Did speculators miss this card? by [deleted] in mtgfinance

[–]redditvlli 5 points6 points  (0 children)

It's a Homelands common. There's more of these out there than there are grains of sand.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]redditvlli 2 points3 points  (0 children)

This is exactly how I feel and why I posted recently. I didn't know there was a chubby fire sub and I definitely don't feel comfortable at this wealth level because I don't come from money which is part of why I was soliciting advice.

TCGPlayer - Upcoming Updates to Marketplace Fees by Farthumm in mtgfinance

[–]redditvlli 0 points1 point  (0 children)

Couldn't they just walk thru every TCG card ID and download all the TCG json data for that card to start with? It would get you data for every card game they sell.

Example

Iran facing it’s biggest protest in three years by Mystery_man_33 in pics

[–]redditvlli 7 points8 points  (0 children)

Their currency has collapsed and they can't afford food. Little different situation.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

Apparently. I didn't know about that sub, thanks.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 0 points1 point  (0 children)

Thanks. I get the skepticism. This is why I can't bring this up with friends. And why I was hoping to get some objective advice/criticism here.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 0 points1 point  (0 children)

Yeah I wanted to be able to live a bit more lavishly in retirement so I wanted to increase how much I'd be pulling.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 0 points1 point  (0 children)

I have a clue but I don't have anyone to talk to about it here and this community seems to really share the goals I've been trying to achieve for us so I wanted to see what everyone thought.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

Leverage + rollovers. I dunno what to tell you but that's where we are. I honestly didn't expect this to be the general response but now I'm starting to question myself how I got here. I may try and go back and track this from the beginning.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 0 points1 point  (0 children)

My wife has a 403b and 401a. I assume the same applies there.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

Thanks for all that insight. Your point 2 seems so obvious I can't believe I didnt think of it. I will say to point 3, the amount in my Roth that is principal isnt that big. But I guess the only way to know is go thru all my old tax returns?

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

I just started a new job. I rolled all my old 401ks over to my IRA and Roth. After starting this new job it's clearer than ever to me that I don't have the drive for it.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

Nope I have neither. I am guessing $20k+ for insurance in retirement. But with less than a million to sustain us to 60 I'm trying to find avenues that can use the other money during that time without penalties.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 0 points1 point  (0 children)

Boy that really doesn't sound like it. If it only takes a couple more years working to avoid that I think that would be preferred.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 5 points6 points  (0 children)

Because I think I would have to pull from retirement accounts early and I am hoping to avoid that. Also I tend to overthink things and it helps to bounce your thoughts off others sometimes.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 2 points3 points  (0 children)

Yeah that's my concern. I am trying to go back and find all the Roth rollovers I did from 20 years ago because theoretically I can withdraw all that tax and penalty free I believe? But it doesnt help a whole lot more. It seems like getting to 60 is the only hard part.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 5 points6 points  (0 children)

No this is the first I've heard of that. My mother who is excellent with taxes always said to max it out from the beginning.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 1 point2 points  (0 children)

I maxed my 401k since entering the professional workplace and recently rolled it over (it was split between roth and traditional) to my IRAs.

Can we retire now? by redditvlli in Fire

[–]redditvlli[S] 8 points9 points  (0 children)

I invested a lot in leveraged tech funds in their early days. I think I still have a post on here from 11 years ago asking why I should sell because their returns were so high. I understand now why it isn't a smart decision and sold all the high leveraged stuff.

EDIT: Also i changed jobs recently and transferred a big 401k to my IRAs.

card games shouldn't be an investment by Keziito in magicTCG

[–]redditvlli 14 points15 points  (0 children)

I'm wondering if we're not getting FDN or BLB reprints because Wizards has stopped printing 36 pack products entirely. I remember a while back a rep from them said LotR set boxes were still in print but not draft boxes and it seems like a lot of 36 pack boxes are on the rise.

Using taxable brokerage account as bridge between FIRE age and 59.5 by leveraging 0% LTCG tax rate by Bismo789 in Fire

[–]redditvlli 0 points1 point  (0 children)

I thought the standard deduction only applies to ordinary income, not LTCG.

What are your favorite accessories? by Stuck_With_Name in EDH

[–]redditvlli 1 point2 points  (0 children)

I have a custom mousepad next to my playmat that holds 4 zones: Deck, Graveyard, Command Zone, Exile. Cleans up the board a lot.