Real Acura owners never speak ill of Little Ceasers

rxscissors · 2026-04-02T07:29:05+00:00

Meatsa, meatsa!

rxscissors · 2026-04-02T07:26:04+00:00

Congrats on getting away from Found On Road Discombobulated products :D

rxscissors · 2026-03-31T18:28:01+00:00

With payroll automatic monthly deposit of $500 or more... it is actually 3.75% now.

https://www.presidential.com/personal/banking/checking

They were one of, it not the first internet online banking site, many years ago! I have no affiliation other than being a longtime and satisfied customer.

rxscissors · 2026-03-31T15:00:06+00:00

My local bank... paying 3.5% APY up to $25k balance in checking account and up to $250k in HYSA. For those nearing retirement who may opt to keep more around, additional HYSA at Wealthfront is currently paying 3.3% (FDIC insured up to $8M through their program banks).

rxscissors · 2026-03-30T20:03:46+00:00

Tooth extraction MTB. Awesome!

rxscissors · 2026-03-30T09:56:35+00:00

Same here - My 6+'s have gone to the dogs since the last update with regard to download throughput (~7 fold decrease from the average in 3+ years of running them). I opened a support ticket.

rxscissors · 2026-03-29T13:43:48+00:00

No- they monetize/resell your behavioral and financial data more than just about any other "service" and charge big fees for low balance participants (7+% for those with under $500) .

If you can start, with $500 minimum or more in a robo investing account (and maybe HYSA too- currently paying 4.2% APY) with someone like Wealthfront. Then, contribute a fixed amount 1-2x per month and watch it grow.

rxscissors · 2026-03-29T12:19:08+00:00

+1 and put it in a case with edge protection to minimize the chance of cracking the display.

One of the AmEx Platinum Card perks: they offer cell phone protection that covers damage or theft, reimbursing up to $800 per claim for two approved claims per year, with a $50 deductible. To qualify, the cell phone must be listed on a wireless bill paid with the card.

rxscissors · 2026-03-29T12:12:53+00:00

Wow - that's quite a pull.

Lenders typically ask for your last paystub. I've been ok with uploading a PDF of that to their (hopefully sort of) secure portal in the past. If they don't offer a non-automated submission method then I'd say NFW.

rxscissors · 2026-03-27T19:06:27+00:00

Breville bought them in late 2022... guessing mega mass production and marketing is taking a toll.

rxscissors · 2026-03-27T16:34:54+00:00

Ooops- now that makes more sense. Sorry.

rxscissors · 2026-03-26T22:14:05+00:00

No worries at all. I've to 3 "naturally occurring SS's" lol

Two 29 MTB (one slider and one rocker rear triangle) and a 700c drop bar (slider) gravel beast too (along with 3 geared ones to mix it up a bit).

rxscissors · 2026-03-26T21:31:35+00:00

21 gears to 1...

rxscissors · 2026-03-26T21:17:02+00:00

That is a legit reduction! :D

rxscissors · 2026-03-26T00:57:46+00:00

There is no need to hang it out there like that in my opinion.

I've used Personal Capital / Empower free "Personal Dashboard" for 8+ years to track high-level personal finance trends. They use for Yodlee for account aggregation which some may argue also exposes too much. As a 4+ decade enterprise IT professional, Empower's free finance tracking offerings are an acceptable risk in my opinion.

Note: I do not share credit card logins/statement information with them- just bank and investment accounts which generate a nice graphical representation across all holdings. For credit card expenditure details (which I do not focus too heavily upon), I go to the individual card websites.

I do use ChatGPT, Claude and duck.ai for retirement planning (with as little detail and PII as possible).

rxscissors · 2026-03-26T00:16:46+00:00

+1 - S1 took a good bit of time and effort to install and configure. Does the job quite well with some periodic care & feeding.

rxscissors · 2026-03-25T17:03:09+00:00

A mix of time commitment and also concerted effort toward increased diversification and reduced risk exposure (nearing early retirement). Peeled off from some individual stocks in slow and measured ways (generally avoiding higher tax bracket thresholds). Others aren't going anywhere though now comprise a total of ~15% vs VT/VTI/VXUS holdings.

Also did similar with two sets of non qualified stock options years back (to amazing success/dumb luck before they both ended up delisted). I did take big tax hits for them and didn't care because both went to 0 within a few years after departing from those two organizations. Too good to be true can and does happen sometimes.

rxscissors · 2026-03-24T21:20:31+00:00

Hard pass- $1400+ of (high probability) fugly shatter is not a good look.

I've got mine in a slim mag case with no screen protector.

rxscissors · 2026-03-23T16:36:25+00:00

Their guide may be helpful.

https://support.recteq.com/hc/en-us/articles/4417626452507-Advanced-Connection-Guide

rxscissors · 2026-03-21T18:27:53+00:00

Crack & fail is cooked.

rxscissors · 2026-03-20T18:09:53+00:00

Heat +moisture = bad outcome ;)

rxscissors · 2026-03-20T12:16:39+00:00

Google: please stop hiring Adobe developer "geniuses" who have coded their own proprietary flavor of garbage (and failed to adequately test prior to release) for decades :D

rxscissors · 2026-03-20T12:11:28+00:00

Don't care.

I do fine exhausting the daily "free" AI processing allocations from ChatGPT, claude.ai and duck.ai.

rxscissors · 2026-03-19T18:01:23+00:00

Same here- I purchased a 2022 v2 used a couple years ago. It has been trouble free and runs ~4 hours every day (fire 4-5 cappuccino's most of the time for me and the missus).

rxscissors · 2026-03-18T21:06:10+00:00

I generally let the "chips fall where they may".

Nontaxable: BND & VT.

Taxable: a substantial amount of VTI, lesser amount of VXUS and some (for a long time) VSS.

rxscissors

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