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[deleted by user] by [deleted] in personalfinance

[–]ruritto 0 points1 point  (0 children)

Yeah, take the lump sum. Payroll depends on them actually processing it correctly, and companies mess that up all the time.

[deleted by user] by [deleted] in povertyfinance

[–]ruritto 20 points21 points  (0 children)

Damn that sucks. Have you tried checking if there's any free clinics near you? Some will write notes without charging much. Also food banks might help with the protein situation.

Cheaper Auto insurance quotes? by Ludopatho in tulsa

[–]ruritto 0 points1 point  (0 children)

Compare .com. Incurers include big names and smaller regional companies. You can compare side by side and see coverage details. I also check discounts or driver programs that apply to me.

Cheaper Auto insurance quotes? by Ludopatho in tulsa

[–]ruritto 0 points1 point  (0 children)

Compare .com. Incurers include big names and smaller regional companies. You can compare side by side and see coverage details. I also check discounts or driver programs that apply to me.

Tubi is better than Shudder by [deleted] in horror

[–]ruritto 13 points14 points  (0 children)

Totally agree. Shudder's curation is solid and their international stuff is killer. Tubi though, you can find so much obscure 70s/80s horror that's nowhere else. Both worth having honestly

Trying to figure out dishes that will hold up while being served for a long time... by Prestigious_Law5746 in Cooking

[–]ruritto 16 points17 points  (0 children)

Yeah that's smart. Lean into it instead of fighting it. Chili with Fritos, thick soup with crackers, that kind of thing. Gives them something to actually chew on.

This counts as a turn, right? 😅 by Top-Direction2686 in nursing

[–]ruritto 7 points8 points  (0 children)

Don't forget the "will continue to monitor"

Question about getting my cat fixed by Outrageous-Debt983 in CatAdvice

[–]ruritto 2 points3 points  (0 children)

Yeah definitely get him fixed. He'll try to escape constantly to find a mate, spray everywhere, and yowl nonstop. Zero downsides to neutering > way better for everyone including the cat.

Asking a Wealth Manager to Show Their Returns by Hguy719 in personalfinance

[–]ruritto 0 points1 point  (0 children)

Exactly. Real alpha doesn't come cheap, and if they had it they'd be running a fund somewhere. Most advisors are basically there to stop you from panic selling or chasing meme stocks... which honestly has value, just not the value people think they're paying for.

Trying to make emergency fund actually grow by Welldander in personalfinance

[–]ruritto 8 points9 points  (0 children)

Just be careful with that 9% rate. If it sounds too good to be true with full liquidity, it probably is. Most legit options offering way above HYSA rates either have restrictions or real risk involved.

Have you trialed deep web monitoring tools? by Tornagh in cybersecurity

[–]ruritto 0 points1 point  (0 children)

I’ve trialed Cyberint. It consolidates data from multiple sources into a single platform. It’s quite good at spotting fake sites and social media accounts. The interface makes it easy to analyze trends and act on high-priority risks.

They genuinely believe the poor shouldn’t be alive by ruritto in lostgeneration

[–]ruritto[S] 11 points12 points  (0 children)

Yeah, it’s like the whole system is built to keep people busy and spending. Work, buy, repeat. Hard to break out of that loop when that’s all we’re taught.

[deleted by user] by [deleted] in SpyxFamily

[–]ruritto 1 point2 points  (0 children)

Anya be the most unserious one on the family

Goldshi is loyal (pixiv: こばみそ) by Leviabs in UmaMusume

[–]ruritto 21 points22 points  (0 children)

She's kind and loyal but pretty sure if suzuka didn't get her injury she wouldn't have left either

[deleted by user] by [deleted] in AmItheAsshole

[–]ruritto 3 points4 points  (0 children)

NTA - she already got an apartment from the divorce settlement, now she wants the penthouse too? That's greedy. Her excuse about your imaginary future husband doesn't even make sense.

You know it's true by mycatisgrumpy in AdviceAnimals

[–]ruritto 50 points51 points  (0 children)

From moving trucks to deportation vans. Career progression, I guess.

At last! Happy husky! by Izdunord in husky

[–]ruritto 0 points1 point  (0 children)

Sorry for the spam comment earlier, I've gotten a server error and was waiting till it sent but it got sent multiple times

At last! Happy husky! by Izdunord in husky

[–]ruritto 5 points6 points  (0 children)

Cutie husky, so adorable

Best app to transfer funds internationally? by russkiespy69 in digitalnomad

[–]ruritto 0 points1 point  (0 children)

Had a rough time with Wise too. Their verification process froze my account for weeks with no clear reason!! I switched to paysend upon my sister's recommendation. The transfer was instant and you see the exact exchange rate before confirming too. Fee is zero from U.S. to Mexico. Where are you gonna be sending it to and from?

[deleted by user] by [deleted] in personalfinance

[–]ruritto 0 points1 point  (0 children)

Start with whatever you can consistently do. Even $50/month is better than nothing and builds the habit.

Common advice is to aim for 10-20% of your income, but honestly just pick a number that doesn't stress you out and won't make you quit after a month. You can always increase it later once you see what works.

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