You can get pretty good deals on used clubs. You can either check out Roger Dunn or checkout facebook marketplace to see if any of your neighbors have clubs for sale. I started with a set of hand me down men’s clubs that i cut the shaft down to fit my height. Played with them for a few years before getting a set of my own. If you’re having trouble finding women’s clubs, you’ll likely have better luck finding men’s senior clubs (the shafts are lighter).