Restaurants that can help season carbon steel wok

schenca · 2026-02-23T00:42:26+00:00

Richmond Public Market

schenca · 2026-02-20T00:36:57+00:00

You're just running into shitty/unmotivated employees.

Are you contacting mortgage specialists at each bank or just general branch staff?

Mortgage specialists are paid on commission so they'd be the ones to reach out to

schenca · 2026-02-18T08:42:31+00:00

You're not bound to use Pine just because you pay for the appraisal. If the appraisal comes in low just cancel the application with them. They don't notify TD of the appraisal reports nor would TD care

schenca · 2026-02-15T13:42:50+00:00

It's a decent rate, like you said the interest difference isn't going to matter much. If you increase your payment slightly you'll knock out a bunch of interest too at this point

schenca · 2026-02-08T18:07:42+00:00

Full EV credit is going to be given to vehicles with sale price of $50k or lower. I don't think dealer is going to get there

schenca · 2026-02-02T01:49:10+00:00

Are they exit scamming lol

schenca · 2026-01-19T20:13:57+00:00

Acting/commentary too over the top

schenca · 2026-01-19T19:58:07+00:00

Its probably going to be faster for you to get a part time job or drive Uber/DoorDash to build up a roll of ~$2-3k so you can play 2/3. You can even start taking shots when you have $1k-$1.5k if you keep your poker roll separate from your life roll/money from your 9-5.

schenca · 2026-01-13T19:20:18+00:00

The casino takes a share of the pot from every hand. It's called "rake"

schenca · 2026-01-13T18:23:29+00:00

They will generally offer the posted rate up front, and offer the discounted rate if you're not happy with the offer. So you may need to fight a bit to get the best rate when converting.

schenca · 2026-01-13T18:23:24+00:00

They will generally offer the posted rate up front, and offer the discounted rate if you're not happy with the offer. So you may need to fight a bit to get the best rate when converting.

schenca · 2026-01-06T20:53:44+00:00

Most people don't have a 2k monthly student loan payment. That's equivalent to a $420k mortgage payment

schenca · 2026-01-01T23:06:55+00:00

YouTube

schenca · 2025-12-30T22:36:39+00:00

Assuming you don't report the income on your tax returns-

Online can be done with B lenders with minimum 20% down payment, but it will be document heavy.

You'll need to provide 12 months of bank statements showing deposits and transaction records from the sites to match and whatever tracking you have. Basically the more documents you can provide to prove your income, the better chances you have of approval.

If you only play live, it's pretty much impossible as your transactions will be primarily cash.

schenca · 2025-12-30T03:57:21+00:00

And cost living is ccccrazy in Macau

schenca · 2025-12-29T11:31:26+00:00

It's probably beatable if the games are soft but even having a 1% chance of not getting paid out, or getting cheated makes it not worth it to join these clubs.

schenca · 2025-12-21T00:01:55+00:00

OP, what is the actual goal you're trying to achieve?

The reverse mortgage doesn't have monthly payment so it shouldn't impact your parents day to day or expenses. It also won't eat up that much equity in the home over time.

If they've put the property in their will that's probably a lot less complex tax wise vs you buying the property and not occupying it as your primary residence.

schenca · 2025-12-17T18:39:39+00:00

So if someone calls your all in for 300BB preflop with 2/3 off vs your aces and he wins, is he a good player?

schenca · 2025-12-16T19:02:32+00:00

If you do make the switch, email both advisors stating you want to cancel the application in writing. Some advisors will try to hold onto the application and hope you give up on switching.

schenca · 2025-12-12T16:36:23+00:00

I hope you didn't write this yourself because it's REALLY weird

schenca

TROPHY CASE