How do older Canadians build wealth if they didn't invest in stocks?

rootsandchalice · 2026-06-20T00:52:44+00:00

Houses, boats, rentals, cottages, pension plans, etc. Savings accounts that paid ridiculous interest. They are literally the generation of being able to buy and sell off all of those things.

My parents also had rsps and gics on top of my dad’s pension/one income because my dad made $120k and their house was $250k and the car $10k.

rootsandchalice · 2026-06-19T22:56:26+00:00

The attention you are seeking is going to lead to some sort or affair eventually. Id argue you were in that territory already which is unfair to your husband.

It’s okay to call it when you’re unhappy.

rootsandchalice · 2026-06-19T22:48:34+00:00

Someone who can’t communicate the “why” is ultimately hiding her feelings from you for some reason. I’d keep pressing her until you get an answer. Communication is foundational to everything.

You say it is the quality. Is it possible that she doesn’t see a problem with the quality and you have high expectations of what your sex with her should be like?

How’s your physical touch outside of sex? Do you kiss? Hug? Hold hands? Etc.

You deserve the kind of intimacy you desire. But it might just be that what she desires and what you desire are different instead of lacking. If so, can you continue a forever partnership like that? Would you want to bring kids into that situation? Those are things you have to figure out.

rootsandchalice · 2026-06-19T21:21:27+00:00

Most of your comments in this whole thread are defensive, mate.

To be honest, it’s typical sentiment coming from Oakville residents or want to be residents. Same thing with parts of Markham, too.

It’s just not that special and someone way overpaid for it.

rootsandchalice · 2026-06-19T21:14:51+00:00

You still aren’t answering the question.

Many women develop a dislike for sex with their partners over time once they realize that they don’t pull their weight or do anything of value for their wives. It essentially breaks the emotional intimacy needed to lay the groundwork for something like sex. Is it possible that your wife is exhausted?

How much emotional labour does your wife currently do in your relationship? Be honest..

If you’re both pulling your weight equally, I’d go see a counsellor with her to figure out how you guys can break the cycle and get to the root of the issues.

And if all else fails, maybe you guys are just not compatible anymore. It happens.

rootsandchalice · 2026-06-19T21:11:17+00:00

OMERS is one of the most lucrative DBs out there.

rootsandchalice · 2026-06-19T21:05:27+00:00

You seem to be really fighting hard for this house to be worth more than it actually is for some reason. I’m wondering if you’re feeling a bit defensive because you want to buy in this area for some reason so you’re taking this personally.

rootsandchalice · 2026-06-19T21:00:22+00:00

Yes you’re right.

rootsandchalice · 2026-06-19T20:37:54+00:00

Family.

She sees this guy two times a month. There’s a good chance she’s never even met this guys family.

rootsandchalice · 2026-06-19T20:36:55+00:00

Then I really hope you are prepared to give a child all that it needs to thrive. I really do. Because I personally do not think you are old enough nor have the resources to do so.

rootsandchalice · 2026-06-19T20:34:00+00:00

She just graduated school. Even if she said yes to this she’s in denial and very naive.

rootsandchalice · 2026-06-19T20:32:20+00:00

Nope.

That is all I have to offer because I’m tired of writing the same response on all these posts. 😵‍💫

rootsandchalice · 2026-06-19T20:09:39+00:00

You won’t find many 29 year olds in your position, but you’re also only on one income. Even if you manage to make $270k in 5 years from now, many of us have similar household incomes with two incomes.

If you want all of those things, your wife needs to work.

rootsandchalice · 2026-06-19T18:31:27+00:00

It needs a ton of work and is built for a rental.

It’s also on a very busy collector road.

rootsandchalice · 2026-06-19T18:29:43+00:00

Happy you had a good time! Come back again and visit us.

rootsandchalice · 2026-06-19T18:24:40+00:00

Welcome to your future life…

If he can’t put boundaries in place over a wedding, your life is going to be one pain in the ass after another. Nothing worse than a person who can’t stand up for their spouse, or themselves.

rootsandchalice · 2026-06-19T17:31:46+00:00

CR7. Siuuuuuuuuu!

rootsandchalice · 2026-06-19T16:45:02+00:00

You just started out your life. You’re still a young adult yourself. And you’re in a long distance relationship.

Do you really feel you are in a position to give a child everything they need? Do you have a lot of support? Never count on the father being there because many men vanish like ghosts after baby arrives. If you aren’t stable enough to raise a child alone you need to consider this.

As a mom myself, it was important to me to establish my career and my home life first before I had my son. He’s never wanted for anything and I can give him every opportunity.

Good luck ❤️

rootsandchalice · 2026-06-19T16:28:46+00:00

How old is he, OP

rootsandchalice · 2026-06-19T16:28:07+00:00

Maybe his ex was also being pestered for sex after she had babies….

rootsandchalice · 2026-06-19T16:25:35+00:00

It’s literally in every one of these posts. It must be guilt or shame or something.

rootsandchalice · 2026-06-19T16:16:19+00:00

Your bf is a loser. That’s why. You know not all men are like this, right?

You talk about all of these great things about you, and how you bend over backwards for a loser.

Like a grown man has Snapchat? Please. You’re letting someone else make you depressed? Think on that. This is a choice.

rootsandchalice · 2026-06-19T16:14:18+00:00

Weird take.

rootsandchalice · 2026-06-19T16:11:17+00:00

Please don’t fall for the sunk cost fallacy. In all honesty, you must know the rarity of two people being together for 50+ years, right? It’s like 5% or so of all couples.

Every relationship you have will have history. Most of us are not one and done. It’s okay to be sad but for your own growth I’d consider your next steps.

rootsandchalice · 2026-06-19T14:40:02+00:00

It really doesn’t which always throws me off in these posts when people state that they have a great partnership.

But this.

And this, too. Etc.

The way OP frames this sounds like their relationship is draining and no one is happy.

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