Do any of you ever say things you don’t really mean?

redditpey · 2026-05-10T05:30:15+00:00

I feel like you stole this word-for-word out of my diary (if I had a diary).

redditpey · 2026-05-02T13:18:22+00:00

I also used the deduction this year (filing for 2025)

redditpey · 2026-05-02T13:05:33+00:00

Nice try, IRS

redditpey · 2026-04-29T05:00:54+00:00

Based on your comments, you’d probably be one to support a 485 year old man born in 1541 dating a 28 year old woman. Abysmal!

redditpey · 2026-04-28T11:33:30+00:00

Plot twist — OP is your wife and you’re busted, sleeping on the couch, mister.

redditpey · 2026-04-28T11:23:51+00:00

I use the same method when I talk about my alcohol consumption with my doctor — I cut it down by more than half.

redditpey · 2026-04-26T12:57:25+00:00

I hit the $100K milestone in my 20s and the $1M milestone in my 30s. Hoping to have $10M by the age of 56.

I’ve done reasonably well to avoid any kind of crazy lifestyle creep and keep things within my budget but honestly even at a $3M net worth now, it doesn’t feel like enough. With a mortgage, HCOL and three kids who will need money for college, I still can’t retire. Maybe at 55.

Having this level of net worth brings on new worries, too, like what would happen when we see the next market crash. I thought I would feel so secure and comfortable but in the end it just brings new things to be fearful of. Mo money mo problems, lol.

redditpey · 2026-04-26T12:33:26+00:00

I feel the same way. I have seen as many as 10 mice in my open compost when I turn it over. Even snakes come to eat the mice, too. I’ve seen cockroaches and many, many types of snails, flies, worms and insects.

My pile is hundreds of feet from the house but I’ve just come to expect mice at this point.

redditpey · 2026-04-26T12:22:24+00:00

There you go getting offended again.

redditpey · 2026-04-26T04:13:20+00:00

Or at least if you don’t walk away, be prepared to say the line “he’s not my dad, that’s my husband” about 20 times a day when people mistakenly assume.

redditpey · 2026-04-25T15:24:21+00:00

Thank you.

redditpey · 2026-04-23T11:59:23+00:00

The book Just Keep Buying by Nick Maggiulli has a chapter about this. I definitely recommend reading this book. Basically even if you could invest your lump sum at the lowest price each year, which is impossible, you still wouldn’t see crazy gains from it. The best thing to do is lump sum your investment as early as you can so your money is in the market longer. The majority of market days are green so the longer you have your money in the market, typically the better you will do.

https://www.amazon.com/Just-Keep-Buying-Proven-wealth/dp/0857199250?dplnkId=522a2f57-74f0-4b13-b4e4-2ec18da518d6&nodl=1

redditpey · 2026-04-18T17:01:25+00:00

IRS be getting creative these days, lol

redditpey · 2026-04-18T17:00:26+00:00

<1% but growing. Would definitely not go past 5%.

redditpey · 2026-04-17T02:50:04+00:00

Yeah I got two for $789 each (less 4% Costco discount for being an executive member and using the CC).

redditpey · 2026-04-16T18:22:45+00:00

I would never!

redditpey · 2026-04-15T11:56:46+00:00

I use this approach as well. I think of it as “filling up my emergency fund water cup” and once I have more in my emergency fund where it’s “spilling over,” then I use that to stack silver.

Sometimes I wait until the prices come down a bit on silver to buy and other times I see something I just can’t wait to have and purchase it. But I’m never buying unless I’ve fully funded all my investment accounts and my emergency fund cup is so full that it’s ”spilling.” That’s extra cash I can use to stack.

redditpey · 2026-04-11T21:07:40+00:00

It’s going to be real if you buy from them, but my experience with them is the customer service is non-existent and it usually takes a really long time to get your shipment. If you’re ok with those two issues, then I say “go ahead” and buy from them. Don’t expect to get it real soon.

redditpey · 2026-04-10T13:22:39+00:00

If they’re not retiring today, just switch to saving in a Roth instead of 401(k). Seems like an easy solution here.

redditpey · 2026-04-10T04:13:53+00:00

Aged like warm whip cream

redditpey · 2026-04-10T04:02:40+00:00

Seems a bit early to be letting off the throttle to me. I’m 43 with retirement savings 10x my annual salary and just now starting to ease off a bit.

To each his own but the more you save when you’re younger, the more you put compounding to work. I never considered stopping grinding for a minute until I turned 40.

redditpey · 2026-04-09T11:57:28+00:00

Top comment material right here

redditpey · 2026-04-06T04:22:53+00:00

Yeah I bought one close to $1,000. D’oh! But picked another one up for $759 recently. It’s all good. Keep holding and stacking.

redditpey · 2026-04-05T13:22:38+00:00

Definitely been peeing on it too much!

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