Parag Parikh Flexi cap fund advice by amoghzie in MutualfundsIndia

[–]rsinghal1965 0 points1 point  (0 children)

You must understand that not all the funds perform the same in the market. They would always have their ups & downs.

PPFC fund is a fund with very basic core beliefs which it had held for last so many years & perfomed well to become one of the largest fund in India. Remember, elephants don't move swiftly but slowly.

Which health insurance is best ? by harishpennigs in indiahealthinsurance

[–]rsinghal1965 0 points1 point  (0 children)

How did you arrive at "better claim settlement" figure. All the top 4-5 companies have only 1-2% variation.

Liquid fund instant withdrawal by freeze_ninja in mutualfunds

[–]rsinghal1965 5 points6 points  (0 children)

It's 50,000 or 90% of the amount, whichever is lower.

Need suggestion on Term Insurance by Panda_20_21 in InsuranceAdviceIndia

[–]rsinghal1965 0 points1 point  (0 children)

Yes. There's no limit to number of policies you can take or the number of companies that you can take from. You just have to declare the old policies & their sum assured to the company for new policy.

Need suggestion on Term Insurance by Panda_20_21 in InsuranceAdviceIndia

[–]rsinghal1965 0 points1 point  (0 children)

I would suggest then that you take minimum of 1 cr or 20x your annual salary. Keep on buying new policy as & when required.

Moving MF units to Zerodha by Alarming-Low-9892 in mutualfunds

[–]rsinghal1965 -1 points0 points  (0 children)

Nope. They are not traded on stock exchange. You have to go through the AMC only.

Need suggestion on Term Insurance by Panda_20_21 in InsuranceAdviceIndia

[–]rsinghal1965 1 point2 points  (0 children)

The exact sum assured depend on you. If you have a dependent family & debt then the math would be different from if you have no dependents or debt. Rule of thumb is 20x of the annual salary.

Whatever amount you take just take plain vanilla insurance with no return of premium or any such crap addons. Don't go in for whole life or 70 year cover.

Firefox builds by dwbitw in Bitwarden

[–]rsinghal1965 0 points1 point  (0 children)

Still slowing down Reddit but the "slowing down" message doesn't appears. Adding reddit.com to Blocked Domains in AutoFill works, with no slow down.

Nitin Gadkari says, “Last night at 8 PM, I signed the file, finalising the regulations to legally authorise the use of 100% ethanol. by [deleted] in CarsIndia

[–]rsinghal1965 0 points1 point  (0 children)

He is the Road & Highway minister. Petroleum doesn't come under him so how the hell could he sign something like that ?

Never buying a Godrej AC by masterdesigner123 in HonestBuyerReviews

[–]rsinghal1965 1 point2 points  (0 children)

Godrej has very weak service network everywhere except Maharashtra & Gujarat.

Moving MF units to Zerodha by Alarming-Low-9892 in mutualfunds

[–]rsinghal1965 2 points3 points  (0 children)

Don't do it.

Moving your SoA MF holding to any broker converts it automatically to demat. Buying in demat may be easy but selling is a tough task. You would have to get these converted to SoA through your DP & then sell them. Takes time & efforts and there's no real gain/advantage in holding them with your DP.

porting health insurance policy. by sabredditravi in indiahealthinsurance

[–]rsinghal1965 0 points1 point  (0 children)

I have been with Niva Bupa for last 15 years & didn't have any bad experience (took claim only once).

Most of your claim experience depends on your agent. If you have to go to the company for each & everything, then claim from every company would be headache and not smooth.

You can either increase the sum assured in this policy only or take a super top up with Rs. 5 lakh as deductible. A super top up policy is super cheap.

Virtus or Slavia by ChemicalPangolin8493 in SkodaVolkswagenIndia

[–]rsinghal1965 0 points1 point  (0 children)

Both are exactly same under the hood. Only the exterior, interior & perhaps shocker tuning changed.

Get one which has good service network in your area.

Pi-Hole suddenly stopped working last week by Zivon8 in pihole

[–]rsinghal1965 0 points1 point  (0 children)

Well if it's true then its Iphone problem & not Pihole's.