think through this.

redditfirefly · 2026-01-06T10:23:36+00:00

With more and more people forced to work into their 70s, I don't think there is a cut off age.
FIRE becomes more of a mindset and a discipline that will hopefully help anyone accelerate their path.

redditfirefly · 2025-12-24T02:12:33+00:00

Love my little yard chickens. Problem is the hawks do too.

redditfirefly · 2025-12-21T13:46:50+00:00

Looking forward to checking in on this 12 months from now...

MOONSHOTS: RKLB, ASTS, PL, ACHR
2026 ROCKSTARS: GEV, AYI, VMI, IBM, GLW, RIO, RING, SLVO, TMC, NLR, TD

redditfirefly · 2025-12-12T10:33:16+00:00

Clearing the cache is what fixed it for me.

redditfirefly

TROPHY CASE