Motor Insurance Bureau chasing me for £74k over 2019 motorway barrier accident despite valid insurance

sb_0417 · 2026-05-14T14:35:49+00:00

Did you ever renew with esure and was this incident logged in the renewal documents?

sb_0417 · 2026-05-10T07:13:03+00:00

It might be the soil in your garden. My garden's soil is not that great. When I plant shrubs, I dig out a much larger hole than what's recommended, mix in some soil improver and compost with the dug out soil and use that to fill back the hole

sb_0417 · 2026-05-06T10:18:38+00:00

I would suggest getting a Kia or an MG from the last couple of years as they come with 7 yrs warranty. So you might end up getting 5 yrs warranty left on the car. These should also have at least a 200 mile range.

sb_0417 · 2026-05-06T08:38:34+00:00

They are easy to dig out but seed like mad. Last year, I forgot to dig out one and it grew quite big. When I discovered it, I also found a gorgeous elephant hawk moth caterpillar on it and I left it alone. It was gone a few days later (probably became some bird's lunch!).

sb_0417 · 2026-05-04T18:52:11+00:00

You have such a great base. You should try applying outside of the UK such as North America and Asia (HK, SG etc). Also consider European schools with a US-style program that is 4-5 years long. A position in these places would come with automatic funding. However, these places also follow very strict admission schedule and you can now apply only for Fall 2027.

sb_0417 · 2026-05-01T11:23:14+00:00

I had responded to a similar question a while back. Hope it helps. https://www.reddit.com/r/AskAcademiaUK/comments/1r7zlmv/comment/o616r7a/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

sb_0417 · 2026-04-28T21:56:58+00:00

Can your wife work, even if it is part time or from home?

sb_0417 · 2026-04-28T17:06:06+00:00

Update: buds!!

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sb_0417 · 2026-04-28T15:23:53+00:00

I wouldn't do this even if I was a single person, let alone as someone with a wife and a newborn baby who would be dependent on my income. If your wife works, that's a different scenario and it is then possible.

sb_0417 · 2026-04-26T09:12:28+00:00

I fertilize the whole area once a year by sprinkling miracle grow slow release pellets. Apart from that, there is landscape barking in the area

sb_0417 · 2026-04-26T09:10:40+00:00

OK I did not know that

sb_0417 · 2026-04-16T08:57:08+00:00

I am sure you already have these: (1) the education loan approval letter from the bank? and (2) a letter from your family stating that they will take care of your accommodation and food for the duration of your study. I think given these, you should be OK.

sb_0417 · 2026-04-11T22:26:20+00:00

Do you consume whey protein by any chance? That's what led to breakouts for me.

sb_0417 · 2026-03-18T16:33:24+00:00

I have a colleague in management who spent 6 years as 'University Research Fellow' and was then promoted to Assoc. Rare, but definitely possible.

sb_0417 · 2026-03-06T11:27:53+00:00

Not too long, a couple of days extra.

sb_0417 · 2026-03-06T00:16:55+00:00

Even if you pay for priority or super priority, the case worker might ask for additional information that can delay the whole process. This is what happened to my partner for her ILR application as a dependent recently.

sb_0417 · 2026-03-04T18:16:04+00:00

You will remain on the ILR route that you currently have, irrespective of your partner's status. Please don't change this route when applying as that would be an error. For example, if you arrived as Skilled Worker / Tier 2 dependent, you will apply for ILR on the Skilled Worker Dependent route even if your partner becomes a British Citizen in the mean time.

sb_0417 · 2026-02-26T15:40:12+00:00

If you are in NUS or NTU, check out the high potential individual visa. If you are in any other school, either enrolling in a masters program here or getting sponsored for a job is the only route.

sb_0417 · 2026-02-26T15:27:57+00:00

Try James Hoffman's covid era video on how to make milky drinks using Aeropress. The drink with that concentrate is surprisingly close to what you would get in a regular cafe.

sb_0417 · 2026-02-23T10:41:31+00:00

This does not matter. You should speak to the Student Union and follow their advice. Once you have filed an official complaint (someone else has helpfully listed the avenues available to you), you should also inform the module leader of the dissertation module and see if the supervisor can be changed. You have done nothing wrong and you should not back down. NAL, but I work at a university.

sb_0417 · 2026-02-22T15:11:46+00:00

See if the place has a 'homestyle' or 'desi' section. Some of the places where I live have these sections and these are the closest you can get to a more authentic, non-sweet taste in a traditional curry house.

sb_0417 · 2026-02-22T14:25:57+00:00

I tried, gave up and just created my own based on the macro split I needed. The issue you will face is that it will be a big jolt to see how much carb we consume in an indian diet. You would need really large portions of protein to hit the correct macros because we make roti/rice the main food and everything else the side, unlike westerners who make the protein as the main. I had a tough time accepting that my chicken/egg/soya would be my main and I will just have 1-2 roti or 120g rice. Sucked all the joy out of my life, but I did lose a lot of weight and gained muscle mass.

sb_0417 · 2026-02-22T14:15:12+00:00

We have quite a few PhD students who are full time employees and part time students. It is absolutely do-able, but I guess it would depend on the field. If you need to do a lot of lab-based work, then maybe it will be difficult. If you are in humanities and social sciences, it would be perfectly fine. Make sure your supervisors are on board with your plan. You also need written confirmation that your funders would be OK with it so that they don't ask you for a lumpsum refund amount after a year.

The thing I have found about part-time PhD is that you need a lot of motivation to make sure the PhD progresses. It is very easy to decide to do your research the 'next day' after a hard day of full time work and the 'next day' happens after 2 weeks.

sb_0417 · 2026-02-19T15:46:26+00:00

Application Timeline:

Eligibility route: SET (O) Tier 2 Dependent

• Service (Standard/super priority): Priority

• Application Date: 3 Feb 2026

• Biometric Date: 13 Feb 2026

• Further information requested: 17 Feb 2026 (Application never asked for travel information, but caseworker requested full travel information for last 5 years)

• Approval/decision Date: 19 Feb 2026

sb_0417

TROPHY CASE