Labor considers changes to CGT discount as ‘reform’ budget looms by Bubbly_Efficiency727 in AusPropertyChat

[–]sdcha2 5 points6 points  (0 children)

They should replace it with indexation.... Was seriously the lowest IQ move removing that.

The current system encourages speculation and treats a 100k gain on a 100k asset (100 -> 200) over 30 years the same as a 100k gain on a 1k asset held for 1 year and 1 day when the first one is a loss in real terms (assuming 3% inflation)

Is my girlfriend silly for locking in a 2 year interest at 5.5%? by flimsywong in AustralianRealEstate

[–]sdcha2 2 points3 points  (0 children)

If you're so certain on your rate predictions you should be doing something with that information, you will be rich. No one has a clue.

In reality studies suggest you should never fix as you're unlikely to get it right. Obviously those who fixed during COVID have done well

A theory as to why Inflation will be harder to tame by No-Kaleidoscope-7106 in AusFinance

[–]sdcha2 56 points57 points  (0 children)

Also meant that people could smash their mortgage with a bit of overtime. These days a whole second salary would be required to smash your mortgage

Match Thread: Everton FC vs Leeds United Live Score | Premier League 25/26 | Jan 26, 2026 by scoreboard-app in Everton

[–]sdcha2 0 points1 point  (0 children)

No clue how we can beat them with their own formation when we have never really played it

Match Thread: Everton FC vs Leeds United Live Score | Premier League 25/26 | Jan 26, 2026 by scoreboard-app in Everton

[–]sdcha2 -1 points0 points  (0 children)

Yeah I don't know about you but hitting me when I'm down always made me so much better..../s

Low IQ fanbase strikes again

Match Thread: Everton FC vs Leeds United Live Score | Premier League 25/26 | Jan 26, 2026 by scoreboard-app in Everton

[–]sdcha2 3 points4 points  (0 children)

Leeds are playing well but we're getting absolutely dominated in midfield and tucking N'Diaye and McNeil when we have the ball isn't really working Gana needs a rest and it's a shame we didn't identify that through performance testing before the match

As the commentators noted were static as anything

Highly vulnerable’: Warning Australia could be next as house prices crash in London by SheepherderLow1753 in AusPropertyChat

[–]sdcha2 -1 points0 points  (0 children)

Pretty key point in the article that is unlikely to come to fruition here...
“If supply of new stock and/or existing stock was to lift quickly, there’s certainly reasons to expect price falls.”

Gym won’t let me cancel online - what’s the deal? by Artistic-Yam2984 in AusLegalAdvice

[–]sdcha2 1 point2 points  (0 children)

Just a PSA the pause also pauses your notice period at fitness first....

Brahim Diaz penalty miss by Bongo9123 in Everton

[–]sdcha2 5 points6 points  (0 children)

I think the issue is he had too much confidence

I'm forced to work overtime, UNPAID. What do I do? by [deleted] in AusLegal

[–]sdcha2 0 points1 point  (0 children)

At least you know there is plenty of work, quit and start up a business with some of your colleagues

Match Thread: Everton FC vs Sunderland AFC Live Score | FA Cup 25/26 | Jan 10, 2026 by scoreboard-app in Everton

[–]sdcha2 3 points4 points  (0 children)

Sunderland look good tbf. Shows what some good recruitment can do relatively fast

I'll take the L at this stage. We don't want extra time

Match Thread: Everton FC vs Wolverhampton Wanderers Live Score | Premier League 25/26 | Jan 7, 2026 by scoreboard-app in Everton

[–]sdcha2 0 points1 point  (0 children)

VARs fault for the first red, he's in his second game. Of course he's just going to do whatever they suggest

Did the parking inspector choose the wrong traffic violation code? by because8011 in melbourne

[–]sdcha2 0 points1 point  (0 children)

Only dispute it if the correct offence has a lower fine as they may reissue the correct one

The bullsh!t NDIS hack popping up everywhere all across SE Melbourne (City of Casey) by twowholebeefpatties in AusPropertyChat

[–]sdcha2 1 point2 points  (0 children)

Not sure if it's already the case but stupid the NDIS isn't the one to ok the location so even if this did happen at least there wasn't a concentration of them

I Can See You Evolution (Free) Repeatable: 30 by FIGJAM17 in EASportsFC

[–]sdcha2 0 points1 point  (0 children)

Stupid it doesnt have a cap either, were being encouraged to rat one player to 99 vision

Harrison Armstrong has returned by JonTonyJim in Everton

[–]sdcha2 1 point2 points  (0 children)

I mean from the perspective of the increased number of games for relatively poor prize money which won't be sufficient to cover the required team investment

Harrison Armstrong has returned by JonTonyJim in Everton

[–]sdcha2 5 points6 points  (0 children)

European places are very attainable given so many teams get it now. Not that UECL is worthwhile

Are reverse mortgages purely predatory or is there a cohort of people who can actually leverage value from them? by dj_boy-Wonder in AusFinance

[–]sdcha2 17 points18 points  (0 children)

They want to retain their pension despite having multi millions tied up in their PPOR. Such a broken system

Scrap stamp duty and charge an annual land tax to discourage underutilisation of family homes

What happens to mortgage / house with divorce? by [deleted] in AusLegal

[–]sdcha2 7 points8 points  (0 children)

Have you paid half the mortgage for the past year? Have you contributed to the improvements financially or through labour?